Actually I am waiting for a drop, then I can stress test in real time and real life my portfolio's resiliency. I am after all an academic minded person who is in it for scientific research. 

Xuzen

I'm gonna say something now, hope you are mature enough to digest this.

100K to a multi-millionaire is insignificant
100K to someone at his prime could be his everything
100K to someone who just started out is a distant dream

Be sensitive and humble.

There is no need and meaning to tell everyone how much in dollar/ringgit terms that u have and/or gonna invest.

It'd be more meaningful and sensible to tell, e.g.
"I'm gonna invest about 20% of my investable assets into XYZ and ABC Fund, do you think it will be good for my portfolio?"

HWANG SELECT ASIA (EX JAPAN) QUANTUM FUND  ?

if follow $2mil as benchmark, then 90%+ Malaysian are "poor" 

eunittrust still got 0% SC now for their Raya/Merdeka promo. monsta2011 doesn't buy it from FSM.

The promo by eunittrust needs Initial Investment of RM 10k min

This is the strong selling point that PM tries very hard to market.

Are you also aware that investment via EPF incur 3% SC? Hope you're not blinded with the that even though you enjoy limited numbers of free switching annually.

Yea, you have no control over anything.  Too many Madoffs and LTCMs for us to even consider hedge funds

if really 0.5% then i invested 2 weeks early

I jut joined a month ago..
Just lost my 1 month lump sum.. sooooo..
do i still get that RSP 6 month 1%??

there's another way if you want to enjoy the new member benefit, that is to register an additional beneficiary account (joint accont with someone else, ie spouse , brother or someone close).

You'll still be in control of the beneficiary account and if you die the account gets transferred to that joint name. Each person can only create up to 2 additional beneficiary account on top of the personal account

cool , how do you do the transfer ? need to sign some form from FSM?