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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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victorywp
post Jun 4 2015, 06:34 PM

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QUOTE(kenlui @ Jun 4 2015, 06:29 PM)
They only asked me whether I'm a policy holder when I requested for the conversion over the phone. Didn't ask me for any policy number at all.
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i think either you provide or not they also can check from their end. biggrin.gif
victorywp
post Jun 5 2015, 09:26 AM

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QUOTE(sailou @ Jun 5 2015, 04:05 AM)
According to what I understood, GE policy can be charged per annum with 0% 12 month EPP instead of paying higher monthly premium.

Is that correct?
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you mean using this card?

for normal insurance payment, annual payment is cheaper than monthly (except for investment related policy).
victorywp
post Jun 5 2015, 11:22 AM

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QUOTE(sailou @ Jun 5 2015, 11:12 AM)
Why not 12 month 0% EPP? Isn't that cheaper?
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as mentioned earlier, investment-linked is also 12 months 0%.
so if you use ge plat monthly auto-debit, you get additional 1% instead of 0.1%.
victorywp
post Jun 6 2015, 11:10 AM

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QUOTE(fruitie @ Jun 6 2015, 12:39 AM)
My monthly is RM 250 and one year whole is only RM 3k. Even though it breaks into 12-month installment, it is still RM 250 for me.
My agent told me, mine has no difference whether paying in lump sum annually, quarterly or monthly. That's why he suggested me to just auto-debit every month rather than me paying RM 3k annually.
In short, mine doesn't have discount. If there is, I would have opted for it long time ago and not auto-debit from my Titanium card earlier and now GE Plat.
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yeah, because yours is investment-linked policy. other than investment-linked, all others are standard at annual, and adding interest for quarterly and more for monthly.
victorywp
post Jun 6 2015, 11:10 AM

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double post

This post has been edited by victorywp: Jun 6 2015, 12:16 PM
victorywp
post Jun 8 2015, 01:53 PM

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QUOTE(brooke davis @ Jun 8 2015, 11:51 AM)
yes will need a GE policy to apply for a GE card. Can you do this?
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if you have an existing ocbc cc, just call to convert it to the ge card.
victorywp
post Jun 9 2015, 01:59 PM

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QUOTE(fireballs @ Jun 9 2015, 01:35 PM)
almost want to apply the ge card to replace the blue one
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what stopped you? because you need to have a ge policy which you don't have at the moment?
victorywp
post Jun 9 2015, 02:10 PM

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QUOTE(fireballs @ Jun 9 2015, 02:07 PM)
got ge policy lah. but not worth paying with the ge red card i think. >1k
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use up to rm1k only lor...
victorywp
post Jun 13 2015, 11:39 PM

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QUOTE(MoonRider @ Jun 13 2015, 11:23 PM)
cancelling this card.. 1% nah...
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still many keep this cc for 1%.
but after revision, titanium/blue/pink card 0.1% and ge card 0.5% is the major turndown.
victorywp
post Jun 15 2015, 10:48 PM

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QUOTE(ngaisteve1 @ Jun 15 2015, 10:04 PM)
now only I know 0.1% aiyo  since when ah?
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since labour day 1/5...
victorywp
post Jun 16 2015, 12:20 AM

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QUOTE(qqbill @ Jun 16 2015, 12:02 AM)
may i know which card in ocbc can get benefit for paying GE insurance premium ah?
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of course ocbc ge card lol...
victorywp
post Jun 19 2015, 11:42 AM

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QUOTE(j88j @ Jun 19 2015, 11:26 AM)
Just received the latest bill, spend rm2278.80, cash rebates rm2.28 sweat.gif
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so insulting...

if you have ge insurance, convert your existing to ge card for 1% up to rm1k. otherwise get yourself a aeon watami cc for 3% quarterly rebate.
victorywp
post Jun 23 2015, 08:25 AM

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QUOTE(feralee @ Jun 23 2015, 07:55 AM)
Is it easy to get annual fees waiver?
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it's free for life.
victorywp
post Jun 23 2015, 01:58 PM

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QUOTE(Bahnhofstrasse @ Jun 23 2015, 01:47 PM)
Hi guys,

i noticed all the cards have been updated on OCBC website where it says 1% for the first RM1,000, then either 0.5% or 0.1% on other spend.

However, i still see OCBC GE card listing as 1%, with no amendment made to subsequent spend. So is that card unlimited 1%?
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because other ocbc cards revision effective date was on 1/5 but ocbc ge card revision effective date is 1/7. nod.gif
victorywp
post Jun 23 2015, 03:14 PM

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QUOTE(Bahnhofstrasse @ Jun 23 2015, 02:03 PM)
Wah, sifu. Thanks. i planning to get Hong Leong Essential card for unlimited 1%. Because on GE side, no upfront discount, last time pay insurance with OCBC GE got 5% discount on insurance premium, now no more. Better use Hong Leong Essential now.

juz saw your post on list of loyalty cards. you requested second payment from shopback and milkadeal.

I need 4 - 5 months just to accumulate the minimum RM10 from milkadeal to cash out. You are a really high spender eh.

Since you so pro in promo, did you switch to First Basic 38, its the best mobile deal in town right now eh.
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no need be high spender la. just book a room for 2 nights in agoda one night using shopback (get rm25) and one night using milkadeal (get rm25). then cash out both when time comes. laugh.gif
victorywp
post Jun 28 2015, 07:09 AM

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QUOTE(ckuanglim @ Jun 28 2015, 06:47 AM)
oh no. I dont know the cash back had reduced to 0.1% ??
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you don't know ocbc reduced 1% to 0.1% is ok... but you must know mbb2amex reducing 5% weekends cb to 0%!
victorywp
post Jul 1 2015, 02:24 AM

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QUOTE(nitehawk @ Jul 1 2015, 12:49 AM)
is this true?
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yes, starting 1/8 under #PrayForM2Amex
victorywp
post Jul 6 2015, 09:48 AM

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QUOTE(cute_miao @ Jul 6 2015, 07:45 AM)
Any idea whts the best card for cash rebate card now?

Im also a user of GE credit card
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you may ask here: https://forum.lowyat.net/topic/2979093
victorywp
post Jul 15 2015, 08:36 PM

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QUOTE(char_les @ Jul 14 2015, 07:27 PM)
5% > 1% > 0.1% , what's next? 0.01%?

even UOB one card offers 0.3%, lol lol ~
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uob one now offers 0.2% only. but still better than 0.1%.
victorywp
post Jul 20 2015, 07:51 PM

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QUOTE(btan @ Jul 20 2015, 07:43 PM)
hi, using OCBC card to pay GE insurance will be rebate how many %? is it 1% also?

cz right nw im using GE insurance, and using hsbc card to auto debit everymonth. im not sure is it worth?
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you are using ocbc tmc or ocbc ge card?
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