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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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maskedchan
post Oct 10 2014, 10:45 AM

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QUOTE(victorywp @ Oct 10 2014, 10:22 AM)
but 2nd year need to use 25k tp to redeem rm100 instead of just 12.5k for rm50. itu pun if the tp didn't depreciate lol...

yeah, if gst abolish then no problem lor...
*
cannot be so greedy..sometime need to give and take..
5% rebate yearly already give you RM600..
just merely lose RM100..still got RM500 + tp..still worth it smile.gif
maskedchan
post Oct 10 2014, 10:02 PM

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QUOTE(kinabalu @ Oct 10 2014, 09:52 PM)
I travel to America quite often, 2-3 times per year and the travel insurance offer by the platinum card does looks tempting.  cry.gif
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if not mistaken, the travel insurance only applicable if you charge your air ticket to the card
maskedchan
post Oct 10 2014, 10:11 PM

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QUOTE(Human Nature @ Oct 10 2014, 10:08 PM)
yes correct

if you are a frequent traveler, better to just get the annual package from AXA, MSIG, etc
*
if business trip, company will pay for it brows.gif
maskedchan
post Oct 11 2014, 10:19 AM

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QUOTE(firee818 @ Oct 11 2014, 08:33 AM)
I saw one report in newspaper, look like credit card that link to Paypal is not safe.
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sometimes is not paypal problem..
it is some online portal.. e.g. groupon, google play, app store, agoda and etc..
this kind of portal save your cc information...if they have vulnerable in their portal, then is easier for hacker to get your cc information..
next time try not to save your cc information in online portal
maskedchan
post Oct 11 2014, 10:34 AM

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QUOTE(firee818 @ Oct 11 2014, 10:26 AM)
Including Paypal?
*
I trust paypal..
not sure about you..
it is your choice..
I think one forumer here remove his paypal cc information..only add back when want to make payment
maskedchan
post Oct 12 2014, 08:30 PM

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QUOTE(kinabalu @ Oct 12 2014, 06:13 PM)
Something is wrong with MBB IT this weekend, today whole day I swipe card also don't have sms notification.

Guess I will call up the CS tomorrow for clarification.
Even M2u also does not reflect all my spending.
*
I have no problem receiving sms notification today..
did you set SMS alert to default RM1?

QUOTE(kinabalu @ Oct 12 2014, 06:18 PM)
Time for them to upgrade from Window XP already.
*
laugh.gif how you know they are using window xp?

maskedchan
post Oct 14 2014, 10:03 AM

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QUOTE(spikey2506 @ Oct 13 2014, 07:23 PM)
What are the chances if we use Agoda to get the 10am cashback? Does Agoda process immediately on weekdays? I know they dont process on weekends
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QUOTE(victorywp @ Oct 13 2014, 08:00 PM)
agoda did process immediately on weekends.
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only if you did not select pay later option
maskedchan
post Oct 14 2014, 10:07 AM

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QUOTE(nelsonmui87 @ Oct 14 2014, 09:36 AM)
Using MBB 2 Gold Amex to pay telekom or others bills by Maybank2u during weekend qualified for 5% cash rebate or not.
My last bill RM2k+ but rebate RM2X only= =
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yes..qualify..
try check again did you really do transaction on weekend and using MBB2 Amex..
if yes, you need to call CS to ask about this..
maskedchan
post Oct 14 2014, 10:36 AM

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QUOTE(kinabalu @ Oct 14 2014, 10:24 AM)
Today i got a surge of SMS from MBB this morning.

First they send me, My maybankard has been approved, then 2 sms about my transaction threshold have successfully change to RM1, and coming in is all my transaction over the weekend.

