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Credit Cards Public Bank Visa Signature - 6% Cashback, On Grocery, Dining, Online Transactions

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Human Nature
post Jun 7 2015, 03:19 PM

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QUOTE(Havoc Knightmare @ Jun 7 2015, 03:07 PM)
[attachmentid=4476623]

No one from RinggitPlus or Public Bank has contacted me so far. I signed up on their site about 2 weeks ago. Thanks for the email. I will email them directly.
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Oh mine is a different email. You better follow the direction emailed to you.
Chong1980
post Jun 7 2015, 04:43 PM

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Anyone know how to increase our credit limits? Cannot any any forms from Public Bank website.
henka123
post Jun 8 2015, 02:45 AM

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QUOTE(Mr Gray @ Jun 1 2015, 09:24 PM)
I guess it's either

1. Your commitment is already too high. Housing loan, car loan,  etc?

Or

2. Your ccris is not clean.

My annual salary is much lower than yours, just slightly above 100k. I have 1 car loan, 1 housing loan, and four cards from Maybank, CIMB, Citibank and  Public Bank before applying for this. But I have been paying all my debts before the due date, so my ccris is squeaky clean.

My application was approved last week.
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are u apply public bank visa signature credit card ? then give you how many credit limit ?

This post has been edited by henka123: Jun 8 2015, 02:46 AM
henka123
post Jun 8 2015, 03:14 AM

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public bank visa signature credit card ? mininum credit limit ?
cybpsych
post Jun 8 2015, 09:40 AM

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48% Cash Back with PB MasterCard when Spend on Grocery or Dining
8 June 2015 - 30 September 2015

More info: PBB | T&Cs

user posted image

This post has been edited by cybpsych: Jun 8 2015, 10:10 AM
IceLeo
post Jun 8 2015, 10:10 AM

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why?? why?? why??
only Master card mad.gif mad.gif
Mr Gray
post Jun 8 2015, 10:19 AM

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QUOTE(henka123 @ Jun 8 2015, 02:45 AM)
are u apply public bank visa signature credit card ? then give you how many credit limit ?
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30k
victorywp
post Jun 8 2015, 10:23 AM

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QUOTE(cybpsych @ Jun 8 2015, 09:40 AM)
48% Cash Back with PB MasterCard when Spend on Grocery or Dining
8 June 2015 - 30 September 2015

More info: PBB | T&Cs

user posted image
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why 48% not 50%? hmm.gif
kremlin
post Jun 8 2015, 10:43 AM

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QUOTE(cybpsych @ Jun 8 2015, 09:40 AM)
48% Cash Back with PB MasterCard when Spend on Grocery or Dining
8 June 2015 - 30 September 2015

More info: PBB | T&Cs

user posted image
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First-come-first-serve basis and every month, only 333 will get the CB. If you are expecting CB when you decide to use the card on the 2nd week of each month, you can forget it tongue.gif

This post has been edited by kremlin: Jun 8 2015, 10:44 AM
sendohz
post Jun 8 2015, 10:48 AM

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i cancelled my PB mastercard three months ago.
How sad
IceLeo
post Jun 8 2015, 11:07 AM

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QUOTE(kremlin @ Jun 8 2015, 10:43 AM)
First-come-first-serve basis and every month, only 333 will get the CB. If you are expecting CB when you decide to use the card on the 2nd week of each month, you can forget it  tongue.gif
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i dont think got many people using PB Master card. for those that using PB mastercard, i dont think they care about cash back also... because it is such a useless card..
in that case, 333 people is consider a lot.
kremlin
post Jun 8 2015, 11:27 AM

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QUOTE(IceLeo @ Jun 8 2015, 11:07 AM)
i dont think got many people using PB Master card. for those that using PB mastercard, i dont think they care about cash back also... because it is such a useless card..
in that case, 333 people is consider a lot.
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Ooo I see.. true also. I won't apply for PBB card if it is not because of their VS card.
MGM
post Jun 8 2015, 11:45 AM

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QUOTE(MGM @ Jun 5 2015, 05:44 AM)
Successfully registered with reply from 66300, and with these trans:

4-May 4-May GROUPON SDN BHD PETALING JAYA MY        120.00
5-May 4-May GIANT S/MARKET PERLING MLJOHOR BAHRU MY 100.00
5-May 4-May TESCO BUKIT INDAH JOHOR BAHRU MY        100.00
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The reason PBB gave was I registered too early on 2/5/15 b4 promo started on 4/5/15, so not entitled. But I did receive a successful registration confirmation on 2/5/15 itself. So they will write in for appeal. Luckily I only participated for 2 weeks. So need to reregister.
ch_leong
post Jun 8 2015, 12:16 PM

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where can sign up this card? anyone know any sign-up booth or road show location in klang valley?
IceLeo
post Jun 8 2015, 01:16 PM

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QUOTE(ch_leong @ Jun 8 2015, 12:16 PM)
where can sign up this card? anyone know any sign-up booth or road show location in klang valley?
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Go Online better.. last time i apply at booth, at the end.. i got rubbish gold card even i said i want to apply VS and i choose VS in the application form.. not sure how the idiot do it to change my application..
straight cancel the card without activate it..

i apply online.. got the card within 2 weeks..


sms2u
post Jun 8 2015, 01:21 PM

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QUOTE(victorywp @ Jun 8 2015, 10:23 AM)
why 48% not 50%?  hmm.gif
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Why u no ask 100% and ask 50%?

