Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

 4 Critical Signs of a Bubble Market V6, Signs are already there in Malaysia

views
     
HuiChyr
post May 5 2014, 06:52 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(New Klang @ May 4 2014, 10:25 AM)
Want to ask. Why banks' reserve price for auction properties can sometimes be same or higher than the advertised price in property classified ads? So how can bargain hunters can good value for money at auctions.
*
Good question. Bcoz I have the same question.
If banks try to recoup the amount loan out, I'm sure they auction off at the balance loan unpaid.
The faster the property goes to auction (from buyer first signed loan to being foreclosed), the higher the unpaid amount.
Bcoz the buyer (debtor) manage to hold & pay the installment for only a short while, much of the principal debt is unpaid?
Just assuming this true.

Another scenario; if the loan/property has been held for long time and 50% of the loan is paid. Will the bank pay back the balance after the loan amount is settled via auction. For example,
Buyer bought at Rm500k. Held for 15 year and left only RM250K as balance loan.
For watever reason his house kena foreclosed and auction at Rm450k. Will the bank give the house owner the balance Rm200k back?
This assuming the owner didn't sell the house himself ..... b4 kena foreclosed. cry.gif


HuiChyr
post May 5 2014, 07:02 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(zuiko407 @ May 5 2014, 12:07 AM)
Haha! Not sure whether have dibs but 342k was official launched price, can't imagine the soft launched price.
This bear bear still not yet wake up, this project vp end of last year, seller trying fishing with 550k, 560k. 1 or 2 owner don't want to hold too long hence let go with 490k, some offer 535k, he said price drop, some more confidently tell the whole world
*
Aiyah already mentioned b4 mah ....
All this numbers pluck from air one .. by real estate agents ma .... hoping to bait water fish lor. drool.gif
Result from my 1/3 theory and damn proud of my "discovery" ... pecah the RE agent lobangs .... rclxms.gif

HuiChyr
post May 5 2014, 07:25 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(Tigerr @ May 5 2014, 07:02 AM)
the bank ll return the borrower what ever the excess amount due to the borrower after auction and after deduction whatever administrative cost incurred if any
*
oic ... so banks are not aholes after all .... tongue.gif
HuiChyr
post May 15 2014, 02:06 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(ManutdGiggs @ May 14 2014, 03:25 PM)
Actually in the other side of the coin, it allows saving in reno, buying of luxury goods eg. big screen tv, expensive shower head, clumsy sofa, etc etc. Oso save lotsa time to do house chores.

Not a bad idea to own one. Guess its the trend in the future.
*
Actually just saw this design for small apartments:
http://www.youtube.com/watch?v=juWaO5TJS00

The video shows the future of city living. Big city like heart of KL with small spaces.
Kinda fun too. Easy to clean. Save energy (aircond).
HuiChyr
post May 15 2014, 02:22 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(andrewcha @ May 14 2014, 08:08 PM)
Exactly. cry.gifcry.gif maybe I be the first one that do part time liddat try own one property lo.
*
How old r u bro? If u don mind telling us. smile.gif
Mana tau u are a 17 yrs old kid doing part time jobs just for fun trying to go in property. icon_idea.gif
HuiChyr
post May 15 2014, 04:49 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(andrewcha @ May 15 2014, 04:22 PM)
tiga puluh liao. oldfag liao
*
Oh ok ... no problem... can slowly build up your credit worthiness.
What part time jobs u doing?
HuiChyr
post May 31 2014, 02:31 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(cherroy @ May 29 2014, 10:14 PM)
You can short FKLI easily with just a few thousand RM for a contract.
Just open an account and phone call and few thousand buck capital.

If property bubble burst, and property price crash, I can assure 99.9% FKLI will crash down hard as well.

A point worth RM50, so if current KLCI 1870 crash to 1000, you gain 870 x RM50 per contract = RM43,500 per contract (just using a few thousand capital),
If bet 25 contract, gain Rm1 million.
*
Cherroy,
Pls PM me this method of shorting.
I'm interested. TQ
HuiChyr
post May 31 2014, 05:12 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(kradun @ May 31 2014, 01:20 AM)
The new neighbor says, "I'm a professor." The first neigbhbor then asks, "Oh yeah, what do you teach?"

"Logic," the professor reponds.

"What is that?" the neighbor inquires.

"Well, let me see if I can give you an example...you have a dog, right?"

"Yeah, that's right," neighbor #1 responds.

"And you have children too, right?" says the professor.

"Wow, right again!" exclaims the neighbor.

"So, then you must be married and that would make you a heterosexual, right?'' proclaims the professor.

"Unbelievable, you're absolutely correct. How do you know all this about me?"

"Well," the professor says, "I observed there was a dog house in your backyard, so you must have a dog. I also saw bicycles next to your garage, so you must have children. And if you have children, you are probably married and if your married, you are most likely heterosexual... it was all logical!"

The next afternoon, the neighbor runs into his old friend. His friend asks if he has met the new neighbor. The man says that he met him yesterday.

