congratulations on v8

seconded. i hope i can refrain myself fr shopping so much so can hv extra money by the end of this month..
already got some precious metal earlier thsi month, no more allocation, lol

really 999 gold bar fr poh kong is rm160 ar?
cheapest i quoted before is rm180 wor.

u dont mean the display price at the panel there dont u?

but nubex use taqbin courier it took forever before delievered to ur hand.
luckily the customer service is reachable via online chat dont hv to call n such.
otherwise nubex is nice, the price offerings also competitive

its everywhere in this subforum now.. perhaps you could ask the person whats the risk involved..
investment always involves risk. at that rate of return, the risk cant be low i suppose?

dont climb up just yet tunggu gaji liao

talk about having placed order everything n seeing the live pricing dragging the items prices down yet u cant do anything and havent even received the said items

thank you for getting me,
nahh my monthly allocation already maxed out
owait who am i kidding, its already over budget.
impulse buying much

but if its go down so much might get like 1g just because. just..because.. lol
dollar cost averaging

well never acquired one to be frank.. but the lowest priced now is the pamp low cost version going 156+ plus the shipping for 10, 166.. if it gets any lower... could really be a good deal, right?


do u hv any specific limit when it comes to premium of ur purchases?

thats..few yrs of my hardwork combined, let see.. not even close wor
i should work harder now
gold digger mode on!

i dont really investing actually, just merely saving before starting to invest
perhaps could cash out more money in about 3 yrs time?

*hopeful*

i still want to believe its precious rather than useless..
i dont get it why the need to sell when price is going down.
gold is less an investment than that of preservation of wealth..

alright, while we are at that, what happen to our ringgit value? can gold be better against the inflation or not? say the guy above is right about the USD strengthening, but our gov doing eveything there is signalling the weakening. im paid in ringgit

i dont quite get u now.. ok inflation is due to happen here in malaysia, not in developed market, ok..

as for who would takes in rm for gold.. thats quite the other way around.
we accumulate gold, when we need money we sell gold, takes in the RM. in fact gold is tradable in any other currency.
by currency i do mean the the officials and the unofficials like the bitcoin, the hourmoney and such that has been started to be widely accepted globally

say the i do keep some money, inflation hits hard, i suffer.
if i hv gold, i need to sell the gold, even the price in USD is not getting any higher, chances are, i can get more ringgit than what i have paid before
n some of my savings is in the FD of some sort, that hopefully if doesnt grow as much, can curb the inflation rate even by just a few..

n i dont see why i shouldnt buy gold in ringgit eihter.. mind to shed some more light?

Good point to ponder there
As for me. I like precious metals. For ups n downs hopefully. Not vr firm on that but I wl try to hold on to it n take opportunity to stack should the low price became stagnant..
Some other like rare rocks diamonds sapphire ruby emerald.
Some collects paintings. Some collect antics.
We believe these items hold some value.. And some sentiments to it making the owner pleased to see it even they hold no real measurable value. And suprisingly there are people are willing to to hv that in exchange of great deal of money.

So yeah.. Maybe u can find something u really adore n willing to put ur money to.. It doesn't always have to gold.

I've been cautiously to not to mention that category
I love watches too.. Among other things. Aesthetics n engineering reason mainly.. W rose gold elements preferably.

Perhaps after I hv enough gold n other things first..

iinm read somewhere its eoy... then spot price wl go down n stagnant summore
not very pleasing read i hv came across

1. Physical Gold, need to get place to store. Storage in Bank need to pay yearly services also. Put at home = Risk. <--- similarly my concern. but i dont have that much to store at banks also.. need to gamble on this
2. Paper Gold, Buy/Sell spread is high. <---- its not PIDM protected, should u want to liquidate, might have to sell at loss within this 2 yrs. the world has more and more suprises for us. na ah for me. my only saving in banks is in form of investment. need to diversify.
3. CIMB/Maybank paper Gold, Convienience and can do online but wide spread of Buy/Sell. <--- refer above.
4. UOB, Have to go Bank to do it. And on top of that, must have saving account before getting the gold account. It's a hassle for people nowadays to queue at the bank.

plus for the papergolds, u might want to check hows the procedure to get the pysical form of ur gold. CIMB for example can only allow minimum 100g with a certain fee. some only allowed to be collected at main branch in KL. if thats not an issue for u, then go for it.
but always remember the old wisdom, its not urs until u can hold it.

for me, its always crucial to determine the enter and exit strategy. not just applicable for share market, i dont do stocks. but just anything.
i get the tips from a very old timer Comando. before u get in, must plan the easiest way out.
if i want to buy gold using my spare cash, i must hv a way to get the cash back.

and i go anywhere, i reverse parking the car
(until my straight parking skill so bad because lack of practice lol)

alert me if u are selling

for me, yes, i hv come to that conclusion.
some sifus in here might not agree on that though.

im a hands on person. i need to do stuff prior to write up a manual on how to do stuff. im not a creative person.
so i started small.

any loss made in the process, i take it as a learning curve and the fee to gain knowledge.
coming from a then buyer fr pohkong tomei etc. my dollar cost averaging sheet also doesnt look as good.

ah ic.. i tot physical