Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
11 Pages « < 7 8 9 10 11 >Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

views
     
BoomChaCha
post Nov 18 2014, 04:36 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(MGM @ Nov 18 2014, 03:40 PM)
After reading the ringgitplus promo,  came straight to ocbc DU to deposit 10k for 12months.  Hopefully i am in the first 200.
*
I just did the same, but it was weird that when I entered my new IC number, the Ringgit Plus sign-up form
did not recognize my new IC number, then I entered my old IC number, then it worked.. doh.gif

Now received email from Ringgit Plus, but no SMS from Ringgit Plus yet..
Don't know how soon can receive SMS.. Did you receive SMS?

QUOTE(gchowyh @ Nov 18 2014, 04:12 PM)
Ya, for sometime I thought AM Bank's service was good though when I went to one of their Customer Service functions, many people complained.

But now is bad. My 'new' RM never contacts me, no more events & there was once when I went to TTDI to do something, she made me wait damn long!
Their priority banking customer service hotline is good though, I get most of my stuff done thru there as far as possible.
*
Few weeks after I had placed my FD with Am bank, I called AM Bank customer service hotline to ask for gift,
AM Bank customer service hotline said would inform to their department, but no news until now..
Ai.. I think I can forget about it lah..

Last time, Citibank lagi "gao lat", when I submitted 2 checks to them on the same day, they placed my
FD in 2 different maturity dates.. doh.gif

This post has been edited by BoomChaCha: Nov 18 2014, 04:37 PM
BoomChaCha
post Nov 19 2014, 06:18 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(MGM @ Nov 19 2014, 12:27 AM)
Sorry just read your question. I received the SMS a few minutes after completed Ringgitplus signup form. At first it didn't recognise my new ic with the '-' in between so I entered without '-' and was accepted. You need the SMS to show it to OCBC for the deal.
*
No need to say sorry lah..small matter only..

I see..no wonder I was unable to key-in my new IC number.

I just came back from placing RM 10K for 1 year with OCBC this afternoon, OCBC Leng Lui
helped me to fill out a form for the gold coin contest. She said even I received SMS but this
did not mean that I would get the Medklinn Air Steriliser. These 200 Medklinn Air Steriliser are only
available for the first 200 customers nationwide. So, I do not know if I can get it or not..? sad.gif

QUOTE(aeiou228 @ Nov 18 2014, 11:17 PM)
I clicked the ringgit plus link and was prompted to key in very personal details over the net, I terus cabut. sweat.gif
*
You mean need to provide income info on Ringgit Plus sign-up form..?
I think nobody will provide the accurate income info as this question is too sensitive.

QUOTE(Lurker @ Nov 19 2014, 05:08 PM)
user posted image

large image
*
I think it is typo error..no way compound daily interest... hmm.gif
BoomChaCha
post Nov 19 2014, 11:50 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(Lurker @ Nov 19 2014, 08:19 PM)
leng lui indeed.. always a pleasure to visit the bank tongue.gif

btw, i was not told there is a form needed for the gold coin contest
but i did send a sms to register, maybe its the same thing
*
Ha ha.. This is true...
OCBC has many young Leng Lui and young Leng Chai staffs..

Yes, after showing the SMS, then need to sign a form for the gold coin contest
in OCBC.

QUOTE(aeiou228 @ Nov 19 2014, 08:45 PM)
I'm ok with income disclosure because it is not an important personal info. I can also simply put any figure.
The problem is the site asked for full name, IC no, Hp no, full address, bal bla bla...
I prefer not to disclose it over the net coz I'm not sure my mobile device is clean from spyware or key logger. Further more ringgit plus is just a blog.
*
I think Ringgit Plus needs the personal info to match with OCBC to make sure you did place the FD.
But I was not required to provide my address on Ringgit Plus site.

