Wish you the best. I know people make money by trading gold futures and they did even gold price has been sideways for few years.

But for me, gold has never been about investing. It's about saving that holds its value in the long run.

You bought physical? We will see how in the future. Holding physical asset (including real estate) does give me more assurance than paper asset.

GLD or any of those gold accounts by banks?

I don't know which bank you use but I suggest you make physical withdrawal. Read the terms carefully it doing this to know if it does incur substantial cost.

Store the physical in an insured safe deposit.

In case you need some cash. Do withdraw less say RM28k and cash out RM2k. Otherwise, take full amount in physical and pawn whenever you need cash. Ar-Rahnu provides pawn service at 7% storage (that's what they called it and it's not exactly charged like interest).