QUOTE(sai_is @ Sep 6 2014, 11:27 PM)
wheel bearing is wear and tear item also... normally is "goodwill" warranty 1 year only.PROTON SAGA BLM, FL & FLX Thread V64, Buy Hiriz better.
PROTON SAGA BLM, FL & FLX Thread V64, Buy Hiriz better.
|
|
Sep 6 2014, 11:47 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks |
|
|
|
|
|
|
Sep 6 2014, 11:47 PM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
|
|
|
Sep 6 2014, 11:49 PM
|
![]()
Junior Member
16 posts Joined: Sep 2012 |
|
|
|
Sep 6 2014, 11:50 PM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(mengsuan @ Sep 6 2014, 10:20 PM) davidke20, sorry to ask you about insurance. Need your advice. By right, last year when bought Prebet time should have withdraw Persoga NCD already. Then Persoga pay full insurance premium and start over again. Regardless, Prebet ady got 25% discount from new car purchase, by this November your Prebet would have getting 30% discount, and your Persoga renewal will have 25% discount jor. You could have been easily get an instant 800$ discount in TOTAL.Both Persona and Preve's is insured with my name. Persona is Allianz, Preve is Takaful Ikhlas. Current Persona NCD is 30% where as Preve is getting 25% when I renew this November. Question: 1. I did not transfer NCD during Preve purchase, salesman appears to be lazy to attend to these procedures. Can I exchange NCD between both cars? 2. Will I need to repurchase Persona's insurance when I exchange NCD? 3. Does it make sense to exchange NCD, if this can be done? My Preve's suggested insured amount (from Takaful Ikhas) is RM77000, premium RM1711 after 25% NCD. If without NCD is RM2268 What you can do now is, tell me when is the actual expiry date for BOTH vehicle. Then I teach you what to do. |
|
|
Sep 6 2014, 11:52 PM
|
![]()
Junior Member
37 posts Joined: Mar 2006 |
QUOTE(sai_is @ Sep 6 2014, 11:49 PM) already search online.. but so far cannot find saga flx one.. http://www.ecsenang.com/goods.php?id=688grateful if you can give any link/online shop that sell the item.. |
|
|
Sep 6 2014, 11:54 PM
|
![]()
Junior Member
16 posts Joined: Sep 2012 |
QUOTE(Mahihi @ Sep 6 2014, 11:52 PM) thanks.rear wheel bearing for flx & blm same kah? according to one of sparepart shop here in kota kinabalu, bearing flx together with hub, that's y expensive. |
|
|
|
|
|
Sep 6 2014, 11:55 PM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(mengsuan @ Sep 6 2014, 11:10 PM) Thanks. Then I believe it's not worthy to transfer. Right now I have 30% on Persona and 25% on Preve. Doesn't justify to bump Preve NCD to a mere 5% more discount but lose NCD on Persona. I was hoping that it can be exchanged instead of forfeiting one. Nonesense, any 1 time can interchange NCD. But I need to be sure is it Prebet CURRENTLY already 25% or until renewal is 25%? Please tell me the exact expiry date for both cars and both cars TODATE NCD ENTITLEMENT so I can help you further justify. Dun claim means waste. If you sked of trouble, then I help you do. Janji the refund check you bank in ady pay me back the marneh! |
|
|
Sep 6 2014, 11:56 PM
|
![]()
Junior Member
37 posts Joined: Mar 2006 |
QUOTE(sai_is @ Sep 6 2014, 11:54 PM) thanks. My Webpagerear wheel bearing for flx & blm same kah? according to one of sparepart shop here in kota kinabalu, bearing flx together with hub, that's y expensive. |
|
|
Sep 6 2014, 11:59 PM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(sai_is @ Sep 6 2014, 11:54 PM) thanks. My arse. Indeed there's a hub, but that came TOGETHER with the 2 inner/outter bearings! Got mine for REASONABLE PRICE fullset rear wheel bearing for flx & blm same kah? according to one of sparepart shop here in kota kinabalu, bearing flx together with hub, that's y expensive. ![]() kennywee92, potential customer. Got mine from Terry as per instruction last time when "fly wheel" incident |
|
|
Sep 7 2014, 12:02 AM
|
![]()
Junior Member
16 posts Joined: Sep 2012 |
|
|
|
Sep 7 2014, 12:03 AM
|
|
Staff
10,459 posts Joined: Sep 2005 From: Puchong |
QUOTE(davidke20 @ Sep 6 2014, 11:50 PM) By right, last year when bought Prebet time should have withdraw Persoga NCD already. Then Persoga pay full insurance premium and start over again. Regardless, Prebet ady got 25% discount from new car purchase, by this November your Prebet would have getting 30% discount, and your Persoga renewal will have 25% discount jor. You could have been easily get an instant 800$ discount in TOTAL. Yes, I agree that best scenario is to take the Persona NCD at Preve's purchase. I asked the salesman to assist collaboration with the insurer but he didn't perform any action.What you can do now is, tell me when is the actual expiry date for BOTH vehicle. Then I teach you what to do. Lets see what can be done for now. Preve Expiry 20/11/2014. To date 0% NCD. Next renewal 25% NCD. Persona Expiry 30/03/2015. Current premium 1306 before NCD. After current 30% NCD RM921.70. This post has been edited by mengsuan: Sep 7 2014, 12:05 AM |
|
|
Sep 7 2014, 12:03 AM
|
![]()
Junior Member
16 posts Joined: Sep 2012 |
QUOTE(davidke20 @ Sep 6 2014, 11:59 PM) My arse. Indeed there's a hub, but that came TOGETHER with the 2 inner/outter bearings! Got mine for REASONABLE PRICE fullset how much? including postage to kk. ![]() kennywee92, potential customer. Got mine from Terry as per instruction last time when "fly wheel" incident installation usually how much they charge? |
