QUOTE(Belphegor @ Nov 25 2014, 10:25 PM)
Sorry but I don't really understand some shortcuts. I know CB is Cash Rebate. What about TP? Trade Points? Or?
Yeah I have been planning to apply MBB2 Amex already, it's just a matter of time for now. I usually reload my plusmiles TnG @ Watson outlet. They do not offer any sorts of promotions beside the earlier one right?
So only certain credit cards are entitle to further discount. What about the debit cards? And is there any minimum amount that I have to reload to entitle for the rebate if I have the MBB2 Amex?
TP means treatpoints for maybankard user.
For Maybank2 American express card, every RM1 you spend can get 5 Treatpoints.
Every 12500 Treatpoints can redeem for RM50 voucher.
So 12500 treatpoints = 12500 / 5 = RM2500 of spending
RM50 / RM2500 = 2%
Conclusion is 5x TP give u additional 2% Cashback in other forms of reward.
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Sidenote:
There are a few debit card that can give cashback and free of charge. you can visit here to ask the sifu there which debit card is good.
https://forum.lowyat.net/topic/2048731EDIT :
I saw that u are using plusmiles card too, plusmiles card give u additional CB.
For every RM1 spend = 1 points, with total 1000 points in plusmiles card for selected tolls, you get RM10 back, or another 1% Rebate
If your monthly usage is above RM100, you give 5% rebate but no accumulated points.
Hence MBB2 amex + plusmiles can get from 8% - 12% cashback monthly.
This post has been edited by kinabalu: Nov 25 2014, 10:53 PM