yup please show us which part of loan agreement is compulsory, you are permitted to ask TKJ for assistance...

dun try this tactic again.. so does it compulsory to take MRTA? since you went on many many time with loan agreement?

if yes, please pull out the sentence in the loan agreement which says so..

can you really go home and get a good sleep before talking? we have seen offer letter before? havent see facilites agreement before? loan agreements before?  come on...

if i am the one saying it is compulsory already trolled and flamed till father mother also cant recognise..

saw your groups ulterior motives already

Bbw...wah today u sound very fierce oh....mrta compulsory thingy.....but u now keep silent on the post I dug out that u said about Princess Cove oh....n got the cheeks asked me to pull out the comments hor....or u have missed what I had dug out???

can you really go home and get a good sleep before talking? we have seen offer letter before? havent see facilites agreement before? loan agreements before?  come on...

if i am the one saying it is compulsory already trolled and flamed till father mother also cant recognise..

saw your groups ulterior motives already

Come, read this Q&A in the BNM website:

"16. What is Mortgage Takaful?

    Mortgage Takaful is the equivalent of MRTA. Whereby, a protection on the financing amount will be given, in case any untoward incidents were to befall the customer. Even though it is not compulsory but most banks are making it a financing condition to encourage this Mortgage Takaful protection, which is beneficial to the customers and their next of kin. Most banks are providing financing assistance for the takaful premium. Normally, the Mortgage Takaful premium will be included in the financing amount and will be subjected to the agreed margin of financing."
See - "making it a financing condition" mah...  how to make, adjust rate loh...

Bbw now finding armours....how to shoot back....

Yes, that's we understand well versed, and new income stream for their subsidiary insurance company is one of the main aims.

But there is a forummer said MRTA is not a condition that the bank used to adjust the offer rate, this is something out of norm I presume...   

I think everyone knows, except bbw, coz he never take loan.   

Because he only know twisted/distorted biased perception and baseless accusation. He doesn't know how to handle facts, he also dunno how to handle something that he claimed mistakenly, the only thing he will do is skip you and continue talking something else that no related and other baseless accusation again.   

asnser this long time ago no need we aware precious time to pull you back mr champion..

deleted statement ah? with these kind of level still daringly wsay which comments he mention is not compulsory? there are readers ...

but some champions in fact 2 champions are saying different things and wasted so many pages..

are you even qualify strikers? MRTA compulsory or not also dunno...

Wah sibeh hot hor. 

Nah nah nah bro bear, tis time I kenot agree with u Liao. U r wrong le. 

damm, you change in minutes, now become not compulsory..

you are famous

samkps, gone and beyond save.. for your friends case..

damm troll... when did i say i dunno that MRTA can get better rates?

this is not even related to Jason and his MRTA spat..  come on