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4 Critical Signs of a Bubble Market V6, Signs are already there in Malaysia
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blah2blah
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 May 14 2014, 07:31 AM
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sifu sekalian, a wage earner here earning about 2k only. what's the best way to kickstart to own a property? was looking for a small small one to try.
previous history
1) no payslip, now late 20's only got job with payslip.
2) hardly to save an initial/downpayment.
3) no car loan/credit card. name was use once for one property under joint name.
hope sifu can sincerely give a pointers for me to learn and hope can successfully own one for marriage. area currently still considering after listen to one old chap said now location not really matter, matter is the price.
went to one property seminar before, got hyped up and now die off. few k down the drain
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blah2blah
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May 14 2014, 08:56 AM
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QUOTE(jolokia @ May 14 2014, 09:40 AM) 2K income better think of how to ensure there r food in your plate & money in pocket to survive. Double or triple your income first then come back to ask. thank you for your words. will keep it as a motivation. QUOTE(Wiredx @ May 14 2014, 09:54 AM) How much downpayment do you have? a few k only. not much. |
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blah2blah
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May 14 2014, 11:26 AM
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QUOTE(bearbearwong @ May 14 2014, 12:06 PM) Few ks can buy new launch... currently LMRQ residence 5 k down payment.. monthly 800 to 1k installment plus maintenance.. that is worries that you need to face 3 years later... TQ for your reply. LMRQ mana tu? LOL. 800+1k installment + maintenance? Means every month prepare RM1.5k 3 years later? |
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blah2blah
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May 14 2014, 12:49 PM
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QUOTE(zuiko407 @ May 14 2014, 01:25 PM) U can target price around 150k from subsales market QUOTE(cfa28 @ May 14 2014, 01:29 PM) (andrewcha, following Sifu Rooney advice, some apartments < RM150K bearing KL Address http://www.iproperty.com.my/property/searc...=&au=&sby=&ns=1 TQVM both of you. Once my details and downpayment ready would try my best. Thanks |
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blah2blah
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May 14 2014, 06:44 PM
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^ new launch no competitor = good for those richfag flipper ma not mer? me want own one unit also like jialat. credit card also cannot approve. see how low my income is.  This post has been edited by andrewcha: May 14 2014, 06:54 PM |
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blah2blah
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May 14 2014, 06:57 PM
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QUOTE(bearbearwong @ May 14 2014, 07:48 PM) wah sai you government sector or private? normally gov sector very easy on credit card.. and housing loans you have Perbendeharaan Negara.. lowest interest rates.. you actually qualify for low cost.. try register one i think can get.. or you try approach PPR flats can get cheap too.. no worries lah credit cards... no need use one... me work part time here and there lo. no proper documentation. really sad life for me. |
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blah2blah
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May 14 2014, 07:19 PM
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QUOTE(jolokia @ May 14 2014, 08:15 PM) Bear2 u don't pusing the fellow lah. ..later he depression. .lol Best way is combined income to buy subsales 200+K apartment, new launch forget about it as us selling at 3-4 years future price. Other solution get PKNS or PR1MA, but need to MMT lah, latest news govt will sponsored 30K for low income group to buy low cost house, so hurry up apply before ur income increase & no more qualified. ..heheconfirm liao a the 30k? Even I also didn't go apply for br1m also. Went before one pr1ma launch but at seremban there. In the end I gave up the unit as I know my documentation not enough even though I bring in the deposit. Haih |
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blah2blah
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May 14 2014, 08:08 PM
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QUOTE(AppreciativeMan @ May 14 2014, 08:30 PM) Go look for a good banker advise u what to do....... U can start doing your proper documentation with your part time income too....... U'll get more worrying and confusing by listening those who haven't or never done it before......  Exactly. maybe I be the first one that do part time liddat try own one property lo. |
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blah2blah
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May 14 2014, 09:26 PM
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QUOTE(AppreciativeMan @ May 14 2014, 09:38 PM) U r definitely not the only one..... Jus tat u havnt get to kno one.... Part time income u can do it to become part of your income source..... Go speak to more bankers...... when i owned liao one will share with you guys. thanks for the pointers and guidance |
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blah2blah
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May 15 2014, 09:12 AM
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^ but how does it applies to Msia? quoting for jolokia article
This post has been edited by andrewcha: May 15 2014, 09:13 AM
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blah2blah
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May 15 2014, 10:44 AM
