No such thing as freeze acc or terminate, see many people reply here no experience with gym membership contract, no matter what you still have to honor that 1 year period, even you dont come still need to pay, that why famous gym now ask for your cc to monthly deduct

They also got clause if you not inform them you want to quite 1 month before the contract will be auto renew, once they caught you hard to escape

I got that from them too

Yes. CTOS is a privately owned company and the listing is not regulated, anyone who pays to have access to the CTOS registry can put anyone's name in it.

However, blackmailing to put your name in CTOS, is not permissible by law.

but the problem
why u didnt freezen ur account since u have health problem?
its like water and electric bill
it will continue charge even u no using at all

You can check-out any time you like,
But you can never leave

Lanjiao lahanat lahabau mana yang buat macam tu?

Telcos?

why you bump a 2 year old reply?

lel.

Not me la

Jamestc necroed

Ayam no realised then accidentally replied

CTOS is bull, no worry man.

Unless your finance truly suk, CTOS has no bearing on your loan/banking application.

banks will be using CTOS as well in the 2nd half of 2016:

https://forum.lowyat.net/index.php?showtopic=3910620&hl=

This post has been edited by wongsinyee: Apr 4 2016, 07:49 PM

Have yet to confirm, targeted only ma