Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2
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 Oct 17 2014, 04:04 PM
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#1
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Junior Member
206 posts Joined: Dec 2006 From: The Black Hole  
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Hi to all FD master,
Currently I'm placing FD using M2U, what is the best method to transfer my cash if let say I wish to enroll 12 month UOB 4.05% FD? Buy banker cheque from Maybank for safety purpose or open a SA at UOB then only perform online transfer after that? Thanks for answering!  |
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Oct 17 2014, 04:14 PM
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#2
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Junior Member
206 posts Joined: Dec 2006 From: The Black Hole
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QUOTE(magika @ Oct 17 2014, 04:07 PM) Depend on amount, MBB banker cheque more than RM5 That amount I think not safe for hand carry, I think have to spend that RM5 already... |
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Oct 17 2014, 05:04 PM
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#3
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Junior Member
206 posts Joined: Dec 2006 From: The Black Hole
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If I opt for MBB banker cheque, the pay to section I should write "United Overseas Bank Malaysia" ? Need to write down which branch?
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Oct 17 2014, 05:17 PM
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#4
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Junior Member
206 posts Joined: Dec 2006 From: The Black Hole
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QUOTE(Gen-X @ Oct 17 2014, 05:09 PM) Your Name!!! Sorry for being noob, so I just bring the banker cheque that pay to me with the amount that I want to put inside FD then bring to UOB and UOB will help me process to clear the cheque, am I correct? Thanks. |
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Oct 17 2014, 05:59 PM
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#5
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Junior Member
206 posts Joined: Dec 2006 From: The Black Hole
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QUOTE(Gen-X @ Oct 17 2014, 05:51 PM) Yes, you are absolutely correct Understood, thanks Sifu!!!  Actually, with a cheque, you can instruct the bank what you want to do with it. For example you have a RM28,000 cheque payable to yourself (i.e. you name as per NRIC) and you want to enjoy UOB's 3 and 12 months FD promos. At UOB, you can instruct the teller that with the RM28K cheque on hand, you want to place 3 months FD amounting to RM10K and the balance RM18K with 12 months FD.  |
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Oct 20 2014, 10:45 AM
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#6
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Junior Member
206 posts Joined: Dec 2006 From: The Black Hole
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QUOTE(kinabalu @ Oct 20 2014, 10:39 AM) Got la, at the e-FD upliftment page there can uplift even when ur FD havent reach maturity date yet. MBB eFD can uplift before maturity, personally tried that before. You go maybank2u play play and see, got one.  |
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