QUOTE(cfc @ Nov 19 2014, 10:07 PM)
is this promo by the UOB bank
i cannot find any page in UOB related to this promo
*
You check out Post #2 on the 1st page and scroll down, then you see an UOB
FD promo flyer like this:
https://forum.lowyat.net/uploads/attach-95/...-1414584334.jpg

1st Page:
https://forum.lowyat.net/topic/3341150
BoomChaCha
post Nov 20 2014, 11:37 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
doh.gifO+Nov 20 2014, 12:35 AM-->
QUOTE(doh.gifO @ Nov 20 2014, 12:35 AM)
I asked the leng zai, he confidently said compound daily leh  hmm.gif
*
I went to ask OCBC branch this afternoon, they said no such compound daily interest but only
pay interest upon maturity just like normal FD.

QUOTE(cybpsych @ Nov 20 2014, 09:21 AM)
i wonder how does RinggitPlus know when to stop the promo  hmm.gif

i presume it's based on total registrations in RP since the unit is given by RP, not OCBC.  blink.gif

if this is the case, i might still have a chance to get the unit cuz i registered it on Tuesday (gotten SMS + email); have yet to place the FD in OCBC  (planned to visit tomorrow).
*
You have to place FD first then it is counted, but still no guarantee will get it if you got 200 FDs have
been placed ahead of you.

QUOTE(okuribito @ Nov 20 2014, 09:44 AM)
good question brother. my guess is they won't even if ocbc tells them 200 oredi. why? RP probably gets some sort of commission per registration & probably bonus for successful sign-ups. And if u were OCBC would you tell them to say "200 reached oredi"?

whether u'll get the thing or not, heaven knows. hope u do smile.gif
*
Agree. I feel like this promo is to mislead the depositors so that OCBC can get more FD funds.. Very snake..

This post has been edited by BoomChaCha: Nov 21 2014, 12:08 AM
BoomChaCha
post Nov 20 2014, 11:55 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(gsc @ Nov 20 2014, 11:53 AM)
First ocbc placement through ringitplus. The gold coin is from Ocbc. Only 10 gold coin. Promote end of Nov.
I think it is not sold out coz I can place FD just now. The gift is from Ringgitplus.

I emailed to ringgitplus and the reply (see below) said it is compounded daily on interest. But Ocbc said it s not. I think Ringgitplus is playing a trick on wording. Interest compounded daily but paid out at maturity date. Since the interest will be paid on maturity, from now till maturity no interest is earn and hence nothing is being compounded?
The reply from Ringgitplus, Diana...

Thank you for reaching out to us.

Yes, your interest earnings will be compounded daily, but will only be paid out at the date of maturity.

If you have any more questions please just reply to this email, we'd love to help you.

Thank you.
--
Diana from RinggitPlus
can@ringgitplus.com
*
hmm.gif I guess Ringgit Plus does not understand the meaning of "compounded daily on interest"..
I do not think Ringgit Plus dares to cheat depositors like this, since this is the mistake they made
and posted this term & condition on website, Ringgit Plus has to honor their word.. biggrin.gif

gsc, please keep your email as proof... biggrin.gif

If like this, hmm.gif ..should we place more FD for this promo? Now the object is to aim for compounded
daily interest; but not the Air Sterilizer..

QUOTE(MGM @ Nov 20 2014, 02:08 PM)
Wonder how does Ringgitplus makes money by burning money first?

The MedKlinn Asens Air Sterilizer's N.P is rm599 & Offers at rm389. If qualifies for it, rm10000 FD give returns of rm410+rm389, almost 8%.

http://www.medklinnstore.com/product_info_901003-100001.htm
*
OCBC gives marketing fund to Ringgit Plus to run this promotion; of course Ringgit Plus will get some benefits lah..
no free breakfast in the world ma..

QUOTE(bbgoat @ Nov 20 2014, 04:12 PM)
I think the case is due to auto renewal. For the initial depositing, BR system will adjust to next working day for maturity. But after that, on auto renew, it will just go to exactly 1 year later (for yearly renewal). I kena once but as I just asked for new FD cert, so no loss (mature on Sat).  smile.gif
*
Ah Sir Ah Goat, my BR FD will mature on Saturday (6 Dec), but my FD cert printed maturity date is next following Monday (8 Dec),
in this case, will I lose one day interest..?
BoomChaCha
post Nov 21 2014, 12:07 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(gsc @ Nov 20 2014, 04:38 PM)
Do you notice the interest rate written on the FD cert is 4.10001. For rm10k, it works out Rm10 extra. Sorry there is an error in my calculation
*
Oh.. I did not notice this until you told me...