"What's he like?"

"Well," the man says, "he's nice and he is a professor of logic."

"Oh," says the friend, "what's logic?"

"Maybe I can give you an example. Do you have a dog house?"

"Why, no, I do not," responds the friend.

"Well, then," proclaims the man, "you must be gay!"
*
And is the funniest joke i heard.... good one. rclxms.gif rclxms.gif rclxms.gif

HuiChyr
post Jun 2 2014, 11:58 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(gogo2 @ Jun 2 2014, 03:34 PM)
Last time Khazanah also adsorb debts. Now Khazanah is rich!!!
*
Khazanah absorded Oomno's cronies and glc's debt.
Other ppl's debts , sendiri tangong lor.... bye.gif
HuiChyr
post Jun 3 2014, 12:02 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


I wonder how normal investor like me can get my hands on the CDS?
Any advise here?
HuiChyr
post Jun 3 2014, 12:27 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(JC999 @ Jun 3 2014, 12:09 AM)
You can't, these instruments for advanced investors only i.e. HNI.

You can however participate through structured products which some offers CDS in it. Well however you cant really choose much.
*
Yeah ... that's what I thought... thx nway.
Btw .... read this article on Bloomberg.
Unstoppable $100 Trillion Bond Market Renders Models Useless

If that is true, the bond market hence interest rate and currencies gonna move in a big way.
Which way is unknown. ohmy.gif
HuiChyr
post Jun 3 2014, 10:53 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(gogo2 @ Jun 3 2014, 08:09 AM)
Yeah, I always spell the adsorb wrongly  laugh.gif
*
And I can't blame typo as an excuse .... the 'B' and the 'D' in far apart on the keyboard. cry.gif
HuiChyr
post Jun 3 2014, 10:57 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


So taiko BBW is buying a property now?
Good2 ... it's not good to be in one extreme in any investment.
U will never know when good opportunity pops up and miss the boat.


HuiChyr
post Jun 5 2014, 10:31 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


Oh ... I believe the DDD are still around lurking with this thread. Sporadically commenting when necessay. Boring la .... talk back and forth same argument.
Better to be productive and run own business or scout for better investment.

Property maybe .... yeah but lesser lor ... new activity for that investment is almost zero .... Basically status quo.
HuiChyr
post Jun 7 2014, 02:52 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(bearbearwong @ Jun 7 2014, 10:34 AM)
Add me to thr thums up list.. good explanation..capital gains solely are mostly greedy investors and short terms ones..
*
Ya lor ... there are ppl who play property with tight budget.
For others with ample of cash, they can anytime add up their prepayment (Flexi home loan) to make positive cashflow. notworthy.gif

Those flippers are the ones that may get stuck. shakehead.gif
HuiChyr
post Jun 9 2014, 10:19 AM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(icemanfx @ Jun 9 2014, 05:40 AM)
Almost all flippers think they are the smarter than shui yu "水鱼" and  "水鱼" will buy at whatever subsell price they ask.
*
U cannot say like that.
With "Sell First, Build later" concept; flippers are the backbone for housing development in Msia.
They are guarantors for the developer make the project a success ma ... cool2.gif
HuiChyr
post Jun 11 2014, 09:55 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(Showtime747 @ Jun 11 2014, 08:04 AM)
You are justifying your pessimism.

By holding a position to expect bubble crash, you are in fact gambling too.
*
Aiyoh ... then invest in other stuff lor.
Property is not the only option ma ....
HuiChyr
post Jun 11 2014, 10:07 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(SamsengFan @ Jun 11 2014, 07:59 PM)
this actually make sense    laugh.gif  laugh.gif  laugh.gif  laugh.gif
*
Good ... if it make sense to you, start investing in property now. drool.gif
HuiChyr
post Jun 11 2014, 10:31 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(bearbearwong @ Jun 11 2014, 09:34 PM)
bukit berugi lately catching up, for theory defeating purpose great example, dont forget also our Koaa warisan and Semenyih ya..
*
My family business invest heavily in in Bkt Beruntung ... or to be exact Bukit Sentosa. (This 2 locations are neighbours)
Bought bungalow lot, demolish old building and rebuild. Completed.
Now building new warehouse/factory in new land we bought. ... biggrin.gif
Along the way to our new factory lot, got a lot of shoplots abandoned.....
Thinking of doing s'thing with that .... hmm.gif
HuiChyr
post Jun 11 2014, 11:16 PM

On my way
****
Senior Member
567 posts

Joined: May 2009


QUOTE(ManutdGiggs @ Jun 11 2014, 10:53 PM)
Boss gratz. Bkt tak untung ind lands appreciate vely well for the past few yrs.

For abandoned shops, try ask owner to sell at 20k each and turn them into bird house laugh.gif
*
Bird nest ??? .... Not bad idea but if theives can steal the iron grilles and shutters.
I believe they can steal the bird's nest .... blink.gif

But not a bad proposal but still have to have the swiflets to fly by there..... cry.gif

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0582sec    0.47    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 10:56 PM