Public bank offer 12% and 8% before, it seems their practise to give any no of percent
victorywp
post Jun 8 2015, 10:25 PM

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QUOTE(sms2u @ Jun 8 2015, 01:21 PM)
Why u no ask 100% and ask 50%?

Public bank offer 12% and 8%  before, it seems their practise to give any no of percent
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my logic is simple. since pbb can give as high as 48%, they should have put it 50% to make it more outstanding and grab everyone's attention.

that extra 2% doesn't cost them much but the spread of this promo will have a whole different level of impact and impression towards the users.

50% is another level as it's half price and easy for anyone to relate to theor buying. for eg, if they buy something at rm50, they straight away know that using pbb will give them rm25.

the previous 8% or 12% from pbb is small and doesn't give much impact since it can be easily buried by other cc promo like uob giving 20%-30%, hlb giving 30%, cimb giving 40%, mbb giving 40% or even 100%.

i just don't understand what's the marketing staffs of pbb is thinking. they willing to spend high but then save that small 2% and miss the opportunity to make something that people will always remember in the future.
red_scorpion
post Jun 9 2015, 12:48 AM

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QUOTE(victorywp @ Jun 8 2015, 10:25 PM)
my logic is simple. since pbb can give as high as 48%, they should have put it 50% to make it more outstanding and grab everyone's attention.

that extra 2% doesn't cost them much but the spread of this promo will have a whole different level of impact and impression towards the users.

50% is another level as it's half price and easy for anyone to relate to theor buying. for eg, if they buy something at rm50, they straight away know that using pbb will give them rm25.

the previous 8% or 12% from pbb is small and doesn't give much impact since it can be easily buried by other cc promo like uob giving 20%-30%, hlb giving 30%, cimb giving 40%, mbb giving 40% or even 100%.

i just don't understand what's the marketing staffs of pbb is thinking. they willing to spend high but then save that small 2% and miss the opportunity to make something that people will always remember in the future.
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20k per month with 48% cb, i think first day will finish liao..
1 day whole whole malaysia dining/groceries swipe sure more than >40k gua.

pbb stingy la..calculative..
mbb can allocated out 1 day 25k, but this pbb only 1 month 20k rclxub.gif rclxub.gif doh.gif doh.gif other bank 1 day already won yours 1 month allocated money.

This maybe their marketing strategy to attract ppl to spend as most of the ppls didn't read t&c..all thought just spend and hope for cb.
So, they are not stupid actually, they are smart in somewhere..

This post has been edited by red_scorpion: Jun 9 2015, 12:52 AM
victorywp
post Jun 9 2015, 06:50 AM

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QUOTE(red_scorpion @ Jun 9 2015, 12:48 AM)
20k per month with 48% cb, i think first day will finish liao..
1 day whole whole malaysia dining/groceries swipe sure more than >40k gua.

pbb stingy la..calculative..
mbb can allocated out 1 day 25k, but  this pbb only 1 month 20k  rclxub.gif  rclxub.gif  doh.gif  doh.gif other bank 1 day already won yours 1 month allocated money.

This maybe their marketing strategy to attract ppl to spend as most of the ppls didn't read t&c..all thought just spend and hope for cb.
So, they are not stupid actually, they are smart in somewhere..
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that's why i said there's no difference if they put 50% too lol...
TSronnie
post Jun 9 2015, 08:15 AM

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QUOTE(victorywp @ Jun 8 2015, 10:25 PM)
my logic is simple. since pbb can give as high as 48%, they should have put it 50% to make it more outstanding and grab everyone's attention.

that extra 2% doesn't cost them much but the spread of this promo will have a whole different level of impact and impression towards the users.

50% is another level as it's half price and easy for anyone to relate to theor buying. for eg, if they buy something at rm50, they straight away know that using pbb will give them rm25.

the previous 8% or 12% from pbb is small and doesn't give much impact since it can be easily buried by other cc promo like uob giving 20%-30%, hlb giving 30%, cimb giving 40%, mbb giving 40% or even 100%.

i just don't understand what's the marketing staffs of pbb is thinking. they willing to spend high but then save that small 2% and miss the opportunity to make something that people will always remember in the future.
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48 = Sure Prosper/Rich

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