7000+ include setting is pretty expensive for a 0.3ct. Nonetheless, we have to look at the specs and the ring setting they offer.
Also, again, different grading lab may come out with different result. I am not sure how strict is IIDGR. Their standard may be the same with GIA/AGS or their standard may be more lenient. I am referring to both Colour and Clarity. We cannot know for sure until you get to see 2 diamonds from different grading lab side-by-side, but this is for Colour only.
Anyway, I am able to get everything done below RM 7000 with specs below.
It is one of the best super ideal diamond money can buy. Look at the Hearts & Arrows and see for yourself.0.316 D VS1 @ USD 931 -
http://www.briangavindiamonds.com/diamonds...?a_aid=myengexp (affiliate link)
Shipment + Insurance - Approximately USD 55 (probably max). You can check with them again via their online chat.
Total = USD 931 + USD 55 = USD 986
Today M2U TT Selling Price is 4.3540, so in RM it is RM 4293.04.
Add on 6% GST, the price will be RM 4550.62 -> Price for a D colour VS1 AGS triple excellent diamond.
So, using RM 7000 as your budget, this leaves you with around RM 2449.38 for ring setting alone. You have pretty lots of options at this price point. On average, a simple ring setting will cost you around RM 1500.00.
The diamond I shown above is already on the more expensive side of things. You can even get 0.303 D VS1 at USD 888:
http://www.briangavindiamonds.com/diamonds...?a_aid=myengexp (affiliate link). Just that the one I mentioned earlier seems to look slightly a bit better in terms of arrows and IdealScope. If you view side-by-side, I believe both look as gorgeous.
What I can guess is, Love & Co cannot provide you with such specs at this price point. However, one thing that is probably good about Love & Co is probably their ring designs. Since they are under Soo Kee group, I believe the workmanship is there.
Hope this helps.
Good luck!
Appreciate your help very much. I will update here once I have done my survey and make my purchase : )