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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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SUSDavid83
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 Nov 28 2014, 07:33 AM
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QUOTE(David83 @ Nov 26 2014, 08:23 PM) I asked to transfer the BT to my MBB2 AMEX but it ended up on my MBB2 Visa.  21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my 21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call 24 NOV - BT approved according to CS. One time charge as shown in M2U 25 NOV - Waiver of 3% up front fee - 2511 21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my 21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call 24 NOV - BT approved according to CS. One time charge as shown in M2U 25 NOV - Waiver of 3% up front fee - 2511 25 NOV - Payment received by UOB (called UOB CS) |
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SUSDavid83
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Nov 29 2014, 12:53 PM
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QUOTE(playboy88 @ Nov 29 2014, 09:42 AM) yaya...as maybank amex offer X5 point and 5 % rebate...so i not sure it applicable for BT or not...haha BT won't earn TP or cash rebate. Don't ever dream for those. |
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SUSDavid83
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Dec 1 2014, 02:31 PM
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QUOTE(coolkidz @ Dec 1 2014, 02:29 PM) Hi all sifus, May I check if e.g. currently I have a BT plan with Bank A and I will like to BT the amount in Bank A to Bank B, will that be possible? Sorry if this been asked before however am not sure what soft of keyword to search in the thread. Thank you. Usually the amount in BT bank is in term of monthly outstanding repayment amount. You can BT this amount but it's meaningless and subjective to min amount you can BT to Bank B. |
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SUSDavid83
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Dec 1 2014, 03:11 PM
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QUOTE(simonhtz @ Dec 1 2014, 03:09 PM) I'm going to try out the Maybank balance transfer thingie, seems like a good deal. Out of curiosity, how does Maybank make money from this? If Maybank were to absorbed my debts from another bank and let's say I pay up on time for the next 12 months, the bank does not make any money at all? Cheers guys and to you guys who are doing BT, hope we can clear off all of our crazy debts. I have asked that question before. They're hoping that you default! |
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SUSDavid83
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Dec 4 2014, 06:56 PM
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Stupid question: Can I BT from MBB to MBB Islamic?  Since I have cancelled my UOB CC, I have no more CC from another bank other than MBB. Thanks to the 2 RHB CCs in the CCRIS which may have caused my HSBC application rejected. |
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SUSDavid83
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Dec 4 2014, 11:11 PM
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QUOTE(MGM @ Dec 4 2014, 11:06 PM) Apply for BT to MBB by emailing the BT form without statement this afternoon. By evening received a reply asking for statement. The amount to be BT actually is the outstanding amt to date and the Statement will only be available in 1 week time. Would MBB accept the listing of the outstanding transaction instead of the statement? They accept snapshot of the statement. This trick was taught by my colleague who BT to AEON. She took snapshot of the statement instead of scan it. I faced relatively similar challenge as you. My statement is sent to my hometown address. I don't have access to it and it's quite near to my payment due date. This led me to no choice but to call to CS and request for a statement to send to either to my email or office fax. UOB said they cannot send it in PDF format to email but fax option is available. Later, they sent me the statement via fax. The format of this fax version of statement is not as beautiful as we received in snail mail or view in Internet banking. The statement itself is in ledger format and I just sent it to MBB CS. Luckily they accept it! This post has been edited by David83: Dec 4 2014, 11:13 PM |
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SUSDavid83
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Dec 4 2014, 11:20 PM
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QUOTE(MGM @ Dec 4 2014, 11:18 PM) Someone here had previous applied for MBB BT without statement and was successful. I was trying to emulate that cos my statement would not be out until 7 days time. You can push your luck but some also failed to do so. |
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SUSDavid83
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Dec 30 2014, 05:57 PM
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QUOTE(sms2u @ Dec 30 2014, 05:41 PM) It is not right to advise other to perform extra payment and 'cash out' using this method. He just advised people to be smarter. Advice comes with risk and disclaimer. |
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SUSDavid83
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Apr 14 2015, 09:01 AM
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QUOTE(sendohz @ Apr 14 2015, 08:15 AM) Means i can only apply for this promo and not get their door gifts if i apply through booth? You can still get the free gifts and apply BT at the same time. This post has been edited by David83: Apr 14 2015, 09:02 AM |
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SUSDavid83
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Sep 20 2015, 11:05 PM
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QUOTE(leo_kiatez @ Sep 20 2015, 11:04 PM) For Hong Leong CC 0% Balance Transfer.. Normally HLB will pay the BT for us or they will bank in the money for us to pay ourself? HLB will pay the BT for you! |
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SUSDavid83
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Sep 20 2015, 11:15 PM
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QUOTE(leo_kiatez @ Sep 20 2015, 11:14 PM) U tried before? I thought I seen before someone in LYN mentioned HLB will gif cheque / IBG to our acc, & we need to pay the cc bill ourself? Then I don't know. My apology! |
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