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QUOTE(MishimaZ @ May 15 2014, 11:14 AM) Malaysia is heading the same path. Regardless whatever economic difference our Wanks (oopppsss... banks) have, everything is easily foreseen with the attitude of the typical Malaysian. but only for Iskandar right? KV not really right? But whatever it is i only can go subsales. with the tightening from BNM I still wonder how those new launch still got those sold out thingy. This post has been edited by andrewcha: May 15 2014, 10:52 AM |
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blah2blah
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May 15 2014, 10:53 AM
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QUOTE(timesrun @ May 15 2014, 11:49 AM) Nope. Bear bear is right, even he never done it before but I done it before.   tunjuk ajar sifu |
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blah2blah
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May 15 2014, 04:22 PM
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QUOTE(HuiChyr @ May 15 2014, 03:22 PM) How old r u bro? If u don mind telling us.  Mana tau u are a 17 yrs old kid doing part time jobs just for fun trying to go in property.  QUOTE(zenjet @ May 15 2014, 03:23 PM) Almost tiga puluh ~ tiga puluh liao. oldfag liao |
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blah2blah
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May 15 2014, 06:17 PM
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QUOTE(bearbearwong @ May 15 2014, 07:02 PM) oh 30s still young.. man's highest market time... i am just wondering... with 2k you really wanan comit in buying new launches? sorry to harsh... if you dont mind properties as i stated below 200k max will be a good start... since you i are 30s, i am sure you had your own view before jumping into this threads, how do see property market now? would sticking your hands here better? or is it lucrative and easy cheesy as potrayed by your peers/agents/family? ekcelli i don't mind with sub market, for me is to own one and experience first how to get a prop. then learn from there. i do believe now is kinda good opportunity as bnm getting tighter on rules = lesser competitors. i do know that i didn't do any homework e.g. survey before commit as need to prepare my documents and first DP. I wish to earn some passive income that's all. not much. QUOTE(bearbearwong @ May 15 2014, 07:10 PM) no it dont apply, dont effect, so need to care.. see any property within budget, just buy surely will untung one... oic. |
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blah2blah
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May 15 2014, 07:56 PM
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QUOTE(jolokia @ May 15 2014, 07:34 PM) Remember sub sales require lots of $$$ as bank valuation may not be as high as owner asking price, meaning u need to come out with more DP if bank valuation is low, lesser competitor r refer to new launch meaning those financial weak dare devil flipper got kick out, but subsales require cash rich buyer, subsales more for own occupy not for u to make quick $$$. Kawan if so much easy money lying arround, u think those big shark would not swallowed it meh ! still got left over for ikan bilis like us ? ..  Buy one for to stay, later u got lots of $$$ they think flipping lah.  TQ for your golden rule. QUOTE(bearbearwong @ May 15 2014, 07:55 PM) that is right... if so good developers first one, no rebates, no freebies.. no free nth.. instead open tender.. let buyers come tender for the units they want who offer higher who gets.. developers still resort to soft launch.. freebies.. rebates.. and etc... now you see the game? developers are bigger sharks...dont really get your point. |
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blah2blah
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May 16 2014, 12:51 PM
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QUOTE(bearbearwong @ May 16 2014, 12:36 PM) Auction fair coming di....who interested in auction prop lai lai next saturday 24/5/2014 @ swiss garden.. buy some repoed house ya.. bring along bank drafts... too bad no DP lol. |
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blah2blah
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May 17 2014, 07:43 AM
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QUOTE(bearbearwong @ May 17 2014, 12:09 AM) I must buy.. will tell you soon.. areas kajang.. cheras or seri kembangan.. jealous. |
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blah2blah
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May 17 2014, 05:44 PM
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eh boss, actually read all the post kinda make me a tiny bit smarter lol. btw what is UUU and DDD you gais tokking about ya?
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blah2blah
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May 17 2014, 06:06 PM
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QUOTE(ManutdGiggs @ May 17 2014, 07:03 PM) UUU = Up Up Up DDD = Down Down Down Nothin much fancy. Just buy or no buy. Those hav been buying hope props ll up and it hads been in up trend over the last 40 yrs. Those sold or havnt bot or stil hope to buy hope for down. And it hasnt been any gd day til now even with cooling measures. Oso some bot and keep buying but stil hope for down. Afterall its all on ur capability. Buy if u can pay. Watch if think its risky. So far, onli a few extreme cases tat showed failure in prop investment. U can choose not to ignore tat if u think tat few cases r enuf to decribe the entire prop market. Successful cases so far > unsuccessful cases.wow! really need to ask you sifu sifu here more. |
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blah2blah
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May 19 2014, 09:36 AM
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QUOTE(ManutdGiggs @ May 19 2014, 12:04 AM) I'm kiddy level but dislike being labelled by professorsssssss as agents wo. Sharing real life experience can b done over Kopi session. U hav the time for me??? Can I join? LOL. QUOTE(Showtime747 @ May 19 2014, 08:53 AM) Ya understand. Pls forgip me. I boh tak chek 20+ years oledi. Must learn from those tak chek lang. Learn from professor sure correct one  LOL. Liddat mer? I still got alot to learn from you all le. I SPM dropout le. |
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