My GST has been billed under Unbilled Transactions.
I called in to ask for GST offset and CS tell me that NO WAIVER can be done.
Subsequently, ask the CS to cancel it

Bye Bye
Maybe see OCBC after 6 months for "better" promotions

Good for you. I'm also planning to terminate it, it's just that too many auto-billings attached to this card.
A bit mafan.

you have the rights not to pay first. but it will accumulate the interest charges and late charges (all reversible after investigation concluded).

if the disputed amount is small or if you don't like to see the charges keep appearing in your next 4 months' statements, you may pay first.

so good... which bank is that? last time mbb doesn't take out my rm10k dispute and my case opened for 2 years+. you can imagine how much the late charges and financial charges accumulated monthly...

yes, just try because nothing to lose.
those who used the card a lot also doesn't mean can get the waiver.
who knows the less you use, the easier to get? lol...

Tried many times with PBB and AEON. 0 charges.
Bought some furnitures recently...big hole in my pocket... Ouch! 
Traditional furniture shop not accepting Amex, swipe with my trusted ocbc TMC for unlimited 1% CB. 
And I will BT to AEON and then to MBB when I get my next statement.
Keeping my cold hard cash safe in FD... 

yes, tried and tested with no gimmicks!

check for yourself! http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

always bt to aeon first then only bt from aeon to mbb.

why want to settle early? lol...

overpay is ok, because the instalment come on monthly basis.
any overpayment balance will be carried forward to the next month.

1) spent rm10k with a cc
2) bt the 10k to aeon cc 0% for 6 months (and earn 10k points)
3) bt from aeon to mbb 0% for 12 months

fully maximise the pay-back time and earn points too!

i forgot to mention...

4) bt from mbb to aeon again for points!

No one time charges for all these BT?

different.. once you bt to mbb, let's say 10k, it will divide into 12 months so you get less than 1k a month to bt to aeon. you will need 12 months to get that 10k points.

but if you bt to aeon first, you get 10k points straight away and you can convert the points to cash rebate (which is 0.4% value) and start using the money.

the last step (4) that i mentioned which is to bt from mbb back to aeon, is to earn additional points again.

i don't think so... the 10k will be divided into 12 months and then only show every month in your statement. lol...

i mean if you bt 10k to mbb first, it will be divided to 12 months equally, so your outstanding in your next mbb statement would be 833.33 only. so when you bt to aeon, you don't get 10k aeon points immediately but need to accumulate 833 points per month for 12 months to get the full 10k points. which is why i would suggest to bt to aeon first, then only to mbb, and back to aeon.

1) spend 12k with ocbc cc
2) bt the 12k from ocbc to aeon cc 0% for 6 months (earn 12k points immediately, which is rm48 in value)
3) bt the 2k monthly from aeon to mbb cc 0% for 12 months
4) bt the 166 monthly + your other mbb outstanding (to make it at least rm1k) from mbb to aeon cc 0% for 6 months (earn 1k point per month again)

by doing this, you will not pay any of the 12k out of your pocket, at least for the first few months. but you will be earning aeon points with cash value + the flexibility to invest the 12k elsewhere.

Thanks to victorywp for helping to reply question to me from DarReNz. 
victorywp is absolutely right. I always BT to AEON first and then only BT the AEON monthly installment to PBB or MBB.
Then BT again the monthly installments from PBB/MBB back to AEON.
I have not pay a single cc statements for the last 6 months.
Also means I have not paid a single sen for all my cc swipes for the last 6 months! 

Buying online have to take precaution. Like I will only include the card to my Paypal when I need to shop. Using MBB's AMEX BTW. AMEX card's fraud case are very high, so MBB will stop any transaction if I don't call CS to approve the transactions.
Once complete my online purchase, I'll remove AMEX from my Paypal account.

but i thought it is being cancel already.
earn rm50 then