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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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yygo
post Sep 10 2014, 02:05 PM

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QUOTE(giko @ Sep 10 2014, 07:53 AM)
As per the CIMB's table, it's RM0.10 per IBG transaction but I paid BR RM2.00, so does that mean mine's an instant transfer?  hmm.gif
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That is over the counter GIRO charge, not instant transfer.
yygo
post Sep 10 2014, 02:07 PM

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QUOTE(haur @ Sep 10 2014, 12:49 PM)
Hi guys, I just called UOB regarding the 13 months 3.95% and the lady told me it's a pure fd. Confused now..... ....
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Confused on pure fd? No tie up with CASA.
yygo
post Sep 13 2014, 11:39 AM

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QUOTE(wil-i-am @ Sep 13 2014, 10:27 AM)
Smaller chance for rate hike
http://www.nst.com.my/node/32762
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Likely Nov OPR to increase.
yygo
post Sep 13 2014, 12:12 PM

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QUOTE(dEviLs @ Sep 12 2014, 04:51 PM)
guys, let say you have a fund of 300-500k, will you go to a bank and nego for best rate or place 100k in different banks ?
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Go SCB,best rate!!
yygo
post Sep 18 2014, 09:21 AM

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QUOTE(aeiou228 @ Sep 18 2014, 07:14 AM)
Thanks for the confirmation.

So for RM100k deposit @ 5.31%, one will get RM6,637.50 interest after 15 mths right ?  hmm.gif
But I'm still confused, why SCB advertised 4.25% leh ?  rclxub.gif  why don't SCB advertise the hidden 5.31% as you pointed out to attract more depositors ?
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Don't kid yourself. 4.25%. If 5.31% SCB would've advertise it!
yygo
post Sep 18 2014, 09:23 AM

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QUOTE(DarReNz @ Sep 17 2014, 11:55 PM)
ok guys actually CS also confirmed it is 5.31% for 15 months
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QUOTE(nexona88 @ Sep 18 2014, 12:04 AM)
Not bad return  rclxms.gif
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Not true! No way 5.31%. A joke?
yygo
post Sep 18 2014, 10:13 AM

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QUOTE(aeiou228 @ Sep 18 2014, 09:29 AM)
Hai ya...!! The fun is about to begin and you guys really potong steam one  mad.gif
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I already say joke la, you guys!
yygo
post Sep 18 2014, 10:23 AM

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QUOTE(michaelho @ Sep 18 2014, 10:02 AM)
latest from Ambank - 5months @3.85% . Straighforward, no CASA

according to branch, promo started yesterday and will run for a month. No brochure sad.gif[attachmentid=4137612]
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Good, put there wait for FD rate to go up!
yygo
post Sep 23 2014, 02:55 PM

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QUOTE(bearbear @ Sep 23 2014, 10:35 AM)
i am a simple guy

OCBC eye candy but wait too long

SCB eye candy but wait not too long

SCB any day for me tongue.gif
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SCB high rate not enough n some more eye ice cream?
yygo
post Sep 24 2014, 09:23 AM

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QUOTE(aeiou228 @ Sep 24 2014, 08:47 AM)
If FD maturity date fall on non-banking day and you uplift the said FD on the next available banking day, the bank will pay extra interest for the non banking days. This was what I experienced with my banks la.
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Taiko, each bank operate differently.Your bank may be different.
yygo
post Sep 24 2014, 09:29 AM

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QUOTE(nsx88 @ Sep 23 2014, 06:02 PM)
SCB promo last month did not hit the target. Only about RM120millions was snap up. Perhaps this time longer promo period till 30th oct will hit rm500m.

Its still the best in town. Everyone please move your Bank Rakyat funds is maturing soon. Its getting worst at BR, since they loan JIB Kor friend some RM66 millions interest free..
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Insider info on 120mil?

Everyone move out then Std Char. quota fill up quick!?
yygo
post Sep 30 2014, 06:48 PM

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QUOTE(BoomChaCha @ Sep 30 2014, 06:40 PM)
Just received a PM from Top Cat RO Player about May Bank 4% up-front interest FD Promo:

[attachmentid=4153628]

Top Cat received this gift from May Bank:
[attachmentid=4153619]

Thanks Top Cat RO Player  notworthy.gif
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Any details as to 12 month FD? Error when click on thumbnail.TQ.

Edit:seems ok now. Thank.

This post has been edited by yygo: Sep 30 2014, 06:50 PM

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