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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only
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victorywp
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Aug 26 2014, 03:23 PM
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QUOTE(cnkuan87 @ Aug 26 2014, 11:08 AM) Is it normal? I applied for OCBC Titanium (they came to my company to promote, saying 24K annual salary can get), but then send over the non-Titanium version. But they did send me the 20-inch bag after 3 transaction despite the offer being over. 24k pa is for non-titanium version.
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victorywp
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Aug 26 2014, 04:12 PM
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QUOTE(cnkuan87 @ Aug 26 2014, 04:01 PM) Nope, I remember reading the application form. It clearly stated Titanium version. The non-titanium version was not out yet. The non-Titanium version only came out after the 20-inch luggage bag promo for Titanium was over. maybe by the time you applied and submitted, the non-titanium was out and the titanium version already revised to 60k pa. lol... anyway, there is not much difference between both cards except for concierge. if you get pink card even better especially on flash deal.
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victorywp
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Aug 26 2014, 04:26 PM
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QUOTE(cnkuan87 @ Aug 26 2014, 04:21 PM) How is the pink card having more practical benefits? I got the blue one cause the bank agent says both the same. Titanium and non-titanium both have 1% rebate. Practically the same. It's just that apply now, don't have free luggage bag anymore, lol. titanium vs non-titanium difference is on concierge service. and the pink card has 10% more discount on flash deal if compared to titanium and blue.
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victorywp
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Aug 26 2014, 04:30 PM
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QUOTE(cnkuan87 @ Aug 26 2014, 04:27 PM) Actually, if you don't mind me asking, what's this flash deal about? monthly there will be one day where you get a limited 2-hours surprise deal in selected merchant. you will get 50% rebate if you do your purchase on that day within that 2 hours. pink card gets 50%+10%. but this month's flash deal is on hold...
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victorywp
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Aug 27 2014, 09:49 AM
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QUOTE(ronnie @ Aug 27 2014, 08:20 AM) abuser spotted! lol...
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victorywp
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Aug 27 2014, 09:51 AM
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double post
This post has been edited by victorywp: Aug 27 2014, 09:51 AM
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victorywp
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Aug 29 2014, 11:37 AM
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QUOTE(cdspins @ Aug 29 2014, 10:40 AM) You refering to maybank2 cards? That one only applicable to weekend AMEX... 7% is for every day. weekends get 7%+5%+5xtp.
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victorywp
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Sep 1 2014, 05:37 PM
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QUOTE(escargo75 @ Sep 1 2014, 03:50 PM) what points?
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victorywp
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Sep 3 2014, 10:33 AM
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QUOTE(cfa28 @ Sep 3 2014, 10:17 AM) Both post are from same person bro. not only same person but same post as well.
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victorywp
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Sep 8 2014, 11:42 AM
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QUOTE(Human Nature @ Sep 8 2014, 11:17 AM) haha the question is, do you get the 5% cashback for the petrol since it was in 2013?  although it only posted now and the transaction date was on sunday, but still have to see whether that month in 2013 he has already fully utilised his rm50 cb or not.
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victorywp
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Sep 8 2014, 11:50 AM
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QUOTE(Human Nature @ Sep 8 2014, 11:44 AM) man, you are just like then banks..very calculative  lol... follow procedure ma... but just realised i mentioned the day on sunday was not relevant because this is not mbb2amex lol...
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victorywp
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Sep 8 2014, 12:02 PM
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QUOTE(carlitofreak @ Sep 8 2014, 11:00 AM) » Click to show Spoiler - click again to hide... « I made 1 transaction a year and half ago (as shown in my attachment above), and the bank never charge me for the said amount. I thought i could get away with it for free! But suddenly this morning when I check my unbilled statement, I saw that the said transaction was finally charged to my card. Haiyaaaa  he he he. Anyway the question is, what will happen if I already cancel my card and account with the bank but after quite sometimes only the marchant want to charge me the amount for the said transaction etc. Will the bank write to me and asking for the said amount? you should have cancelled the cc after they changed to 1%.. or at least cancel in the last month or two. then you saved rm78 + no need pay gst for this year. lol...
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victorywp
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Sep 8 2014, 12:42 PM
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QUOTE(carlitofreak @ Sep 8 2014, 12:20 PM) That particular month I already maximize my rebate of RM50 on my utilities bills. Actually it's not a transaction for petrol but I bought an engine oil from Shell Roadshow at The Curve. Why now only the merchant charge me eh? I mean do they collect and keep everything from certain period to certain period then only proceed with claiming as a bundle or do they lost the receipt etc and now only they find out etc. most probably they lost the receipt and only found out now.
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victorywp
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Sep 8 2014, 01:27 PM
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QUOTE(propusers @ Sep 8 2014, 01:13 PM) new info to me... is it applicable to all banks in Malaysia? should be.. but not applicable for first year..
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victorywp
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Sep 8 2014, 05:49 PM
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QUOTE(cyang @ Sep 8 2014, 04:59 PM) Just receive SMS from OCBC. RM0.00 OCBC: Sorry, your credit card waiver request is unsuccessful. Pls make payment before your statement due date if you have not done so. Thank you. Sigh.. You guys mention that as long as I did not swipe my card after GST charges, I can just cancel the card without need to pay the GST? 28/08/2014 Government Service Tax 50.00 20/08/2014 Carrefour 12.11 11/08/2014 World Vision 65.00 Should I pay the outstanding amount (12.11 + 65.00) before I call to OCBC to terminate my card? yes
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victorywp
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Sep 9 2014, 10:00 AM
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QUOTE(jes88 @ Sep 9 2014, 09:56 AM) Today I received 12 sms regarding the transaction on midnight from US5-45 on my card which already terminated 1 year ago. How come? did you received any termination confirmation after you cancel it last year?
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victorywp
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Sep 9 2014, 12:33 PM
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QUOTE(carlitofreak @ Sep 9 2014, 12:24 PM) I refer back to my previous post. Today when I check back my Unbilled Transaction, suddenly this REV E/O appeared (As shown in attachment below). Anyone know what is REV E/O mean? » Click to show Spoiler - click again to hide... « nice, it's reversed!
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victorywp
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Sep 9 2014, 12:50 PM
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QUOTE(carlitofreak @ Sep 9 2014, 12:45 PM) Yes it's reversed for unknown reason atleast to me. That's why I'm so eager to find out  Do u know what REV E/O mean? not sure, maybe means reversed at end office?
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victorywp
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Sep 9 2014, 01:23 PM
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QUOTE(Human Nature @ Sep 9 2014, 01:14 PM) yeah, so he still got time to cancel his card now before the charge comes back in later. lol...
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victorywp
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Sep 9 2014, 02:27 PM
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QUOTE(stargate8 @ Sep 9 2014, 02:21 PM) guys, need some advice, my card was used for fraud transaction in usd. card already block and i faxed in the dispute form, and they mentioned investigation may take 120days now, do I have to pay first or I have the right not to pay (no interest charge) until they conclude their investigation? you have the rights not to pay first. but it will accumulate the interest charges and late charges (all reversible after investigation concluded). if the disputed amount is small or if you don't like to see the charges keep appearing in your next 4 months' statements, you may pay first.
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