Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2
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 Nov 29 2014, 02:20 PM
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#1
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Senior Member
1,263 posts Joined: Sep 2009  
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For bank rakyat FD, is it able to place it through bank rakyat online banking like maybank & cimb?
Because it would be convenient for me as can directly transfer fund from others bank to bank rakyat and place the FD at home. Haha. |
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Nov 29 2014, 07:38 PM
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#2
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(practcmksperfct1 @ Nov 29 2014, 08:22 PM) Hi all, If I understand correctly, let say you want to put RM10k into this FD 4.5% promo, you must put RM10k into OCBC savings account first. So effective rate is much lower because total fund is RM20k but only RM10k enjoy 4.5% and the FD is for 3 months only.Could someone help explain why Affin 4.38% 24 months is the best FD rate in the market now, when OCBC can give 4.5%? Let's talk based on the scenario where a person has RM10K - RM20K and doesn't plan to take out for a few years. Affin [attachmentid=4237958] OCBC [attachmentid=4237959] Quite confused now. Or did I understand the OCBC incorrectly?  This post has been edited by celaw: Nov 29 2014, 07:39 PM |
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