I got the same as yours on FD cert:
Attached Image

QUOTE(bbgoat @ Nov 20 2014, 10:21 PM)
Just received BR Rakyat Xclusive Card. Surprised that BR is now fighting "upmarket" ?

Benefits have been mentioned earlier by some of the fellow forumer.  Will be interesting to see where is the Rakyat Xclusive Servie Centre. Maybe Penang will not have one. Even PBB did not have one PB centre in Penang.

Young Magic & Ah Boom, did u guys also receive it ?
*
No.. I did not receive it.. sweat.gif

QUOTE(MGM @ Nov 20 2014, 08:40 PM)
公積金派息料超過6.35% (EPF dividend will probably be more than 6.35%)

http://www.chinapress.com.my/node/578665
*
KWSP might enforce EPF members cannot withdraw until 60 years old..
Should we make self-contribution for next year..? hmm.gif
BoomChaCha
post Nov 21 2014, 01:00 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
doh.gifO+Nov 20 2014, 12:35 AM-->
QUOTE(doh.gifO @ Nov 20 2014, 12:35 AM)
I asked the leng zai, he confidently said compound daily leh  hmm.gif
*
Which OCBC branch..?

QUOTE(gsc @ Nov 21 2014, 12:52 AM)
I doubt ringgitplus will honor their words. Ocbc already informed Ringgitplus on the error. That day one forum member said Ocbc leng cai confirmed it is compounded interest. Wonder which Ocbc branch and any black and white proof?

What  Ringitplus get is our data which they can use it ....there is no free lunch in this world..
*
My sister put zero income to Ringgit Plus sign-up form 2 days ago, as a result, she received email but no SMS.
She submitted the form again with zero income also no SMS.. biggrin.gif

QUOTE(aeiou228 @ Nov 20 2014, 03:26 PM)
Just received above sms.
*
Oh.. I almost forgot about this HSBC promo.. Thanks for the reminder..

http://www.hsbc.com.my/1/2/hsbcadvance/pre...ement-promotion

This post has been edited by BoomChaCha: Nov 21 2014, 01:03 AM
BoomChaCha
post Nov 21 2014, 01:26 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
I heard Hong Leong Bank is having a FD promo, 4.28% for 8 months.
Valid until March 2015. Min RM 10K. A saving account is required.

Anybody has detail info for this HLB FD promo..?
BoomChaCha
post Nov 22 2014, 02:02 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(bbgoat @ Nov 21 2014, 10:32 AM)
Ah Boom Sir, as mentioned before, during FD placement, BR system will adjust the FD maturity to next working day. If you calculate the FD interest printed on BR's FD cert., it will show the add'l interest for the non working days. You never check that ?  hmm.gif  hmm.gif
The only issue is upon auto renewal without getting a new cert, as someone commented, BR system is not that "smart". It just auto renew to the exact cycle eg. exactly 1 year later irrespective of the maturity day (working day or not) for 1 year FD.  smile.gif
Okay.. Thank You Ah Sir..I will calculate the interest rate later..

QUOTE(cybpsych @ Nov 21 2014, 10:47 AM)
At OCBC now to place Super Deal FD 12mth 4.1% p.a.

Asked about the promo (medklinn air sterilizer), still accepting (if u have the SMS from ringgitplus). Qualified FD placement will be tabulated by HQ to identify first 200 qualified depositors before submit to ringgitplus.

Gonna ask some questions about interest if maturity falls on nonworking days.

BRB....
Updates:

Somebody (I think Captain) reported that RHB does not pay interest for non-working day.
You can see this info on the bottom of Post #2

QUOTE(cybpsych @ Nov 21 2014, 10:47 AM)
1) OCBC gives additional interest if maturity falls on non-working days (weekends or PH). FYI BoomChaCha
I know OCBC is very nice in this area..

