But I got my flight ticket transaction declined, over my credit limit of rm15000 by rm4+++.
I have to settle partially then only can buy
7 PAYMENT
7.1 Upon receipt of the monthly statement of account of his/her Credit
Card Account, the Cardmember may make payment as follows:
(a) pay the entire amount of the Total New Balance on or
before the Due Date; or
(b) make Minimum Payment as follows:
(i) where the Total New Balance is within the Credit
Limit, not less than five per centum (5%) of the
Total New Balance subject to a minimum of Ringgit
Malaysia Twenty Five (RM25.00) only.
(ii) where the Total New Balance is in excess of the Credit
Limit, the whole of the amount in excess thereof
together with five per centum (5%) of the Total New
Balance.
Provided always that the Minimum Payment shall also
include the amount Past Due as shown on the monthly
statement of account.
i read the fees and charges section and doesnt even mention any charges for exceed use of credit limit..