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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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victorywp
post Jul 1 2014, 12:59 PM

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QUOTE(Chili_90 @ Jul 1 2014, 12:31 PM)
once apply, they will give you 2 credit card? seems like holding our quota
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both cards will share the same credit limit.
victorywp
post Jul 1 2014, 11:38 PM

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QUOTE(celica22 @ Jul 1 2014, 11:36 PM)
are we allowed to request for additional credit limit for easy installment?
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you need to submit recent payslips if you want to apply for permanent credit limit increase.

This post has been edited by victorywp: Jul 1 2014, 11:38 PM
victorywp
post Jul 2 2014, 05:26 AM

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QUOTE(blackbird964 @ Jul 2 2014, 04:44 AM)
hi all sifu, i am newbie to maybankard 2! i just got my amex and visa card, am curious the difference between the mastercard and visa, bcoz maybank makes me feel their mastercard is more famous and better than visa, or they are actually equally good?
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they are equally well accepted at most places. both have their own promotion you can see from time to time. for example, lazada has 10% discount with mastercard on monday, rakuten 10x points with mastercard on certain period, agoda 10% on wednesday with visa, etc.
victorywp
post Jul 2 2014, 02:09 PM

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QUOTE(mytaffeta @ Jul 2 2014, 05:44 AM)
if one intend to apply for this card, which merchant wud you recommend? MC or Visa?
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it depends on the promotion/offer they give from time to time. for the recent promo, some would prefer lazada/rakuten/agoda. last time i went to universal studio (singapore), there's 25% discount on entrance tickets with mastercard. it just depends which promotion/offer suits you more. but you can't just decide based on the promotion/offer now because they will have new promotion/offer from time to time.

for me, i would choose both mastercard and visa (with different banks) to cover all their promotion/offer. drool.gif brows.gif
victorywp
post Jul 2 2014, 02:10 PM

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QUOTE(blackbird964 @ Jul 2 2014, 12:26 PM)
victorywp, thanks for the info yea!  thumbup.gif
agoda 10% on wednesday with visa is very useful to me! hahaha
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you are welcome. to get all promotion/offer, get another mastercard too. biggrin.gif
victorywp
post Jul 2 2014, 05:06 PM

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QUOTE(PPZ @ Jul 2 2014, 04:32 PM)
guys, can anyone help me with this? sorry ya
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http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

finance charge and late payment charge will be imposed with definition as below:

- finance charge is the interest charged on the outstanding balance after the payment due date.
- late payment charge is the charge imposed if you fail to make the minimum monthly repayment by the due date.

This post has been edited by victorywp: Jul 2 2014, 05:08 PM
victorywp
post Jul 2 2014, 10:16 PM

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QUOTE(hafizhans @ Jul 2 2014, 07:51 PM)
got 0% installment scheme? if yes what example of stores accept it?
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many places accept 0% installment. even tesco accept at electrical dept. just look for the banner about the 0% installment.
victorywp
post Jul 2 2014, 11:21 PM

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http://bills.maybank2u.com.my/ccedm/edm_CC441/CC441.html
victorywp
post Jul 3 2014, 04:47 PM

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anybody else receive this sms from mbb? promoting sri lankan airlines.

QUOTE
RM0.00 Maybank Cards: 20% savings on SriLankan Airlines to London, Paris, Rome &more! Book@ www.srilankan.com by 31 Jul 14; Fly frm 13 Sep- 30 Nov 14. T&C apply
victorywp
post Jul 3 2014, 04:49 PM

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http://bills.maybank2u.com.my/ccedm/edm_CC443/CC443.html
victorywp
post Jul 3 2014, 07:38 PM

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QUOTE(kuokyeow @ Jul 3 2014, 07:34 PM)
applied today and got rejected. ask for reason then caller say donno, upper level nvr gave reason.

if go to other branch apply will have diff result or just the same? thx
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just the same.
victorywp
post Jul 3 2014, 09:29 PM

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QUOTE(CP88 @ Jul 3 2014, 09:09 PM)
I wonder any of the LYN ever took a sri lankan airline before.  laugh.gif
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lol... the main reason i'm asking the question above...
victorywp
post Jul 3 2014, 10:20 PM

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QUOTE(Wongchoy @ Jul 3 2014, 10:17 PM)
I actually did..from KLIA to Singapore.
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so you must be the first to receive that sms from mbb! rclxms.gif
victorywp
post Jul 6 2014, 05:09 PM

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http://bills.maybank2u.com.my/ccedm/edm_CC432/CC432.html
victorywp
post Jul 7 2014, 05:29 PM

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QUOTE(xalim @ Jul 7 2014, 03:57 PM)
wanna buy something with price tag around 9700.

credit limit 8k with current credit 4.4k + 1499 (ezypay 6 months = 249,84)

need to call center to increase my limit up to 16k.
monthly payment to cc around 1k.

is that possible?
should i maintain 1k payment or call center to make ezypay 12/24/36 months? which one better?

or any good idea to share with?
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it depends on your monthly cashflow and the differences of interest charges applied for ezypay (if any).
victorywp
post Jul 8 2014, 01:34 AM

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QUOTE(candysiew @ Jul 7 2014, 02:17 PM)
hi i see etiqa can use amex to pay but after some conversation with etiqa CS, i'm confused.

so may i confirm with user here,those who successfully call etiqa on wekends and process with amex to pay is motortakaful only?

cz CS say no phone service to pay by cc for premium on life policy.

please advice
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yes, for motortakaful only not life insurance.
victorywp
post Jul 10 2014, 10:01 PM

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QUOTE(adele123 @ Jul 10 2014, 05:14 PM)
Thanks for your info...

even though what CS told you may be true, they may still change their mind later on  sad.gif

On a not related note, if i'm sure everyone here will continue using as long as they can cancel their visa/mc. I sort of did wonder whether maybank will really decide that they cannot absorb the GST for amex perpetually.

so every year need to collect 25k points to offset the GST... Hmmm
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now have to spend minimum 5k per year to get that 25k tp...
victorywp
post Jul 11 2014, 08:05 AM

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QUOTE(chongaik82 @ Jul 10 2014, 10:31 PM)
Smallest amount ever a merchant charge on my CC. RM 0.10  laugh.gif
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my smallest amount was rm0.08 at petron using scb cc. lol...
victorywp
post Jul 11 2014, 03:34 PM

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QUOTE(chongaik82 @ Jul 11 2014, 02:59 PM)
Good. Never think of Cc BN.
MBB mail box must be full after yesterday announcement smile.gif
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i also never think of cc bn... i just thought of cc bnm... rolleyes.gif laugh.gif
victorywp
post Jul 11 2014, 04:46 PM

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QUOTE(jianwei90 @ Jul 11 2014, 04:20 PM)
Hi, my gf recently got her 2 cards in may.. When she got her statement this month, RM50 service charged was imposed but was subsequently reversed ..
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those before 9/7 not affected...
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