first thing first, no one can predict the future..

question is did you bought property at 700k-800k or bought at 400k and hoping for 700k-800k profit?

my opinion is if property was bought at 700k to 800k it wont drop below 400k like that, if you speculate to go up to 700k to 800k and drop back to 500k possible.. unless economy collapse (which Malaysia a lot of potential)

i see your worries too, forgive me for being daring to speculate that you are in for investment. if the said property was bought 700k to 800k, for own stay, there should be no problem, coz irregardless how the market goes, surely you will service the loans, unless for flipping..

this category of flipping is dangerous, means financially bo stability and harping on capital appreciation... depending on areas, normally those price for a DSL are either new Rawang, Kajang, Semenyih, seri kembangan, Puchong, Putrajaya, Bangi and etc and outskirt areas in KV, if old subsales then there possibility could be a lot.

actually if long run leh property goes up, but if you bought an overpriced property which was mostly the case unless subsales, you bought expensive stocks, in 5 years time appreciation shall be not so good and the buyers will opt for other prop..

if you bought at 700k to 800k and hoping for some 1 million or 900k profit, then you can forget about it on the next 5 years..

first thing first, no one can predict the future..

question is did you bought property at 700k-800k or bought at 400k and hoping for 700k-800k profit?

my opinion is if property was bought at 700k to 800k it wont drop below 400k like that, if you speculate to go up to 700k to 800k and drop back to 500k possible.. unless economy collapse (which Malaysia a lot of potential)

i see your worries too, forgive me for being daring to speculate that you are in for investment. if the said property was bought 700k to 800k, for own stay, there should be no problem, coz irregardless how the market goes, surely you will service the loans, unless for flipping..

this category of flipping is dangerous, means financially bo stability and harping on capital appreciation... depending on areas, normally those price for a DSL are either new Rawang, Kajang, Semenyih, seri kembangan, Puchong, Putrajaya, Bangi and etc and outskirt areas in KV, if old subsales then there possibility could be a lot.

actually if long run leh property goes up, but if you bought an overpriced property which was mostly the case unless subsales, you bought expensive stocks, in 5 years time appreciation shall be not so good and the buyers will opt for other prop..

if you bought at 700k to 800k and hoping for some 1 million or 900k profit, then you can forget about it on the next 5 years..

Bolded part you are wrong. Even for own stay if market price for that property goes down, there will be problem.

But ayam not financial and economic expert..Don't know how to explain to you. Please google or maybe there will be expert here willingly to explain to you since we got so many "experts" here.

Betui betui 

Now property begin to sounds like Gold investment already.. Just read those Singapore news i attached, developer very cautious to launch, if disaster project mean domino effect.

Even Zuiko407 downgrade to Korean car & Japanese watch liao,,

this is the same thing i told them, they told me that house owners will remain unaffected... total BS, seeing your surrounding price goes down and you pay high loans, that is not healthy, like servicing car..

Sincerely, all tai kor's , is it really not a good time to buy property now, I mean those double storey link houses that cost abt 700~900K bracket ?

My fear is that one the bubble burst, my 700k props will be reduced to only 400k and still have to service the loan like hell.

Thank you all

This is got to be one of the most interesting threads around here.

Sharing an article to contribute to the discussion, instead of empty talk lol :
http://www.theedgemalaysia.com/features/30...-pressure-.html

bro this one they already know and they dismiss di, they say those increase and burden in bank loans wor daily keluar masuk Starbucks more than monthly loan repayment wor.. they even say  not going to change anything with little bit increase at least BLR reaches around 10% then only they start got feeling..

and gentle reminder, many BBB here are cash rich..

bro this one they already know and they dismiss di, they say those increase and burden in bank loans wor daily keluar masuk Starbucks more than monthly loan repayment wor.. they even say  not going to change anything with little bit increase at least BLR reaches around 10% then only they start got feeling..

and gentle reminder, many BBB here are cash rich..

unless u opt for fix rate which come with premium % since beginning lo, else u buy prop with referent rate sure cannot escape from this. but some people i saw still stick to their old loan with blr-1.8% eventhough high propbably they could refinance to blr-2.2 or blr-2.3%. I guess this type of people is happy to pay for additional 0.4-0.5% although they have option not to do so.

yup i still got one loan stays at blr-0.7%....still no intention to go renew it to blr-2.4% yet....i still happy happy for additioanl 1.7%...

berapa biji you sapu di at KLCC areas?

so, when will it burst??
i saw this thread few months back..
but till now just talk.. nothing happen also..
i want buy property, when it will burst?

yup i still got one loan stays at blr-0.7%....still no intention to go renew it to blr-2.4% yet....i still happy happy for additioanl 1.7%...

bear bear...this i agree with u....

if need to worry the 0.25% interest rate...u better worry the credit cards debt first....that one at 18% per annum and come with penalty if late payment or cant make the minimum payment. 

I got one BLR + 0.75
Another BLR + 0.25

so, when will it burst??
i saw this thread few months back..
but till now just talk.. nothing happen also..
i want buy property, when it will burst?

Your credit worthiness must be quite bad, 18% only imposed on those bad payer..

Me get 13.5% only, coz every month cleared..    Bank hate me, never let them earn interest...