No till they lower their SC to some competitive level.

Which fund to be particular? PSF? PRSF?

ECB Unexpectedly Cuts Interest Rates as Outlook Darkens

The ECB’s 24-member Governing Council reduced all three of its main interest rates by 10 basis points. The benchmark rate was lowered to 0.05 percent and the deposit rate is now minus 0.2 percent.

URL: http://www.bloomberg.com/news/2014-09-04/e...ok-darkens.html

ECB Readying Broad Asset-Backed Purchases After Rate Cut, Draghi Says

The ECB “will purchase a broad portfolio of simple and transparent securities,” President Mario Draghi said at a press conference in Frankfurt today. While the measures announced today will have a “sizable” impact on the balance sheet, “some of our council were in favor of doing more than presented,” he said. The euro dropped below $1.30 for the first time since July 2013.

URL: http://www.bloomberg.com/news/2014-09-04/d...r-rate-cut.html

Should be good for jump start a weakening economy.

When there's a promotion by FSM, SC can be as low as 0%.

Payment can be made using FPX.

Which one is more beneficial?

All of them are local funds. PM is jaguh kampug. Since all the funds aged > 10 years, the return should be decent enough and have covered the SC of 6.5%!

Cannot.

Guys, my understanding of transfer in is to transfer a fund from fund house or distributor into FSM. The fund transfer out and transfer in should be the same:

Fund Asia ex Japan A from Fund House A ---> Fund Asia ex Japan A in FSM

When you're transferring out from PM, basically you're selling off all the holdings in PM and buy into new funds from other fund houses available in FSM.

Of course, in term SC, it can be negotiated with FSM.

Correct me if I'm wrong.

Cannot compare like that.

PM is very big compared to FSM and it is backed by PBB too.

PM can afford to offer attractive membership benefits.

This post has been edited by David83: Sep 8 2014, 07:58 AM

Only certain bond fund has platform fee.

Normal UT will be nominee to FSM.

PRS will be under your name.

China rush again?

Even though both may have similar stock pick holdings but KGF NAV swings more violently than ESI EIF.

[attachmentid=4131603]

ROI within the time of interest:

KGF: 4.38%
ESIEIF: 0.97%

This post has been edited by David83: Sep 13 2014, 03:12 AM

FSM website on maintenance and this thread has been rather quiet lately.

That issue on timing: time to get into the fund.

My CIMB GTF is barely break even now.

CMF yield may still on up the upward trend due to an expectation of another OPR hike rate of 25 basis points in the upcoming months.

I won't be touching bond now locally or offshore with two factors:

1. Another hike of OPR from BNM
2. Possible interest hike by Federal Reserve

Market under correction!

Not a REIT expert, can't really comment.