My dear, it's 26, not 28. How old are you and what kind of life have you had at 26? Richest among friends as in personal money, dont include parents.

Did you paid for your own car at 26 too?

But, I am actually below average as compare to people in my generation.  My older brother was sent to USA with only one way plane ticket plus first year tiution.  He worked 40 hours per week plus going to college full time.  He got his Bachelor of Science in Electrical Ehgineering in 2 1/2 years as compare to normal student in 4 years.  He is a Summa Cum Laude (CGPA 3.9X/4.00).  The best student of his graduating class that year.