I received a total of 8 sms at the same time.  doh.gif

I have been using my card over the weekend and now tuesday only got all the sms.
*
it happen sometime...
system not perfect..
maskedchan
post Oct 14 2014, 11:10 AM

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QUOTE(zr125 @ Oct 14 2014, 10:58 AM)
can we request them to initiate the payment on weekends??
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not sure about that..
but the pay later option usually charge one week before your actual stay
maskedchan
post Oct 14 2014, 01:41 PM

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QUOTE(iAlien @ Oct 14 2014, 01:38 PM)
any sales here? may i ask if i got RM15k cash +/-
i put in fix deposit 1month / 12month

may i get a platinum card with 10~15k credit limit??

my case is like tat, i got my own business, but the business is very unstable , sometimes i even eat grass for a month, but i still having my own cash flow on company, if there is any possibility to get platinum card, i might consider it~

Thanks
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yes..you can..
go apply the card and mention you would like to pledge for fd
maskedchan
post Oct 14 2014, 02:31 PM

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QUOTE(ckyow1 @ Oct 14 2014, 02:19 PM)
For FD, bank will only consider if the period is 1 year or more. It is impossible to pledge a 1 month or 6 month FD to apply for credit card. Normal ratio to credit limit is 1:1 max. For your case of 15k pledge, highest chances you will only get gold card.
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credit limit have nothing to do with gold card or platinum card..
platinum card also can only have RM8k credit limit

QUOTE(victorywp @ Oct 14 2014, 02:26 PM)
why do you apply for current account? nowadays ibg much cheaper than cheque lor. many company also start to change to tt payment already.
*
he is a business man..maybe need to use cheque for supplier and etc ?

This post has been edited by maskedchan: Oct 14 2014, 02:47 PM
maskedchan
post Oct 14 2014, 02:34 PM

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QUOTE(victorywp @ Oct 14 2014, 02:32 PM)
businessman can do tt payment too.  nod.gif
*
yup...but some old uncle dont accept tt..
somemore use cheque can delay payment abit tongue.gif
maskedchan
post Oct 14 2014, 02:41 PM

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QUOTE(koinibler @ Oct 14 2014, 02:39 PM)
When doing BT, do we need to send them all our other CC statement or does front page is enough.
I don't want them to analyze my spending habit and also there is 3 BT from Maybank to this card. haha... tongue.gif
*
usually, i just send front page that show the total amount only..
but that is for other bank, not for maybank
maskedchan
post Oct 14 2014, 04:08 PM

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QUOTE(deepan84 @ Oct 14 2014, 03:57 PM)
another question. if i pay minimum payment, will it affect my credit record etc?
*
no..but pay minimum will have interest charge..
why not just pay the statement amount?
maskedchan
post Oct 15 2014, 09:33 AM

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QUOTE(kaoru @ Oct 14 2014, 10:04 PM)
got questions for sifus here

let say a shop does not accept credit card or amex

but accepts paypal

and i have amex on paypal

how does this actually work
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QUOTE(LostAndFound @ Oct 14 2014, 10:34 PM)
Some of our local shops which accept paypal don't accept AMEX through paypal either =)
*
here are the rules of thumb for paypal

paypal + Amex + RM = no go
paypal + Amex + foreign currency = good to go
paypal + Visa/Master + RM/foreign currency = good to go


maskedchan
post Oct 15 2014, 11:16 AM

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QUOTE(Human Nature @ Oct 15 2014, 11:13 AM)
the old card detail is already removed from m2u.

the replacement card is already there, showing all the unauthorized amount. quite efficient.
*
if showing the unauthorized amount in your new card, then you need to file dispute already...
maskedchan
post Oct 15 2014, 01:42 PM

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QUOTE(kinabalu @ Oct 15 2014, 12:18 PM)
looks like amex card so easy to get fraud. so many case here.  shocking.gif

i also scare to use my amex oversea or online liao like this.
*
instead of worrying this and that, why not enjoy the credit card perks..
when get fraud only worry tongue.gif
maskedchan
post Oct 15 2014, 01:44 PM

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QUOTE(bslee2k @ Oct 15 2014, 01:28 PM)
Am i having dejavu? why is this forum time is 1 hour ahead?
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your computer time got problem?
my post never fast forward 1 hour..
maskedchan
post Oct 15 2014, 02:11 PM

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QUOTE(bslee2k @ Oct 15 2014, 01:59 PM)
The time now 2pm right?
*
did you set the time correctly in your LYN account setting?
maybe you set a different timing for your LYN account

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