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Credit Cards OCBC Titanium MasterCard Cash-Back v5, Unlimited 1% cashback only

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victorywp
post Apr 14 2015, 03:19 AM

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QUOTE(whoopsylai @ Apr 14 2015, 12:27 AM)
any idea about the recent OCBC's ??365 credit card???

i was asking the call centre regarding my credit card and they intorduced me this new card, sort of like some upgrade....still what's the catch?
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annual fee is the catch! biggrin.gif
victorywp
post Apr 14 2015, 02:09 PM

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QUOTE(jack2 @ Apr 14 2015, 02:05 PM)
During the incident, there was no other people around to help?
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as he said earlier, just google it and you will understand. nod.gif
victorywp
post Apr 14 2015, 07:13 PM

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QUOTE(jack2 @ Apr 14 2015, 05:24 PM)
Yalo. I felt surprise why the Malaysia Embassy asked you to forget it.

They must be lazy or don't want to involve any responsibility.
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malaysia boleh ma! all the way boleh until china! biggrin.gif
victorywp
post Apr 15 2015, 09:32 AM

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QUOTE(carlitofreak @ Apr 15 2015, 08:24 AM)
Miss Fruitie,

Yesterday before I took my flight to KL, I went and try to make a police report at the Airport Police Station, But been told in China u need to go back to the area where the case happened and make a police report at the station which responsible for the said area. In this case East Nanjing Rd Police Station. I did went to the said police station a day before yesterday, but the police want to bring me back to the gangster place which happen just beside their station to confront with them. But I refuse to do so because afraid of my safety since they know my room no and hotel and I still have 1 more day before my flight back.

So at the police station in airport, they told me since I am a tourist and need to fly back yesterday, I am allowed to ask any local people or if I have a friend in Shanghai, and authorize them to submit a report on my behalf at the local police station i.e. East Nanjing Rd.

So is it possible if I can pay your friend or his/her friends in Shanghai to submit my report etc?

I have done with a police report in Malaysia last night, but afraid that the bank will reject and keep asking for a police report in China.

Hope to hear from u soon.
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but her shanghai friend now is based in malaysia already, no? sad.gif
victorywp
post Apr 15 2015, 02:01 PM

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QUOTE(Johore @ Apr 15 2015, 01:15 PM)
for 365 no annual free for 1st..can this be good replacement for titanium?? in term of cash back n other features..  rolleyes.gif  rolleyes.gif
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better just to convert to ge card instead.
victorywp
post Apr 15 2015, 03:32 PM

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QUOTE(shadowofevil @ Apr 15 2015, 02:46 PM)
Need to be GE policy holder only can apply right....
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yes

QUOTE(aeiou228 @ Apr 15 2015, 02:51 PM)
OCBC called today to inform that my application on 9th Apr for the conversion to GE Plat has been approved.
New card will be sent out this week.
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yeah, i received the same call today! biggrin.gif
victorywp
post Apr 16 2015, 12:17 AM

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QUOTE(funlp @ Apr 15 2015, 04:44 PM)
Congrats!!! Thanks for the update!!! rclxms.gif
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the titanium card will need to be terminated ownself after receiving the ge card.
victorywp
post Apr 16 2015, 01:47 PM

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QUOTE(aeiou228 @ Apr 16 2015, 01:38 PM)
Yesterday received call for approval, today received the card already.
Now there a big question. My statement date is 8th and from 8th till today, my existing OCBC Ti already exceeded RM1000 spending.
I guess I will have to wait till 1st May only to activate GE card in order to benefit from the last few days of uncapped 1% spendings ? What do you think ?
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you can activate the new ge card first but only cancel titanium card later. both cards can be active at the same time. nod.gif
victorywp
post Apr 16 2015, 04:32 PM

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QUOTE(aeiou228 @ Apr 16 2015, 02:34 PM)
Huh...!! how come the CS told me once GE card activated, Ti will automatically become invalid. They gave me wrong info ??
This is a conversion and not additional card wor ??
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the ge card is just another new card that share the cl with your titanium card.
victorywp
post Apr 16 2015, 04:57 PM

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QUOTE(cfa28 @ Apr 16 2015, 04:45 PM)
When I applied for the Essential Card, the Hong Leong Bank staff said, all retail transaction except petrol will qualified.

As for Wise Card, let me summon the Expert on Wise supersound

If course, standard retail transaction excluded balance transfers, interest, penalties.

