If the price keeps trending downward it might be a good time for me to go OLED next year

it depends on what type of games you play. if you play FPS a lot, you will enjoy OLED.

otherwise Mini-LED will do. but not many Mini-LED in the market and the price is also not cheap.

saw on shopee the Redmi G Pro 27Q Mini LED goes for rm 1.2k - 1.5k at cheapest

are u interested in it for the mini led? you know that feature is mostly for the HDR experience? but rarely do i see the mini led do a good HDR experience (example, i had a MSI IPS 27'' 1440p previously claim HDR feature, but it was TERRIBLE at HDR. only good for SDR but not HDR. A lot of IPS monitors are like that, even if they have the added mini led is not confirm whether HDR is a good experience or not). Why not skip it over and go for a OLED gaming monitor? Bought one at rm2k. It's not too big a jump and you will get a monitor with many pros and not as many cons.

there is a concern for burn in, but if u enable all the anti burn in features and care for your monitor, shouldnt be a problem.

If however you are using it for work and constantly using for excel work sheets for hours on end, then IPS may make more sense.

correct, oled has less brightness than ips.

But the new gigabyte gen4  WOLED has improved brightness, better colors (closing the gap with qd oled).

Problem is it cost rm3k (not sure about vouchers, maybe 2.5k with vouchers?)

If you are on a tight budget, then oled is out of bounds.
The thing is you are looking at a rm 1.2 - 1.5k monitor. cheapest oled i bought was rm2k
and you seemed to be wanting to get HDR via IPS tech. Not saying it's impossible, but would require mini led backlighting to achieve that, and most do a bad job at it. I would strongly recommend you read the reviews to check if that monitor does HDR well or not.

Honestly, having used IPS and compared to a QD oled. IPS has WHITE GLOW. oled DOES NOT. that alone for me rules out getting a ips, since that is something i've always noticed. But if you can stomach that, then it's fine.

the woled i suggested is 3k, so that is totally out of your budget. the 2k monitor which is what i use i dont think it will be a good experience for you, because of you're lighting conditions. For me, i have a small window directly behind my monitor, and i have blinds to reduce lighting that leaks into the room. when the day is the brightest, it will ruin like 20-30% of the top half of screen, for few hours a day because of the brightness leaking into the room. this is during peak hours where sun rises high like 9am - 12 afternoon. hours after and before that is totally fine.
Anyway i like you did try to get HDR for IPS, it was hard to find a monitor that does it well. thats my main point.

The reviews even admit, most of these ips monitors, though it says they do HDR, they dont do it well, so you are better of not using HDR, and simply treating it as a SDR monitor only.

Also the only time i ever use hdr

1. netflix (need the subscription for the HDR mode. cheapest package does not have hdr)
2. youtube with HDR. most dont have HDR.
3. bluray with HDR.
there are 3 types of hdr afaik. HDR10, HDR10+, and Dolby Vision. You monitor and the content both need to have the matching hdr mode to benefit from it. My oled  can do the improved hdr10. Not the best. I saw a more expensive oled could do best but that cost an extra rm1k for that.


Also because of poor brightness on HDR, this is where they are weakest as a monitor tech. But with new woled gen4, this may be changing and closing the gap to get it closer to ips brightness, though i don't think it quite gets there yet, but it's definitely closing the gap.
some interesting articles
https://linustechtips.com/topic/1468313-hdr...the-differance/
If you are still intent on an IPS monitor for HDR purposes, then check the reviews how it fares for HDR
https://www.rtings.com/monitor/reviews/best/4k-hdr
https://www.displayninja.com/best-hdr-monitors/
rtings especially has a scoring, to make it easier to tell what is good or not. also pick if you need 1440p or 4k resolution.
but i assume your budget is rm1.2 - 1.5k? so make sure you stay within budget, if over, may as well just go oled 

just temper down expectations for HDR on ips. dont pay so much then find out later it doesnt do hdr well. thats my main tip for u. at least check the review.

if ur budget gets close to rm2k, at that point may as well go oled.

having recently switch from ips to qd oled, i can tell u, i will never go back ips 

- no ghosting
- responsiveness is the best
- hdr looks great
- great blacks
- no IPS GLOW
besides hdr any other thing u looking for?

resolution? screen size?
1440p? 27''?
"MSI MAG 275QF Gaming Monitor | 27" | 0.5ms (GTG) | 180Hz | 2560x1440 (WQHD) | Rapid IPS | 3YW"

saw this for RM755. i've used msi before the hdr was terrible. so i treated it as a sdr only monitor. 180hz might be dated, there may be 240hz monitors, not sure the price. honestly i don't recommend MSI because mine lasted 1 year then died. Warranty replacement works, but i'm unhappy about build quality. Not sure what brand recommend, maybe asus? or gigabyte?

Anyway if u r getting, better get soon cauz of the 10/10 deal.

https://www.reddit.com/r/Monitors/comments/..._mini_led_1152/
https://www.reddit.com/r/Monitors/comments/...ing_is_amazing/
https://www.reddit.com/r/Monitors/comments/..._mini_led_1152/
https://www.reddit.com/r/Monitors/comments/...april_24_china/
i only managed to find 1 review for this redmi u mentioned. they claim the HDR is good, and u can get it cheaper than oled. not sure about warranty, never tried or used for redmi.