QUOTE(Grayson @ Nov 23 2014, 12:54 PM)
thanks bro for the reply, how long u been using it bro? so far ok? service ok? i just graduate from my degree last july, now is my 4th month working, salary 2.8-3k. Am i suitable for this? monthly roughly how much u pay? thanks again bro

your salary need to at least 1/3 for the loan repayment per month (after deduct income tax, kwsp, any other loan). My loan 60K for 6 years and i put downpayment- 20K (e-spec). Every month RM960 repayment.
the question is how much your down payment? Download an app called "car loan calculator" to identify your monthly repayment, duration of your loan, interest put (2.7%). If you drag till 9 years then most likely u won't able to repay. Next do you have NCD for insurance 55% discount?
My 1st car is wira. So i can bring forward NCD and no need to pay a lot of insurance on yearly basis.
All this come very important as every month you will struggle to pay. Unless you put a lot of down payment.So think carefully when get 1st car as you may suffer to next 6-9 years and end up no life.
So choose and think wisely.