Aiseh.. my EPF can invest again already. Seems "timing" not so right.. though I know this EPF thingy is long term..

Europe and US has been up alot yesterday..

Update RHB-OSK GEYF NAV for 15-Apr...huge jump

not sure i did the right thing.....
maybe it was JUST too early to see the bigger pictures or results

portfolio allocation fixed since early January....
the results....i think is quite resilient....see the MOM and the happenings in the mkts
but is it too stable or too diversified for its own good?...see the ROI and the YTD

advise please




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Unker Looi...why u so anal

Funds currently in my portfolio
1. KAF Global Equities
2. OSK-UOB KidSave
3. Hwang Select Income
4. Hwang Select Asia Ex Japan Quantum

I'm thinking to sell KAF Global, then buy in another fund during market crash. Looking at RGEY. What do you guys think?

why shift from 1 global to another global?
just curious? mind to share?

uncle looi, me rookie leh
dont know what to say.
I just tot KAF global not performing so well as compared to other Global fund.
im open to any type of fund though,
current armors dont allow me to have complete exposure to every market

This post has been edited by @secret@: Apr 17 2014, 12:39 PM

http://www.marketwatch.com/story/stop-sabo...ents-2014-04-14

Be prepared to live with some bad returns — for a time

well yeah. just on considering stage

good read. thanks drunk accountant. haha

Ask those of us who invested in Pacific Global Stars Fund.

Before most of us invested in it, it used to be a star (that was downturn time, PGSF did well bcos the Fund Manager raised cash position at the right timing).

Then we jump in...boom time esp for Developed Markets. PGSF lagged severely because it underweighted Developed Markets ("DM").

Then there was a period when we all cursed and swore at it.

Now I believe most of us made (small) money with it and glad that we held on, if we had switched to the performing DM-overweight funds when PGSF lagged, we could have ended up worse.

DM has been solid lately, while Asia ex Japan kept see sawing sideways. When Asia picks up pace, PGSF will be a star again.

P.S. - I'm most clear-headed when I'm drunk. LOL

This post has been edited by Pink Spider: Apr 17 2014, 12:54 PM

occasionally silent reader
from cursing to topping up PGSF. I saw them.

human greedy nature. All funds are already green, in fact KAF has most 'green' in my portfolio.

AND i don't know how its like for this coming market crash. Totally new to investment,never experience any.
I only remembered *2002 was terrible that my parents took my pocket money savings to pay off the losses.

This post has been edited by @secret@: Apr 17 2014, 01:14 PM

Must be investing with margin account.

NEVER invest with borrowed money, my opinion.

Quantitative expert-san Pinky - NEVER ever ar?

What if i can get 4.99%pa loan 3 years tenure (Citibank cash on call heheh),
AND my flexi mortgage is 4.4%pa (thus while waiting to use loan $ / opportunity, i don't lose much)
AND my trading /investing vehicle can near guarantee hit >= 8%pa when i execute (may have to hold >1yr though)
AND my debt/equity ratio is less than 20% including the new loan (and including all debts/mortgages)
AND most importantly, my emergency buffer can more than cover the monthly payments IF any "black swan" happens...

Safe enough, right?
heheh - just checking another opinion for my er.. bright idea / stupidity done

This post has been edited by wongmunkeong: Apr 17 2014, 01:22 PM

Oops, here comes Mr Direct Access

Yeah if you're quite sure and/or your investment is quite secure, by all means go leveraged.

E.g. housing loan 4% EFFECTIVE RATE, REIT dividend yield 6%

But if leverage to gamble trade highly speculative counters...hell no

Trading options (selling options to get premiums) leh?
eg.
speculative option selling based on standard deviation / probabilities of strike price sold being hit within a specific timeline
+
out of 3 possible movements (no move much, move kakaload against me, move kakaload for me), can win 2 (no move much, move as planned)

eh - direct access best lar, dance like snake then try try no fun.
yoda says do, or do not. there is no try

OMG

I totally cannot brain a word being written there

something of almost similar......
just be warned...past performance may not means future performance

Most Consistent EPF-Approved Funds...February 19, 2014

http://www.fundsupermart.com.my/main/resea...?articleNo=4331

for me...i would go for Kenanga growth fund....the rest is up to you...

2001-2002 is the period WHR the dot.com company bu bble crash in the US right?