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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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victorywp
post Aug 3 2014, 11:14 PM

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QUOTE(tishaban @ Aug 3 2014, 11:01 PM)
I called to report a lost Maybank 2 card and was told that it'll cost me RM50 to get a replacement unless I make a police report.

Very annoying, I guess if Maybank wants to charge fees and doesn't appreciate my decade long business with them then I'll happily move my expenditure to another bank.
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then why don't you make a police report?
victorywp
post Aug 3 2014, 11:20 PM

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QUOTE(David83 @ Aug 3 2014, 11:08 PM)
I started to hate MBB and I found out that they don't appreciate loyal customers.

I'm starting to move out my FD to CIMB.

After being with MBB and using their cards for > 5 years, they don't consider to upgrade my Gold to Platinum or a limit increase.

Feel regretted to attach my house loan with them.
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this is true... i used both mbb and cimb cc more than 10 years ago and only cimb will automatically increase my cl after few years of using it. but mbb never, unless i request.

but both have their own good. automatic increase cl is not always a good thing. when you lose your cc and the thief illegally used it to swipe until max your cl, you can blame the bank for increasing without your approval.

moving fd from mbb to cimb is a good move anyway since the fd rate is higher in cimb after the adjustment recently.
victorywp
post Aug 3 2014, 11:26 PM

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QUOTE(janson_kaniaz @ Aug 3 2014, 11:02 PM)
i did the police report. din want to let them earn that RM50.
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sign0006.gif did you paid rm3 for a police report?

police station in certain states need to collect that rm3 fee for a police report. and it including the case where you have been robbed off everything and have no wallet or any money with you. they will lend you a phone to call someone you know to pay that rm3 on your behalf.
victorywp
post Aug 4 2014, 07:40 PM

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QUOTE(th3judas @ Aug 4 2014, 07:32 PM)
Reporting in
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welcome in.. just received your mbb2cards? biggrin.gif
victorywp
post Aug 5 2014, 10:01 AM

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QUOTE(cheekily @ Aug 5 2014, 09:51 AM)
Thanks for the info  blush.gif  another noob question, is there any maximum cut-off rebate amount for the 5% weekend rebate and also the 5x treatpoints per month? Say for example, total cash back rebate amount allowed per month is only RMxxx/month? or there's no limit for the cash back rebate/month?
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no cut-off rebate amount like uob style (based on allocation first come first served basis). every mbb2cards user entitled for a max rm50 cb. lol...
victorywp
post Aug 5 2014, 10:34 AM

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QUOTE(cheekily @ Aug 5 2014, 10:15 AM)
Thank you all for your feedbacks  smile.gif  This is what I read on the 1st page:

- The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
- The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.


Was a bit confused initially. So just to recap back, total 5% weekend rebate is capped at RM50/month...and there's no cut-off amount for petrol (not like some other banks where there's a limit imposed)... for example: I can spend RM1000 on petrol alone and get the full 5% rebate = RM50 cash back right?
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yeah, that pretty much sums up everything you want to know.
victorywp
post Aug 5 2014, 09:25 PM

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user posted image

http://bills.maybank2u.com.my/ccedm/edm_CC468/CC468.html
victorywp
post Aug 6 2014, 03:30 PM

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QUOTE(-Shinjiz- @ Aug 6 2014, 03:06 PM)
Guys, what's the differences between Maybank 2 card gold & platinum in term of benefits?
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there is no difference in terms of cb benefits.

this is the most repetitive question ever. lol...
victorywp
post Aug 6 2014, 05:39 PM

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QUOTE(Shengz @ Aug 6 2014, 05:12 PM)
Ehh I thought got 1?
laugh.gif  laugh.gif  laugh.gif
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the one you quoted is a promotion cb, not a cc feature for cb.
victorywp
post Aug 6 2014, 11:16 PM

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QUOTE(MyStiC @ Aug 6 2014, 10:31 PM)
Guys, I paid my statement balance but it still shows the amount there with the pay now link, is that fine?
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it's fine, don't worry.
victorywp
post Aug 6 2014, 11:27 PM

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QUOTE(polarzbearz @ Aug 6 2014, 10:36 PM)
I applied my MBB2Cards about mid-July and up till now there's no official statement yet, is that normal? icon_question.gif

When I tried to access M2U > Account & Banking > All Cards > select the card > My Statements > result below:
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you already received your mbb2cards?
victorywp
post Aug 7 2014, 12:38 AM

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QUOTE(polarzbearz @ Aug 7 2014, 12:11 AM)
Yup, already using for almost 3 weeks.
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so you mean you received your card in mid july instead of applied in mid july right?

you need to call the cs to check when is your statement date.
victorywp
post Aug 9 2014, 11:15 PM

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QUOTE(arthur88 @ Aug 9 2014, 11:11 PM)
on first post stated can use amex to pay assessment bills, but when i want to pay, it doesnt have the options for me to choose amex card to pay.

i'm missing something here?
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which assessment you are paying to? not all accept amex.
victorywp
post Aug 9 2014, 11:38 PM

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QUOTE(arthur88 @ Aug 9 2014, 11:21 PM)
MP Pulau Pinang, MP Seberang Perai...
MP Kuala Selangor and MP Selayang not yet tried..
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yeah, not all can. i paid before to mpsj, mbsa, mbmb no problem. many more also can, but too bad just not all.
victorywp
post Aug 10 2014, 03:24 PM

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QUOTE(windlee @ Aug 10 2014, 12:55 PM)
Hi, I would like to ask anyone can help me on applying the Maybankard 2 card? As I don't know why i got rejected from the application.