QUOTE(bbgoat @ Nov 21 2014, 10:32 AM)
2) Read thru the internal briefs for Independence Day FD deals (expiring 30 Nov). I noticed all interest rate of 4.100010% p.a. is for the Gold Coin contest. I guess they're doing this on purpose to segregate eligible vs non-eligible depositors. p/s: mine printed 4.100010% p.a. as well as printed instructions to transfer the fund+profit back to my OCBC's SmartSavers account upon maturity.
*

I see.. OCBC creates this differentiation is making sense to me. But my FD cert is printed like this: "Renew principal and interest for the same period at the prevailing interest/profit rate"

QUOTE(magika @ Nov 21 2014, 11:07 AM)
Called CS its  mad.gif  mad.gif FD Promo 8 Mths FD Step UpTo 4.28 %  tongue.gif
4mth - 3.68%
4mth - 4.28%

Effective rate 3.98%
*

Thanks for the update. Young Magic is No.1... thumbup.gif

This post has been edited by BoomChaCha: Nov 22 2014, 02:03 AM
BoomChaCha
post Nov 26 2014, 03:13 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(magika @ Nov 21 2014, 11:12 AM)
OT : Just a note on self contribution. Delay it until last week of the month as calculation of dividend rate start at last day of the month.
*
Okay.. Thank You notworthy.gif

QUOTE(cybpsych @ Nov 22 2014, 06:39 AM)
yeah, i specifically requested not to renew at board rate and transfer all to my OCBC saving accounts. i'm planning to use this fund to reduce my house loan's principal next year (OCBC's also), so the timing is just nice  thumbup.gif

OCBC FD >> OCBC SmartSavers >> OCBC House Loan

this is also the main reason why i chose OCBC's FD instead of others since it's less hassle for me to handle the fund
*
Good planning... thumbup.gif

QUOTE(bbgoat @ Nov 22 2014, 09:39 AM)
Ah Boom Sir, in your post, you must have edited it in mistake. The below is not from me, it is from another forumer. I think I made the comment that the add'l interest is NOT RM10. I have no acct in OCBC yet.  tongue.gif  Penang OCBC branch is in town where parking is a big headache.
Okay..sorry.. recently my kepala is real pening.. rclxub.gif

Received a PM from Top Cat RO Player about Alliance Bank FD promo. Thanks to Top Cat.. thumbup.gif
Attached Image
BoomChaCha
post Nov 30 2014, 02:00 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(celaw @ Nov 29 2014, 07:38 PM)
If I understand correctly, let say you want to put RM10k into this FD 4.5% promo, you must put RM10k into OCBC savings account first. So effective rate is much lower because total fund is RM20k but only RM10k enjoy 4.5% and the FD is for 3 months only.
*
I just read the OCBC's terms and conditions, you have to put in 50/50 ratio for FD and CASA respectively.

For example, if you put RM 10K for FD to get 4.5%; then you need to put another RM 10K to CASA (select Smart Savers
to get max 3.05%).

So, 4.5% + 3.05% = 7.55% /2 = 3.775% max return for 3 months tenure.

Anyway, this promo has just ended.
Hopefully we can hear more exciting FD promo from OCBC next week... biggrin.gif
BoomChaCha
post Dec 1 2014, 07:44 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(gsc @ Dec 1 2014, 03:57 PM)
New rate from Ocbc
13 months 4.06%
3 month Islamic 3.85%
6 month 4%
1 month 6% investment bundle
1 month foreign currency additional 5%
Valid till 31/3/15
*
Thanks for your update, new OCBC FD promo has updated on Post #2.

QUOTE(aeiou228 @ Dec 1 2014, 06:23 PM)
Worst ever 2-day ringgit slump since 1997 financial crisis... KLSE lost 40+ points today....money leaving Malaysia....lower price for petronas export....
bbgoat, you happy liao, FD interest sure going up.
*
So..is it better to place FD in short term? Like 6 months or 9 months..? hmm.gif

I think RHB 4.15% for 9 months is the best option, but unfortunately it will end on this Friday.. sad.gif
Very headache.. doh.gif

This post has been edited by BoomChaCha: Dec 1 2014, 08:01 PM
BoomChaCha
post Dec 1 2014, 10:20 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(magika @ Dec 1 2014, 09:58 PM)
I think promo last date at 15 Dec 2014.
*
Oh... Do you mean the last day for RHB FD promo (6 months at 4%, 9 months at 4.15%)
is 15 Dec 2014..?