Not sure about easy payment plans.
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i thought he is the expert for stupid card, no? lol...
victorywp
post Apr 16 2015, 07:40 PM

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QUOTE(Silver Isle @ Apr 16 2015, 06:39 PM)
Update:
The card was delivered to me today via PosLaju. Very efficient! Too bad I wasn't home to receive it, need to go collect it.
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yeah, same... biggrin.gif
victorywp
post Apr 17 2015, 12:25 AM

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QUOTE(aeiou228 @ Apr 16 2015, 10:18 PM)
In that case, I might as well no need to cancel Ti since it is free.
Will keep the Ti for back up online transactions not covered by other cards.
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lol yeah...
victorywp
post Apr 17 2015, 11:10 PM

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QUOTE(1282009 @ Apr 17 2015, 09:05 PM)
Maybe can include UOB One card in the list too.

Rebate Category Cash Rebates Total Purchase Entitled for Cash Rebates Merchants
Petrol 5.0% Up to RM500 per month All petrol stations
Cinema 5.0% Unlimited Golden Screen Cinemas
Groceries 2.0% Up to RM1, 500 per month Tesco, Aeon Big, Giant, Cold Storage & Jaya Grocer
Pharmaceutical 2.0% Unlimited Guardian, Watsons & Caring Pharmacy
Telecommunication 2.0% Up to RM300 per month Maxis, Celcom & DiGi
Other purchases 0.3% Unlimited All other merchants not listed above ^ 

Look like Watami is still the best.
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petrol 5%+2% at bhp
cinema 5%+5% at gsc
victorywp
post Apr 20 2015, 11:10 AM

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QUOTE(fruitie @ Apr 20 2015, 10:57 AM)
Still nobody called me from OCBC. mad.gif

So, I will call again later. Which one will be recommended? Card conversion or new card application?
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it's the same procedure lol... if you ask for card conversion, they will send you a new card and you need to terminate the existing yourself (or you still want to keep, depends on you). brows.gif
victorywp
post Apr 20 2015, 04:19 PM

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QUOTE(hkboey @ Apr 20 2015, 03:57 PM)
Ive just called up and asked for conversion for my Ti to GE. The first question they ask is whether I have GE policy with me. As I have autodebit for my GE policy to Ti last time, he immediately acknowledged that he can see my record from there.

The CS also said all the autodebit (including other insurance comp) will be transferred to the new card once its approved.  I dont have to muanually trasnferred. Thumbs up and I hope its true. smile.gif
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but please note that auto-ipp with ocbc ge is only entitled for 0.1% not 1%. sweat.gif

if not mistaken, auto-debit for ge plan rm2.2k and above will be automatically converted to auto-ipp which is why it becomes 0.1%.

only if your ge plan is lower or up to rm1k, then it is worth to get full 1% rebate.

This post has been edited by victorywp: Apr 20 2015, 04:40 PM
victorywp
post Apr 20 2015, 04:32 PM

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QUOTE(fruitie @ Apr 20 2015, 04:30 PM)
Er.. I thought GE Plat is 1% for all retail transactions?
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sorry, i mean auto-ipp will be 0.1%. sweat.gif

if not mistaken, auto-debit for ge plan rm2.2k and above will be automatically converted to auto-ipp which is why it becomes 0.1%.

This post has been edited by victorywp: Apr 20 2015, 04:39 PM
victorywp
post Apr 22 2015, 09:11 AM

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QUOTE(ms6309 @ Apr 22 2015, 09:09 AM)
Is autodebit for insurance consider as online transaction and entitle 1% cashback?
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no
victorywp
post Apr 28 2015, 02:01 PM

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QUOTE(hkboey @ Apr 28 2015, 01:39 PM)
UPDATE: 1 day after activated my GE Plat, now the Ti card is gone and everything is transferred over.
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yeah, same. save my time to call for cancellation. anyway, i wonder whether all auto-debit attached to the previous cc be transferred to this cc automatically?
victorywp
post Apr 28 2015, 06:18 PM

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QUOTE(hkboey @ Apr 28 2015, 02:08 PM)
According to the CS, everything is transferred but I wonder how the third party would know our new CC number. I have my insurance auto debit on either 2nd or 3rd of the month from Prudential. So next week will know if really everything got transferred. smile.gif
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i think ocbc just joined both cc together so any charges to your previous titanium cc will show in your current ge cc.
victorywp
post Apr 28 2015, 06:23 PM

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QUOTE(red_scorpion @ Apr 28 2015, 03:35 PM)
OCBC should give some 0% BT to attract ppls to transfer all the balance over to OCBC then their debt will increase back.
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and then people still pay the bt instalment in full. so they rugi more lol...

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