|
|
Sep 7 2014, 12:06 AM
|
![]()
Junior Member
16 posts Joined: Sep 2012 |
|
|
|
|
|
|
Sep 7 2014, 01:04 AM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(mengsuan @ Sep 7 2014, 12:03 AM) Yes, I agree that best scenario is to take the Persona NCD at Preve's purchase. I asked the salesman to assist collaboration with the insurer but he didn't perform any action. So I believe current status:Lets see what can be done for now. Preve Expiry 20/11/2014. To date 0% NCD. Next renewal 25% NCD. Persona Expiry 30/03/2015. Current premium 1306 before NCD. After current 30% NCD RM921.70. Prebe : 0 NCD until 20/11/2014 Persoga: 30% NCD until 30/03/2015(meaning renewal will be 38.33% true?) Correct? What you can do is, wait until Prebe renewal date, go renew at full premium -25% NCD. On the Persoga renewal date, ask the Persoga insurance officer DO NOT USE the NCD38.33%! Ask him cincai key in a wrong vehicle number and return the NCD to 0%. I prefer u bring Persoga insurance to your Prebe insurance company so you can make the job easier for them. So now you have 38.33% running around free, you ask the insurance officer transfer the 38.33% NCD into Prebe, then the currently running 25% NCD on Prebe transfer to Persoga On an easier way. Withdraw NCD 30% from Persoga 1 day before Prebe expiry date. Renewal of Prebe time use the Persoga detail to enter NCD column, so Prebe can capture the Persoga NCD30%. Next 30/03/2015 when time to renew Persoga, key in back Prebe last year policy and capture the 25%(NCD last 1 whole year after previous policy lapsed). No the most efficient saving, but save up all the trouble of keep going back and do endorsement every year. Jiu think about it lar. Soli I dun have an agency, if not sure I will take up your case and fight to the max savings jor |
|
|
Sep 7 2014, 01:07 AM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(sai_is @ Sep 7 2014, 12:03 AM) Last time was RM90, now dunno. U will have to deal with kennywee92 directly. Workmanship in KL is RM20~30 depending on which pokok the magician situated. Never been to KK, so I dunno prx over there. |
|
|
Sep 7 2014, 01:10 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
4,230 posts Joined: Sep 2010 From: Malacca |
hey guys, i would like to ask, can i send my saga sv to outside mechanic to change engine fluid? scare will void warranty... btw next service is a full year for my saga...
|
|
|
Sep 7 2014, 01:11 AM
|
|
Staff
10,459 posts Joined: Sep 2005 From: Puchong |
QUOTE(davidke20 @ Sep 7 2014, 01:04 AM) So I believe current status: Nice share David. Thanks.Prebe : 0 NCD until 20/11/2014 Persoga: 30% NCD until 30/03/2015(meaning renewal will be 38.33% true?) Correct? What you can do is, wait until Prebe renewal date, go renew at full premium -25% NCD. On the Persoga renewal date, ask the Persoga insurance officer DO NOT USE the NCD38.33%! Ask him cincai key in a wrong vehicle number and return the NCD to 0%. I prefer u bring Persoga insurance to your Prebe insurance company so you can make the job easier for them. So now you have 38.33% running around free, you ask the insurance officer transfer the 38.33% NCD into Prebe, then the currently running 25% NCD on Prebe transfer to Persoga On an easier way. Withdraw NCD 30% from Persoga 1 day before Prebe expiry date. Renewal of Prebe time use the Persoga detail to enter NCD column, so Prebe can capture the Persoga NCD30%. Next 30/03/2015 when time to renew Persoga, key in back Prebe last year policy and capture the 25%(NCD last 1 whole year after previous policy lapsed). No the most efficient saving, but save up all the trouble of keep going back and do endorsement every year. Jiu think about it lar. Soli I dun have an agency, if not sure I will take up your case and fight to the max savings jor The easier way seems much easier and I think doesn't confuse the agent that much. If I perform the second way, will the Preve's NCD still be renewing at 38.33% on 20/11/2015 and also 25% on Persona on 30/03/2016 (a 1 year NCD pause for both car)? |
|
|
Sep 7 2014, 01:21 AM
|
![]()
Newbie
3 posts Joined: Mar 2012 From: Kuala Lumpur |
QUOTE(mengsuan @ Sep 7 2014, 01:11 AM) Nice share David. Thanks. If you withdrawl Persoga NCD few days before Prebe expiry, say 17/11/2014, on the day of renewal your Prebe key in Persoga detail will get instant 30% NCD ady. So by 20/11/2015, yes Prebe is entitle 38.33% jor.The easier way seems much easier and I think doesn't confuse the agent that much. If I perform the second way, will the Preve's NCD still be renewing at 38.33% on 20/11/2015 and also 25% on Persona on 30/03/2016 (a 1 year NCD pause for both car)? Now, your Persoga. I need you to rajin abit to get the extra juice out of it. Print a copy of your CURRENT(1st year new car Prebe policy). After renewal of Prebe insurance with 30%NCD by 20/11/2014, bring the old policy of Prebe go back to Persoga insurer, ask them to put back your Prebe 25% NCD entitlement to Persoga. |
|
|
Sep 7 2014, 01:23 AM
|
|
Staff
10,459 posts Joined: Sep 2005 From: Puchong |
Thanks man. This is really helpful!
|
|
|
Sep 7 2014, 01:33 AM
|
![]()
Junior Member
37 posts Joined: Mar 2006 |
|
|
Topic ClosedOptions
|
| Change to: | 0.0308sec
0.89
6 queries
GZIP Disabled
Time is now: 13th December 2025 - 02:49 AM |