But the orange color RHB FD flyer (on Post #2) stated this promo will end on this Friday, 5 Dec?
So, RHB has extended this promo to 15 Dec..?

BR's 9 months rate is only 3.95% hmm.gif

I think I will move to RHB for 9 months lah..!!
Hoping that OPR will raise during second half of 2015..

Another option is Affin for 2 years at 4.38%

Thanks for telling me this.. Young Magic is very steady.. thumbup.gif

Did anybody place RHB..? Any gifts..? biggrin.gif

This post has been edited by BoomChaCha: Dec 1 2014, 10:23 PM
BoomChaCha
post Dec 2 2014, 04:51 AM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(magika @ Dec 1 2014, 10:45 PM)
No need to place FD deposit already. Now Cash Is King , buy some stocks (not O&G) keep a few years, kau tim. shocking.gif
*
Young man.. biggrin.gif
Uncle do not have the guts to buy stocks; I admit that I am kiasi and kiasu... sad.gif

QUOTE(aeiou228 @ Dec 2 2014, 12:55 AM)
Bro, i can't predict the future but I learned from the history. I remembered very well that during the ringgit crisis in 1998, the FD rate was damn high. I was torn between FD and stock market then.
*
You are right.. smile.gif

UOB FD Promo - Valid from 1 December until 28 Feb 2015

(1) 3.85% for 3 Months
(2) 4.10% for 12 Months
Min RM 10K
Attached Image

UOB FD Promo Link

3 Months FD
UOB 3.85% vs. OCBC 3.85%

I prefer OCBC because I know OCBC will pay full interest.. smile.gif

This post has been edited by BoomChaCha: Dec 2 2014, 05:15 AM
BoomChaCha
post Dec 3 2014, 07:24 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(GloryKnight @ Dec 3 2014, 12:01 PM)
Yup^ I do have some accounts with Amb. Gonna go ahead with their 4.1%pa FD soon.
*
Why not put in RHB at 4.15% for 9 months?
But I know the negative part is that it requires min RM 50K..

QUOTE(okuribito @ Dec 3 2014, 06:37 PM)
eddie2020 Hurry bro, last day Friday! min. 50K. no need check website, trust boomchacha's post #2  tongue.gif
jack2

and remember maturity date unless wanna pay expensive price of rollover at board rates  sad.gif
*
Thanks.. Bro, I try my best to update fast and accurate FD info on Post #2.

QUOTE(magika @ Dec 3 2014, 06:40 PM)
Last date is 15 Dec 2014.

Just did another placement there, Rentas from BR..
*
Young Magic is right.
I went to RHB branch yesterday, RHB has confirmed the last day for this
FD promo is 15 December..

Young Magic, did you manage to place your RHB FD on the same day after Rentas from BR..?
I hope I can do the same...
BoomChaCha
post Dec 3 2014, 08:54 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
» Click to show Spoiler - click again to hide... «

Bro, usually banks pay 50% interest for premature withdrawal of FD, but this is on condition that we have to keep
our money in FD for at least 3 months; if less than 3 months, then no interest at all.

It does not make sense to me that bank will not charge back paid interest for premature withdrawal.

Just imagine, bank agrees to pay high interest rate in exchange for your 5 years FD tenure; if suddenly you want
to pull back, this means you are breaching the 5 years FD contract, so by right you will not get the full interest.

Now back to your 3 issues:
First issue: 48 months auto renew to 48 months board rate at 3.35%.
Usually banks will auto renew or roll-over to board rate, board rate means normal rate.
I just checked Am Bank board rates, 48 months is 3.5%.
So, Am Bank is doing it right in this part. This has nothing to do with fair or not fair.
You made a mistake that you did not go to update or withdraw your matured FD.

Second issue: Want to premature withdrawal for 60 months FD
Bro, this is for sure Am Bank will impose a penalty because you do not want to continue
the contract that you have agreed..

