/k need reply asap, if rm15k hutang credit card, whats the minimum we need to pay monthly

aik gaji 20k also got problem to pay cc arr?

15,000 x 5% = RM750 min per month

Not mine. A friend, he used it alot early this month while applying to refinance his property. Got rejected bcoz high commitment in cc, now helping him calculate his debt to income.

N I dont earn 20k

customer service?

Ok. Thanx

unless your credit card got bind with insurance. example cimb. each rm100 charge rm0.60

baru jer cimb call kacau mau bagi ini plan.

u will never get out of it by paying so little. Compounded interest will destroy you, mentally, and financially. Cut your cards. And someone please share how much TS should pay per month and tenure of payment on this amount. Perhaps convert to personal loan for lower interest?

Alternatively, talk/meet up wth AKPK personnel to learn how to clear it best. No, don't use their service, just need advice. You won't get no where here.

300 to 400 plus i think ? but seriously dont pay minimum. you are only paying interest.

always put more than minimum

15k tak payah la AKPK.
u'll probable only get 1 AKPK help per life time, so AKPK reserve for big case.

OP case just do balance transfer.

who ask your friend swipe like no ones business?

its my friend. He made a mistake. He just sent his application to refinance his property. Over confident he will get it approved, he spent alot on his cc coz he is about to get married, so need to buy alot of stuff. spent 15k in just a few weeks. Just now bank called said didnt approve coz high commitment in his cc. He was planning after he get his refinance, he will pay his cc all off. Now, he terduduk.

he is going to get married, so use his cc. He was planning to pay all off once he get the refinance money. Now he dunno what to do.

he use his cc for marriage?

Balance transfer, gooding.

Bayar 2k dulu...then monthly bayar RM800

refinance money. So use cc 1st, pay off all later. Now didnt approve refinance, he gg looorrr...

rm15k dia belanja beli apa? jual je la balik apa yang boleh jual~

beli apa sampai 15K? The debt will kill ur friend and plz dun pay the minimum. Check the statement that usually the bank pos to ur friend. It did put the minimum amount that need to be pay and how long it is.

This post has been edited by dzila_87: Jul 11 2014, 11:42 AM