Guys, i need advise. WC offered me a 0.70 Carat, Colour H and SI2 clarity, it comes with a 18k band. RM 10,888. Is this a good diamond? I am no pro, but i dont know how to differentiate a good clarity with my eyes.

I see many people opting for 0.5 carat with vvs clarity for the price of 10k. WHich is better?

Please advise.