if can then use aeon watami
3% for all except petrol. but max CB is only Rm150 for 3 months.
so after 1 swipe then can stop.haha

BT?balanace transfer?

thanks, will call them right away 

previously or earlier i noticed that too, thats why lately i dont look at those promo until now only find out they are on saturday now.

at first i also think susah because i still have other 5 cc before applying watami. in the end, i always maxed up the 5k quota within the first two months of a quarter. third month already no more 3%. 

I have so many cards to cancel in these two months and OCBC Ti is already in the list but will be the last one to be canceled as my insurance and Celebrity Fitness membership is tied to this card for auto-payment.

Used to be one of the best cards I ever had and now it is one of the worst ones because I don't have huge spending every month.

wow, you signed up for 20k+ or 30k+ or above?

actually, the best way to deal is like this...

before they start anything, you start first by saying actually i'm here for the free gifts and that's it. if you have 60 minutes to waste on me, i'm ready to accompany you through.

this will greatly weaken their confidence and their sales technique will not work on you anymore. trust me, i went there few times already. lol...

I applied watami and kena rejected... T-T
MBB 2Card not meet my spending pattern...
my pay not meet PB 100k requirement...
need to stick with UOB ONE, HL WISE and OCBC Ti... 

monthly there will be one day where you get a limited 2-hours surprise deal in selected merchant. you will get 50% rebate if you do your purchase on that day within that 2 hours. pink card gets 50%+10%.

but this month's flash deal is on hold...

hlb got 7% 

I don't do grocery shoppings. AEON Big not applicable for me.

My GST is coming in these few days... should cancel before being charged or after being charged ? I'm hoping OCBC will "offset" for me

Spend around RM40k, cos developer allows to use CC for down payment. OCBC is just by standby Card now. Used to be my main card, now transferred to other cards.

but they wont say anything before the GST charge

I did not call in to ask.

In my latest Statement, just shows GST RM50 and Annual Bonus RM50.

i spent 24k and did not get it.

How much did you spent? I spent about RM 10K but was declined. According to CS, I do stand a chance if my spending is around RM 20K.

not only same person but same post as well.

If the GST is already charged into your account, don't you need to pay it off before cancelling?