Third issue: Am Bank is unable to provide the T&C
I guess it is Am Bank responsibility to provide you the T&C, then you will clear your doubt
BoomChaCha
post Dec 3 2014, 09:12 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(magika @ Dec 3 2014, 08:36 PM)
Of course the purpose of Rentas is immediate transfer, check account funds instantly in, place FD at RHB. All in the same morning.
*
Super Magic.. thumbup.gif

QUOTE(magika @ Dec 3 2014, 08:42 PM)
Just opt for Basic Saving Account Option 1 RM20 initial deposit passbookless with ATM card, no immediate and annual charges.
I already mention can use personal cheques.
*
Do you know why need to have a saving account? hmm.gif
I was told by RHB branch that this RHB 4.15% FD promo does not have monthly interest.
BoomChaCha
post Dec 3 2014, 09:41 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
» Click to show Spoiler - click again to hide... «

1. Bro.. this still need to see the T&C, bank staff could provide wrong info since no black & white from his/her mouth.

2. Get Am Bank to show you the T&C. This is your right and this is Am Bank's responsibility.
About " renewed me on board rate with 48 months by giving me 3.35%..." -----> Bro, this is one of the methods how banks can make money to take advantage from some FD depositors do not have time (or perhaps forget) to withdraw matured FDs
and re-deposit for FD with new promo rate.

Next time, one month before your FDs are matured, please come here to check around the FD promo rates in this thread

QUOTE(jack2 @ Dec 3 2014, 09:31 PM)
Bro, you are right half and wrong half.

When I first entered the FD agreement, yes, the rate given is higher than normal in exchange for 5 years.

However, when the FD matured after 4 years tenure and renewed at board rate 3.35%, do you think 3.35% is still in exchange for 5 years?
*
Bro, I know how you feel... sweat.gif
When auto renew, FD will auto renew to the rate that based on the bank board rate.

Once we auto renew, bank will not give us promo rate; unless we withdraw it and redeposit it
back as fresh fund, then we will get promo rate..
BoomChaCha
post Dec 3 2014, 09:54 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(jack2 @ Dec 3 2014, 09:31 PM)
Bro, you are right half and wrong half.

When I first entered the FD agreement, yes, the rate given is higher than normal in exchange for 4 years.

However, when the FD matured after 4 years tenure and renewed at board rate 3.35%, do you think 3.35% is still good in exchange for 5 years? 3.35% is board rate which is not the previous promotion rate.

I will ask for the previous agreement I signed. I know UOB has the term and condition and requested customers to read and sign.

Nevertheless, no matter how the outcome is, I will take out the money and willing to loss the 50% of interest paid and put it to higher offer with 1 year tenure and assume I will put the same for another 3 years with 4% interest. I still gain extra interest if compared to their current 3.35% if I am still continue with them.
*
Bro..calm down first... rice already cooked and cannot reverse already.. sweat.gif
I suggest you to continue until all FDs are matured then withdraw and redeposit for other new FDs.

If you continue, you have nothing to lose lah..
Versus if you want to discontinue, I am afraid you will lose ... sweat.gif

We never want to against with money.. furthermore, GST is coming soon.. sweat.gif

QUOTE(jack2 @ Dec 3 2014, 09:42 PM)
Thanks.
*
You are very welcome.. All the best to you. And see you soon here... smile.gif

This post has been edited by BoomChaCha: Dec 3 2014, 10:13 PM
BoomChaCha
post Dec 3 2014, 10:07 PM

Look at all my stars!!
*******
Senior Member
2,490 posts

Joined: Sep 2011
QUOTE(jack2 @ Dec 3 2014, 09:58 PM)
The case was handled to the manager as claimed by the offer. I am waiting for the call on how they resolve for me.

I am not sure what I posted 4 years ago here would be the solid proof to support what I was told by the manager and also the call center I called to.

Moreover, if they can't provide me the term and condition I signed for this penalty, they have no right to charge me.
*
I know you, because I had seen your Chinese signature before..

Calculate the profit and loss first to see it is worth it to do a premature withdrawal.

Good Luck.. Bro, Hope you can get it done smoothly .. thumbup.gif

This post has been edited by BoomChaCha: Dec 3 2014, 10:08 PM
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

11 Pages « < 7 8 9 10 11 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0639sec    0.52    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 11:10 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.