I think not bought enuf. Stil looking. Mayb wan to grab the last unit b4 bbw book.

yup please show us which part of loan agreement is compulsory, you are permitted to ask TKJ for assistance...

u got salah or not? yesterday you are still on " if price is high , why not considering to sell" metality wor.. flippers game minimum exposure, paying least, profit the max...

then what makes you compulsory to pay it? charity? clarify with TKJ or sampks at least he copy and paste other ppl advice...

so how? flip or onstay? or both?

Officially and I note officially, BNM has said that MRTA is optional. However Banks can use it's discretion in giving better interest rates for customers who take  MRTA as the risk to the Bank has been lowered.

Now unofficially, banks have actively promote MRTA, and some SA have even said that the Loan will only be approved if customers take MRTA.

But I doubt that anyone is stupid enough to put in writing. Definitely, the officer or manager could be fired for putting such thing in black & white.

MRTA useful for own stay or perhaps long term investment. Short to mid term, of less than 10 yrs, not necessary.

No more compulsory... it is optional.. but they offer better rate!

if the dont specify it how the hell to enforce it? still wanna argue? yup I will use your versions SEH buyers are famous ignorant and simply tembak only.. remember?

what comes around goes around champ...

wow ignorant level... and this is the one who signs loans before, take loans before.. take it or leave it...

i dun simply troll you like you did to me.. see the difference? talking with no facts and baseless...

I dare say if anyone has in black and white, that they  were asked to take MRTA, else the Housing Loan will be rejected, please PM me.

I will assist in ensuring that your complaint reaches the right person at Bank Negara.

Yes, it's true. Bank has right not to approve your loan. But no state in black and white is a different thing.

Imagine, just for argument sake, bank Kristian gives rejection letter to Ahmad saying his loan was rejected cos he was Muslim.

What would happen to Bank Kristian.

you still dont understand.. the question by Jason the champ is MRTA is compulsory... understand ah?

bro cfa, please direct samkps to bank negara...

uncle, so without MRTA can take loan or not? still got loans maa...

Offer Letters are also standardised these days, to say.

If financing includes MRTA, customers must pay for any excess or loading imposed by the Insurance company.

So the key is why did the customer buy MRTA:

a) cos he kiasu / want to ensure his family is covered if he die

b) he was told he can get better interest rate by the SA

c) he was told Loan will only be approved if he take MRTA.

The key is to obtain proof of © above. If have, I am quite sure that BNM will take action.

dun try to change topic, this is what that ahs been debating.. Jason say need this to get loans.. understand?

whole world is looking his foolishness... and yet still not backing down

who is the troll now??

That's why I am eager to know as well, why bank can offer different rate for a same project with different loan amount, but bank cannot offer different rate for a loan that is purchased together with the MRTA?

Loan never say MRTA is compulsory, just they give you different offer based on different loan amount and any additional features you commit mah, is that violating rule?

Because he only know twisted/distorted biased perception and baseless accusation. He doesn't know how to handle facts, he also dunno how to handle something that he claimed mistakenly, the only thing he will do is skip you and continue talking something else that no related and other baseless accusation again.   

asnser this long time ago no need we aware precious time to pull you back mr champion..

You booking or not? Worry here worry there. Now worry mrta? Worry until whn?

champion there are many eyes seeing what you are doing... still want second round?