On working in Australia and the 'returning after 8 years' issue, ask yourself if you would regret it if you didn't let yourself try it out. If you secretly always wanted to try it, you will definitely regret - unless your life in Malaysia is bloody amazing or perfect. I know this much, if you want to return you can always return, no harm done. But if you've never tried it (Hong Kong, Singapore, UK, Europe, America, Australia), you really will never know. If you're a happy sort of person you can have a fantastic life in Malaysia (preferably with some money if you live in the urban areas, as security is a major issue).

On racism, this is inevitable in many places. Ignorance, and human nature, are the main drivers, not geography. Even in a city with almost 30% or 40% Chinese (i.e. some cities in the United States), an ethnic Chinese or similar looking East Asian (Korean, Japanese) can experience racism. The racism experienced by Asians in the UK and Australia is similar to what Bangladeshis and Indonesians experience in Malaysia, or what Filipinos experience in Hong Kong. Australia's ethnic Chinese population is huge and growing. But it doesn't help that the behaviour of many Chinese nationals is less than acceptable for immigrants.

It is simply untrue that you cannot lead a decent life or leave your house safely if you don't live in an Asian suburb. Like any country or place in the world, there are good and bad people everywhere, and there are idiots everywhere. Violence and bullying is not widespread or tolerated in modern Australia. It doesn't mean an entire race or nationality deserves to be grouped together in a bad way.

It is this positive attitude that temporary entrants (students or temporary workers) and migrants and potential migrants need to carry with them when they come to Australia. As a migrant you shouldn't be complaining very much, or behaving in such a way that gives migrants a bad name. Just be grateful. As a taxpayer I know how difficult or unfair it can feel sometimes, but there is always a price to pay.

Australian society gets about 200,000 migrants per year. Not all of this is "skilled migration" (it makes a small difference to the demographics). This puts understandable pressure on Australian society.

That's a lot of cash, 3 mil.