The IPA is important as proof your pass has been approved.

for my case, I just put the number of days to 28...30 also can...lol
go into sg like a tourist without telling anything...lol

later, the HR will make an appointment for u to go to MOM to take picture and submit all your documents....
rmb to bring original cert for verification...
at that time, you'll have to give the white card to them....

everything done and usually you'll get your pass around 3-4 workings days after that...

usually the process from entering into sg until you get your pass is js 2 weeks+

those original certs like SPM, etc etc is important

well...yeah...i had that feeling when i was here waiting for my pass

when opening account....doesn't need to deposit anything...
but the following month....need to maintain an average balance of $1000 and above to avoid the Fall-below fee which is $2 per month...

that's my experience when i open around mid of May...i'm an EP holder btw....

i cant rmb clearly but i did bring everything js to be sure....
EP card, IPA, passport...

u can just wait for your paycheck the following month and deposit it...that's what the officer told me

i put 28 days...js 2 days below max
mostly you'll settle everything within the first 2 weeks...

not really....the most important document would be your pass...
bring passport also just in case

gumtree, easyroommate, roomsdb...

that's what i use previously

your situation is almost same as mine

i gain weight instead
although more walking and sweating, but the food portion here are bigger

i guess some prefer to keep physical money...suka suka can touch touch take some to spent...lol
but it's really pointless and also dangerous to keep so much physical money all at one place

Yeah....here's the details: source