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 Bandar Rimbayu V2, The Township Nature Perfected

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zzzhhhzzz
post Oct 14 2014, 07:49 PM

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QUOTE(waiDEE @ Oct 14 2014, 07:47 PM)
My loan just disburse today...About 19days overdue from 90days period given...
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any penalty ?
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post Oct 14 2014, 09:35 PM

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QUOTE(phonixloo @ Oct 14 2014, 08:44 PM)
Did you request for waiving the overdue amount interest? My one last day is today. :s
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Phonix you bought phase 2 right? You bought it this year or last year ?
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post Oct 14 2014, 10:23 PM

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so actually what is causing the disbursement delay for both of you ??
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post Oct 14 2014, 10:31 PM

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did all of you use the same lawyer for both loan and SnP ?? Is it compulsory to enjoy the free legal fees by developer ?
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post Oct 15 2014, 10:40 AM

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Hey guys, just spoken to Rimbayu SA. They say after you sign letter of offer from the bank, we are given 14 days to sign the Loan agreement. Then during loan agreement have to pay the MOT already. Then after the loan agreement, we are given only 21 days to pay the first drawdown. Can someone verify this ?

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post Oct 15 2014, 11:02 AM

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QUOTE(phonixloo @ Oct 15 2014, 10:57 AM)
My one is 90 days
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90 days after the loan agreement ? how long does it take your lawyer to draft out the loan agreement after you sign the letter of offer from the bank ?

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post Oct 15 2014, 04:28 PM

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hi guys.. anyone using RHB or Hong Leong as you end financer ? got an offer from this two bank... both also full flexi with BLR - 2.5 %. Any feedback on both of this bank ?

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post Oct 15 2014, 04:42 PM

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QUOTE(happyice @ Oct 15 2014, 04:31 PM)
RHB need to take MRTA right to get -2.5? for my case, I need to take minimum of 2k++
and then need to take their credit card
if not, only -2.45
How about u?
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yeah 7 years mrta... 3k plus can put into the loan.. hong leong also offer me -2.5 without mrta.. .but need rm10 account maintainance per month
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post Oct 15 2014, 05:04 PM

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QUOTE(happyice @ Oct 15 2014, 04:51 PM)
yes you are right.. RHB promotion now, fully flexi loan no need RM10 account maintainance.. not bad i think
but MRTA, how come your one more
i think 7 years also.. try to nego for lower MRTA? (but maybe my loan more so they can give lower MRTA? i also not sure)

better buy life insurance than take MRTA i think

MRTA = if anything happen, they will pay to the bank to reduce your loan
Live Insurance = if anything happen, get the cash and then can decide to use it for what

but if -2.45 for 35 years, it's more than the MRTA amount u pay, so it's better to take MRTA with minimum..
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yeap i agree with you... what is your loan amount ? you mrta is like 40 % lower than mine sad.gif (maybe age plays a row too haha... )
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post Oct 15 2014, 06:10 PM

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Anyone here has experience with Hong Leong ?

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post Oct 15 2014, 09:31 PM

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QUOTE(Momo14 @ Oct 15 2014, 08:41 PM)
RHB also said need to take MRTA then only can get -2.50.
Can take the MRTE for 7 years only? No need same as the years of the loan?
Who is ur RHB banker?
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U can opt for 7 10 15 20 etc years of mrta... Depends how much u r willing to pay ...but to be entitle for blr-2.5 just the minimum mrta will do
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post Oct 15 2014, 09:32 PM

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QUOTE(phonixloo @ Oct 15 2014, 08:56 PM)
All approved except for money release.  My documents all ready within 10 days..... so fast.  But waiting time so long  blush.gif
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Tats better... No need to pay interest yet smile.gif
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post Oct 15 2014, 10:46 PM

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QUOTE(happyice @ Oct 15 2014, 10:07 PM)
Victor, he is always at rimbayu office...pm me if you wan his nr, but i believed all same one...i asked other bank also say can just take min mrta...i think i knew why mine is diff wif zzzhhhzzzz...my loan is combine one, two person, so 50%...hehe
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haha my RHB contact person also victor biggrin.gif quite a helpful guy though
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post Oct 15 2014, 10:52 PM

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QUOTE(happyice @ Oct 15 2014, 10:10 PM)
If u ask here, we will say rimbayu is the best...if you ask in bbr thread, then ppl will say bbr better.. after all, it's your choice, i believed the main diff is location and project type, rimbayu is more. 'Center',  and it's a big township...alot of future potential... hehe...
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I have also surveyed BBR before. BBR in klang one thing appreciation also a bit slower. Connectivity wise I hate the infamous NKVE. but good thing is quite near to setia alam, which is a very nice township. Overall, i am sold by rimbayu master plan and its various connectivity. If you ask me, I like Ecomajestic masterplan the most.. but dun like the location too much. So opted rimbayu. On top of that, banging on Tropicana and Ecoworld's project to make the entire canal city 'ong ong' hahaha!
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post Oct 16 2014, 08:04 AM

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QUOTE(happyice @ Oct 16 2014, 07:59 AM)
i need to ask about the cheque book, forgot already
but according to agent, RHB just introduced full flexi, that's why there's promotion without RM10 per month..
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yeap. introduced in august i heard.... seems like the best package so far biggrin.gif

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post Oct 16 2014, 08:07 AM

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guys.. do you think Rimbayu will allow me to extend the duration for me to sign my letter of offer from the bank ? I think the lawyer told me the SnP mention two weeks, but was hoping to extend another week. Who do you all email if you want to write in to rimbayu ? Can't seems to find any email address. thx
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post Oct 16 2014, 09:46 AM

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guys.. just received a reply from Rimbayu SA. He told me that there is a time frame of 90 days to release the first payment from the date you sign SnP. But I recalled from my lawyer that it is 90 days from the day you sign the loan agreement. zzzz so many different version... so who to believe ? Problem is SnP was sent for stamping... cant even read the SnP to verify. Haiz
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post Oct 16 2014, 10:12 AM

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QUOTE(happyice @ Oct 16 2014, 10:10 AM)
honestly, if i were to choose between phase 2 & 3/4, i will choose phase 2, the size is better & with better price

the reason i didn't choose phase 2, is because it will complete earlier, i still can't afford to pay the installment yet
need more time..  sweat.gif

that's why i choose between 3/4
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i agree.. phase 2 is more value for money as compared to phase 3 and 4... but then phase 4 is more exclusive since it has lower density.. only 100 over units for the entire phase biggrin.gif
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post Oct 16 2014, 10:42 AM

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QUOTE(Momo14 @ Oct 16 2014, 09:59 AM)
Hv book phase 2..finding the bank for apply loan..
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Hi momo have you signed the SnP ?
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post Oct 16 2014, 11:03 AM

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QUOTE(waiDEE @ Oct 16 2014, 10:47 AM)
The 90 days period is clocked after S&P STAMPED... not on the day you signed...
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Oic .. so how long it took to get it stamped after you have signed ? Cuz the sequence for us Bumi-release purchaser is a bit different. I signed the SnP even before securing the loan. And the lawyer handling my SnP is on holiday till MOnday rclxub.gif

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