Went to PNB. BIG 0 strike!

Learnt from the counter staff that they will be replacing all the passbooks to a new type. He also mentioned the online transactions in the new year. But it will be in stages. So don't hold your breath for 1-Jan-2015! Ha.

I guess the passbook change is for the online transactions, maybe passbook updating on their ATM?

Thanks for the reply 

Erm, I read that, and I understand that there are different AS that is eligible for non-bumis. However I would like to know more. I tried clicking on the links, but some are not accessible. Several queries that I have in mind,
for eg:

(1) Among those AS like ASW 2020, AS1M, etc for non-bumis, which is better/more advisable for a newbie like me to invest on? What are the differences?

did you noticed there is fixed price fund and variable price fund? For best is to invest in fixed price fund, but too bad. its sold out for non bumi. and for varivle fund, its totally diff and following the price of the day/NAV. And they have extra 5% charges too.
(2) If i decided to invest in it, what should I do? As in which bank or where to go to invest/ register on it? (I'm staying in Subang Jaya area btw)
Banks like CIMB MBB can do that or Pos MY.
Thanks again and sorry if its a bit off the topic, some guidelines may be of very much help to me

ASN2 dropped to 0.61 point

i am calculating my losses  and look into the glass ball to see if pull out now will limit my damage ...

My 2 cents here ...

I like to quantify things for me to make a decision.

Overview, find out how much will your ASX drop when KLCI drops. I know it is not 100% accurate, use data from 1997 & 2008 as a guide.

Then using your best judgement, how much will KLCI drop for your expected case, worst case and best case in the next 2 years.

Work out how much are then your ASX for the 3 cases.

Then ask yourself whether it is worth taking action for each of the 3 cases. E.g. if the lost is already at 50% for the medium expected case, then I would cash out. On the other side of the coin, if the lost is 10% for the worst case, then I would stay put.

A lot of the above depends on one's view/gut feel. It is your money and thus your gut feel is important. Ha.

All the best!

Suggestion to admin or moderator.
Whoever ask the basic question without referring to the 1st page, please zerorize their post count.
To me it is either lazy, want spoon fed, or cheat post count.

NO PIDM for all ASNB fund because it's UT..

takda fund ASNB bagi return tinggi selain dari ASB.

ASW, ASM or AS1M semua lebih kurang shj dividend dia.. mostly below 7sen 

http://1-million-dollar-blog.com/dividends/

alamakkk    ... tak cover... dem... ok time to move money somewhere else... ini info baru nih utk aku... all the while i thought got cover...

thanks for letting me know 

If you want pidm cover go put your money in bank ok and enjoy  the low interest.

Hhhmm... Based on the last price before suspension, the yield on that would be above ASB (last price around 81 sen I think). Actually if calculated on 02/01/2015, yield on ASN might be more than 8% Given how bad the market has been this this past few months, the fund managers must have cabut out a long time ago 

Quoted by PNB

Investors in Malaysia, especially in unit trusts, normally choose fixed price unit trust funds, but for this year, the overall portfolio for the variable priced unit trust products ASN 2, ASN 3 and Amanah Saham Gemilang (ASG) has increased substantially.

The ASN 2 portfolio jumped 381% for 2014, ASN 3 surged 441% while ASG rose 178%, whereas fixed price unit trust products grew only between 4% to 9%.

The ASNB here is not ready till next week for the passbook change.

Is the new passbook now with embedded electronic IT?

Share a photo here if possible, just curious.

Thanks.

oh... just new cover follow ASB2 graphics

beware with the NAV column. it just means that they may finally float the ASM fund. 

One question just came to my mind.

When they changed ASN from FP to VP, I assume that they did inform the holders and what was the time period they gave before implementing that?

Anyone with ASN here who went through this change?

Need to know and plan ahead in case they go ahead with this VP thing.

Thanks.

P/S If they change FP to VP for any of the ASX, very likely I will be cashing out. Why? With the volatile market now, it is sad to see your money deflating like a balloon when the market crashes. With FP, it will not be that bad as your capital is preserved.

hello, newbie here. Where can I register ASNB account? Can I register/open an ASNB account at bank like Maybank/CIMB etc?

thank you!