My plan is to change cars every 5 years when the free service almost ends. If I buy this year by year 2019 it will be considered as a 6 year car, while buying it at the beginning of 2015 by 2019 it will considered as a 5 year car.

5k rebate acceptable la, at least it matches the depreciation value of between 5% to 10% for first year. Anything less than that it's considered a lost.

What about 5K rebate? Cars depreciate anyway, if you are gonna own it for more than 5-6 years, there isn't a lot of difference between a 2014 and 2015 car.

do u mean we can use cash rebate (for eg. 5k) as part of our 10% downpayment is it?

Lets say RM83k (e-spec), RM8.3k - 5k ... we only need to pay 3.3k only as downpayment. Do they allow us to swipe credit card for this 10% downpayment?

Unfortunately, local CKD and Thai nowadays no quality...Toyota and Honda also the same....

Suprisingly, imo,  Proton has better fit and assembly quality nowafays. ( Not comparing engine, gb and other factors).