Non bumi, but non bumi muslims can invest in asb

since when pnb is protected under pidm. Only saving accounts in banks are protected. ASX family falls under unit trust.

If you want pidm cover go put your money in bank ok and enjoy the low interest.

Can, just divide your saving in multiple pidm member bank. Limit to 250k

i would advise to only look at pnb fixed priced offering such as asb, asb2 asw and as1m. If you are looking for variable fund, there are many mutual fund out there that can beat the return of pnb variable price fund.

Check fundsupermart out, cheaper service charge

what a waste of time putting my epf money in as1m. I am not going to invest in as1m anymore through epf account 1, rathet wait for the right moment to enter UT

what i meant is investing using account 1, this is the investment allowed under EPF account 1 investment scheme. I am not really withdrawing as the money never really in my hand, instead just changing hand from EPF to PNB. Definitely not the same as home loan withdrawal.

AS1M constantly beats EPF returns however 2014 is an exception, the difference is small but the waste comes from all the time it takes to que up in PNB office. I am only investing in the fixed price fund for the time being through EPF account 1 as it virtually offers capital protection, not in the PIDM sense but as a fixed priced fund.