Gross salary : 2.9K, After deduction : 2.5k+

However, I not sure I fill in the application in a correct way and my document as the PIC dint ask from me.
I din't give my bank statement for at least 6 month. I got FD and my salary with HLB. I did not fill in my car loan which will be starting from September with Toyota - new vios 56k loan. PTPTN repayment starting from December with schedule but now I advance payment to reduce the repayment amount starting from December.
As i initially did not know I need to fill in into the form since it havent offically start to pay the loan.

Anyone can kindly advice me on applying the credit card?

Thanks.
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QUOTE(victorywp @ Aug 10 2014, 10:33 AM)
the rejection may be due to your new approved car loan. ptptn won't affect as it will not be listed in your credit report.

you need to post in mbb2cards thread because this thread will be deleted.
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even if you did not fill in your car loan, they still can view by checking your ccris, however, ptptn is not listed there.
do you have other loans or cc? they are able to view as well.
you may attach more documents when reapplying like your bank statement, epf, tax, etc.

This post has been edited by victorywp: Aug 10 2014, 03:30 PM
victorywp
post Aug 10 2014, 08:58 PM

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QUOTE(moon'prong @ Aug 10 2014, 08:01 PM)
hmm applied my maybankard2 gold amex+master yesterday @ 1u card center, the fella told me come take my card on monday, shud be done after 5pm, will call me when done, & prepare RM100 for gst...

@@ havent use already nid pay & cannot waive via tp~

jealous old user still RM50 for both card T.T i'm register too late to get them
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pay first then later once you accumulated 25k tp (rm5k expenses), then call to redeem rm100 for your gst.
victorywp
post Aug 10 2014, 11:01 PM

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QUOTE(windlee @ Aug 10 2014, 10:45 PM)
Nope, that's the only loan i have for now. Just started work since last year. So means my car loan with TOYOTA Financial will affect i got the approval of applying credit card? But I haven't got the car and start paying the installment. Maybe i should try reapply with more supporting document.
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yes, once a loan (except for ptptn) is approved, it will be listed in your ccris. if you apply for any loan/cc with any financial institution later, they will be given the right to check on you and view your credit report.

i think you may need to wait at least 3 months before reapply. with 2.9k/month and a 56k loan just approved recently, some financial institution would feel risky to approve another loan/cc to you. they would want to check how well is your payment but you still have not started to pay any instalment yet, so it's hard for them to judge.

actually it may be easier if your car loan and cc application are from the same financial institution, but unfortunately not your case.
victorywp
post Aug 11 2014, 10:44 AM

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QUOTE(moon'prong @ Aug 11 2014, 10:14 AM)
rclxub.gif  wise very scary for RM50x10... lolz
so i endup also apply for mbb2
not a heavy user tho
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it will be easier if you choose grocery as your wise category. when you free, just buy rm50 voucher at any tesco/aeon big/giant. then you can use it to buy anything late, or give/sell to your family members, or pack the vouchers in angpau to give for wedding dinners or during cny. lol... laugh.gif
victorywp
post Aug 11 2014, 07:01 PM

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QUOTE(moon'prong @ Aug 11 2014, 04:24 PM)
whistling.gif  single, stay out from hometown, rent a room, basically i rarely run into grocery...XDDD

i spent more on petrol ( got a monster drink me till broke), digi ( family pack+boardband) nia

maybankard 2 endup is my choice..hmmm waiting mah card to reach my hand...

the fella tell me to collect on monday but till now no call~

they wont call when card is ready for collect?
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if the place is nearby on your way to somewhere, then you may dropby and ask to collect it. most of the time, they don't call.
victorywp
post Aug 11 2014, 08:39 PM

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QUOTE(ClessRV @ Aug 11 2014, 07:55 PM)
Hi guys, I planning to buy a phone and wanted to pay it using the Ezypay method, but the salesperson said that I have to add another RM150 extra in order to use that feature.

So, the total would be RM1859 + RM150 = RM2009 / 12 = 167.42 per month

However, I found out about the Ezypay Plus promotion where you can convert your purchase into an instalment - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

and I'd calculated the total to be as such:
1859 + 37.18 + 56.89 = 1953.07 / 10 = 195.31 per month

1859 (Phone price)
37.18 (2% fee for CC payment)
56.89 (3% interest based on the promotion)

I'm thinking of using the second method as there's a ~RM56 difference between the two (given that my calculation were correct)

I'm seeking any opinion from the experts here regarding this.

Thank you in advance.
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so it means if you use ezypay (12 months) method, they will charge a one-time fee of rm150, no 2% fee for cc payment anymore right?
if not, they will charge a 2% fee for cc payment right?
usually, a shop will charge 5% for ezypay (12 months), rm150 in your case means close to 8.1% already.

if that's the case, your calculation is correct. second method is better.

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