Means your account is not capable of borrowing 'margin' money to invest.

Yes, never sold a single plantation stock yet.

I am looking at the longer term potential..

Haha thanks! Went to work in 'jungle' ..

Even online.. you have to go through remisier/broker.

Just that online trading rate is cheaper than calling/sms the remisier/broker.

You can do either one...

Contra does not use margin. Margin means borrow money and putting your stocks as guarantee with no time limit.

If you are new to stock investing, please dont try contra, otherwise you will burn your fingers.

Force selling usually in the morning the day after you T+X period, price sold is at buy bid value (they wont queue). More or less same for all banks, depending on your "X" days agreement.

Usually remiser/broker will inform you day before T+X for you to settle your outstanding. If already enter force sell, the bank will automatically do it and then only inform you amount of shares sold at what price (via contract note), they will sell just enough to cover your outstanding (After minus cash at account).

This post has been edited by gark: Dec 24 2014, 11:31 AM

Ex date is 04/02/2015

Buy before ex date and HOLD until ex-date you will get the dividend. If you sell before ex date then no dividend.

I am assuming it is a REIT.. usually with dividend structure like that.

1000 lots x 100 = 100,000 shares.

Dividend received = 100,000 shares x 0.0474 x 90% (10% tax) = RM 4,266
Dividend received = 100,000 shares x 0.0099 (no tax) = RM 990

Total dividend = RM 4,266 + RM 990 = RM 5,253

But beware ON ex-date, the shares price WILL be reduced accordingly by 6 sen (5.73 sen round up) per share due to dividend adjustment. So if you think you can profit by buying before ex date and selling on or after ex date, you will be surprised that it is a ZERO sum game.

This post has been edited by gark: Jan 22 2015, 03:16 PM

1. Yes, but have to deposit a minimum amount of money to activate account, usually 1K
2. All banks can trade with app

The 1k can be used to buy stocks.. just that you have to have money to start the account.

Many brokers available, there are no best, soem are cheap but no service, some are expensive but full service. Depend what you like, best if you go shop around...

Overvalue means currency is trading at a higher value than it should.. hence limiting export potential. The government wants the currency to trend lower to encourage export. More export means better economic growth and higher jobs uptake. However a weaker currency means higher inflation too.

Reducing interest rates makes the fixed deposit not attractive, hence people will tend to sell the currency and buy other currency for better gains.

When more people are selling compared to buying a currency will slowly drop. Currency is like other goods priced towards supply/demand.

A currency depends on export-import trade balance. A high export country, and a net exporter will push up the currency as demand for the goods outpace the exchange of other currency for importation. In this case Australia sells iron ores, gold, and other minerals and form the export basis and the value is much higher than imports. When commodity prices are at all time high, the AUD$ also reach all time high due to demand for AUD$ to purchase those commodities.

Now the commodity prices has slumped and trade balance is approaching negative. The AUD$ demand will be slowing down, as less amount of export compared to imports. To revitalize the trade balance the currency is deemed overvalue (above fair value), and needs to be reduced to boost/balance export. The AUD$ is dropping slowly is due to the high interest rate in a world where there is no more high interest rates. Demand for the high interest rates is what keeping the currency in somewhat high demand. The government wants the currency to become lower as the large amount of AUD$ in FD is not going to help the economy.

Lets say price of commodity A price unchanged at USD $1 per kg. When AUD$ was 1:1 with USD, Australia company will get 1 AUD$ for every kg sold. Now lets say the exchange rate is AUD$ 0.9:1 USD$, The same company will get 1.11 AUD$ per kg. Also with cheaper exchange rate, it will balance the price dropping in terms of USD$, and the company earning will still be same. A cheaper AUD$ will also reduce import as the inverse happens, it is costlier to import.

To reduce the value of the AUD$, the primary function is via interest rate control, lower the interest rate the currency will drop, raise it will rise. Bust it also depend on other macro economics such as trade balance, economic growth, sovereign bond ratings & foreign currency reserves.

Lowering of currency = boost export, reduce import and improve the economy but raise inflation.

This post has been edited by gark: Feb 10 2015, 10:09 AM

On average Indo FD is 7.5%-9% p.a. for 3-6 months deposit.

1 year deposit with high amount (1 billion rupiah) can earn up to 10-11%

High currency risk though...

This post has been edited by gark: Feb 10 2015, 10:13 AM

No. wrong way to calculate.

Your ABP (average buying price) = ((100x1) + (10000x5))/(10000+100) = RM 4.96

Sure you are capable of playing stock market?

Not all banks reveal their NIM, however you can calculate from their net interest income... but some banks do report this in thier presentation/ annual report. Some analyst report also shows this number.

NIM = Average interest rate charged - Average interest rate paid

Interest rate charged, is what they are charging for house loans, personal loan etc..

Interest rate paid, is what the bank paid to borrow money, cash on hand (in this case 0%), from deposits (savings, FD etc) and loan from other banks or BNM.

Most malaysian banks is operating on NIM of about 2.5%-3%

A strong NIM means the bank is at higher MARGIN and will be making MORE money from their loan.. and any loan growth will produce higher interest income. This is a proxy for an efficient bank.

Another thing to watch out is usually bank with high NIM, will tend to have poor NPL.. if you can find a bank with high NIM and good NPL AND a strong loan growth.. is a very good bank.

This post has been edited by gark: Feb 23 2015, 11:11 AM

Can ....

As long as you have valid Indon address..

Lol.. how they score those company? Most of them are not 100% pure plantation companies..

Based on stock price? ROE? EPS?

I still favor TSH & FR for plantation.. and long term growth.

This post has been edited by gark: Mar 23 2015, 12:18 PM

SIPEF plants oil palm in Indonesia (42,000 Ha) and PNG (12,000 Ha).

They also plants rubber, tea and banana in Indonesia, PNG and Ivory coast.

Sorry no palm oil in belgium yet..

This post has been edited by gark: Mar 23 2015, 01:52 PM

No where.

The buyer who queue at 3.32 will get the share at 3.30..

This is a 'jump queue' technique..

This post has been edited by gark: Apr 1 2015, 11:35 AM

Depending on your risk factor tolerance. And to make sure stock investment will not affect your sleep.

Lets say IF a $ 50,000 stock investment which you have done all your homework and very confident, plunges 50% in a few days. Will you sell, keep or buy more?

How many percent LOSS can you tolerate for at least 1 year? Without losing sleep?

Are you happy with slightly over FD dividend rate of lets say 5% p.a. on your $50,000 investment ie. $2,500 return per year OR do you NEED to earn more?

So you feel agitated that your stock has not moved much in over 3 months? Will you sell as the stock price is dead, or will you buy more, as the stock price is still a bargain from when you last bought. Lets say the investment carries a dividend of 5%, paid once a year.

Answer some of the questions and we will see your investment style.

This post has been edited by gark: Oct 12 2015, 09:51 AM