Oct 12 2015, 11:34 AM
QUOTE(kumhoo @ Oct 12 2015, 10:32 AM)
Actually I looking at Public Bank and for the past 5 years, the trend is upward. Of course, no guarantee that the share will continue go upward and will not go downward. If really bad luck that the share go down by 50%, I dont think will sell it and will continue to keep for dividend purpose.
My intention is instead of putting it at FD, I looking for high interest return for my deposit. I saw Public Bank dividend on Aug 2015 is 24% and say if I invest 20k, I will get 4.8k return just for the dividend. I hope this is correct. I'm not planning to sell in short period of time and will hold until I really need cash in future. If I have extra money, maybe will buy more for the same share or will look for other high dividend share and keep.
Actually I'm fine if the stock not moving up but of course hope it will not go down coz my intention is to get the dividend yearly which I hope it will be at least 8 to 10%. If the share I invest paying dividend just 5%, I dont think I will invest coz the risk is too high and not much different from FD rate.
I heard got investor that buy share is to get yearly dividend and keep it for many years i.e. 5/10 years and above.
PBBank is NOT giving you 24% dividend.. more like 3% p.a. only.. My intention is instead of putting it at FD, I looking for high interest return for my deposit. I saw Public Bank dividend on Aug 2015 is 24% and say if I invest 20k, I will get 4.8k return just for the dividend. I hope this is correct. I'm not planning to sell in short period of time and will hold until I really need cash in future. If I have extra money, maybe will buy more for the same share or will look for other high dividend share and keep.
Actually I'm fine if the stock not moving up but of course hope it will not go down coz my intention is to get the dividend yearly which I hope it will be at least 8 to 10%. If the share I invest paying dividend just 5%, I dont think I will invest coz the risk is too high and not much different from FD rate.
I heard got investor that buy share is to get yearly dividend and keep it for many years i.e. 5/10 years and above.
The 24% means PBBank is giving you 24 sens dividend for EACH share... go calculate yourself lar..
Dividend yearly of 8% and 10% is quite rare for large stable companies unless you are willing to go into very risky companies and or office REIT (that too is a tall order). The only way for you to get those dividend is when you get a massive market crash, where the stocks have fallen 50%-70% or more.. that time do you have the guts to pick up the share?
So you think 5% dividend is too low yield for you then, dividend investing is definitely NOT suitable for you.
To get better returns, you need to think beyond dividend and short term trading, more like long term holding of good quality returns,.. then maybe you can get your 8%-10% p.a. INCLUDING the dividends.
This post has been edited by gark: Oct 12 2015, 11:36 AM
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If no need brokerage.. then bank earn what? 
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