this thread will reply u - City. E Spec is nice (using it). But depend your budget. Plus bank need to see your salary and how much u can afford to pay.

City is nice, E spec is sufficient...Service & maintenance quite straight forward. That's why jap car resale value is high.
As for affordability to own a city is pretty much depends on your priority, nobody can advice you on this.

your salary need to at least 1/3 for the loan repayment per month (after deduct income tax, kwsp, any other loan). My loan 60K for 6 years and i put downpayment- 20K (e-spec). Every month RM960 repayment.
the question is how much your down payment? Download an app called "car loan calculator" to identify your monthly repayment, duration of your loan, interest put (2.7%). If you drag till 9 years then most likely u won't able to repay. Next do you have NCD for insurance 55% discount?

My 1st car is wira. So i can bring forward NCD and no need to pay a lot of insurance on yearly basis.

All this come very important as every month you will struggle to pay. Unless you put a lot of down payment.So think carefully when get 1st car as you may suffer to next 6-9 years and end up no life.

So choose and think wisely.