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 Fundsupermart.com v6, Manage your own unit trust portfolio

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SUSDavid83
post Jul 10 2014, 07:55 PM

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QUOTE(ben3003 @ Jul 10 2014, 07:52 PM)
so FD will increase to 3.25%? malaysian bond sure drop liao lo like tat..
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That's why bond is sensitive to interest rate movement.
SUSDavid83
post Jul 10 2014, 08:39 PM

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This round of promo doesn't have a single CIMB funds. doh.gif
SUSDavid83
post Jul 10 2014, 08:50 PM

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QUOTE(techie.opinion @ Jul 10 2014, 08:48 PM)
Itchy hand... topup GEYF today.
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How much you topped up?
SUSDavid83
post Jul 10 2014, 08:58 PM

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QUOTE(techie.opinion @ Jul 10 2014, 08:54 PM)
Small amount only... dare not to throw big... see how... if price still dropping... so can topup further..
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I have proceeds from selling off AmDynamic Bond and wanted to do something with it. Currently parked at CMF.

Wanted to topup CIMB Global Titans Fund since world equity dropped from recent high especially European market has been sliding for fifth day according to Bloomberg. Then found out that it's not under promotional list.

I'm thinking if to buy for EISCF
SUSDavid83
post Jul 10 2014, 09:07 PM

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QUOTE(techie.opinion @ Jul 10 2014, 09:05 PM)
My aberdeen world also start erasing the profit... I am looking it goes to red..... then it was great bargain for me to reload.
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Not an option for me as I bought that fund during IPO.
SUSDavid83
post Jul 10 2014, 09:17 PM

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QUOTE(PhungTM @ Jul 10 2014, 09:15 PM)
Hi all sifus,
interested to invest into PRS in FSM. is there any difference between the KGF and the K-OnePRS-GF.
Any funds that sifus recommend in PRS fund? Will park it for long time.
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Of course they're!

Do you understand what is PRS first? If not, go read up before thinking to get Kenanga OnePRS Growth Fund even though it is actually feeding into KGF.

This post has been edited by David83: Jul 10 2014, 09:18 PM
SUSDavid83
post Jul 10 2014, 09:27 PM

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QUOTE(PhungTM @ Jul 10 2014, 09:25 PM)
Yes i read about it. I have KGF but thinking of getting it in PRS as well since I find it to my liking.
Though I only invest in PRS because of the tax relief and the youth incentive! thumbup.gif
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I believe you already have your answers.

Flexibility of withdrawal for liquidity is the main concern.
SUSDavid83
post Jul 11 2014, 07:32 PM

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QUOTE(techie.opinion @ Jul 11 2014, 06:40 PM)
HSAQ profits jump more than 1%... Ponzi. Kakakaka.
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Astonishing while other funds drop like AIWEF and CIMB GTF
SUSDavid83
post Jul 12 2014, 08:30 AM

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Market rebounced. US and European markets closed in GREEN.
SUSDavid83
post Jul 12 2014, 05:32 PM

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QUOTE(Pink Spider @ Jul 12 2014, 09:43 AM)
FSM and most analysts are now neutral or even underweight on US and Europe, everyone sees value on Asia ex Japan instead.

Do u still have room to increase Asia ex Japan exposure? My portfolio equity portion is currently about 34% exposed to US+Europe+Japan. I think I still have room to rotate...maybe reduce to 30%.

But my funds...if I top up

Eastspring Invesments GEM - very volatile fund, but quite rewarding
any or both of my Hwang funds - I would expose too much to Malaysia, currently at 10% sweat.gif

On hindsight, should have bought CIMB Asia Pac Dynamic Income...to increase exposure to China/HK AND Australia...currently I have ZERO on Kangarooland doh.gif
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I sold my Kangarooland Fund last year.

The Asia Ex Japan story has been here since last year. I have roughly 33% exposure in this region:

Public Far East Select Fund | 8%
CIMB-Principal Asia Pacific Dynamic Income Fund | 10%
Hwang Select Asia (ex Japan) Quantum Fund | 15%

For developed markets:

Aberdeen Islamic World Equity Fund - Class A | 12%
CIMB-Principal Global Titans Fund | 9%

And lastly for Bolehland:

Kenanga Growth Fund | 9%
Eastspring Investments Equity Income Fund | 9%

The remaining are in PRS:

Hwang PRS Moderate | 14%
Kenanga OnePRS Growth Fund | 14%




SUSDavid83
post Jul 12 2014, 06:58 PM

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QUOTE(Pink Spider @ Jul 12 2014, 06:52 PM)
UT portfolio alone...45% in CMF, 12% in RHB-OSK EM Bond, the rest in equity funds

If UT + stocks, 70% in equity funds and stocks.

I'd rather buy and hold REITs than hold Bolehland bond funds now...at least I get to see some cold hard cash coming in, since I'm holding long term, I can ignore the price fluctuations.
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Cash heavy!

I have no bonds. I have 10% cash parked in CMF.
SUSDavid83
post Jul 12 2014, 07:02 PM

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QUOTE(Pink Spider @ Jul 12 2014, 07:01 PM)
UT portfolio cash heavy only...cos I park all my excess liquidity in CMF...with yield of 3.1%++, what not to like? biggrin.gif

Overall investment portfolio is up to 70% exposed to equities, not heavy meh? sweat.gif
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I got other cash reserves that not counted under UT segment.

If purely UT+PRS, I'm 90% equity and 10% in CMF.
SUSDavid83
post Jul 12 2014, 07:07 PM

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QUOTE(Pink Spider @ Jul 12 2014, 07:04 PM)
Let's compare apple to apple

I left my emergency cash reserves out of the equation (your 6-12 months reserve of emergency funds)

Let's talk only about investment portfolio and excess liquidity
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Yes, I'm comparing similarly as yours.

I remove FD and liquid cash in the saving account from the calculation.

All these are under investment portfolio including my PRS.

This post has been edited by David83: Jul 12 2014, 07:09 PM
SUSDavid83
post Jul 12 2014, 07:11 PM

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QUOTE(woonsc @ Jul 12 2014, 07:11 PM)
SORRY AM NEW HERE.
what's CMF?  icon_question.gif
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Cash Management Fund (money market fund) with RHB-OSK under FSM
SUSDavid83
post Jul 12 2014, 07:14 PM

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QUOTE(Pink Spider @ Jul 12 2014, 07:11 PM)
Wow. Kamikaze-san notworthy.gif
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If I were to buy another fund, EISCF (under consideration), I'll be > 95% exposed to equity.

Your 70% include direct stock too?
SUSDavid83
post Jul 12 2014, 07:16 PM

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QUOTE(Pink Spider @ Jul 12 2014, 07:15 PM)
Yeah. As I've said, I'm 70% exposed to equity funds AND Bolehland stocks.
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Sorry I must have missed out something when I go through the posts.

MBB will be posting new deposit rate next week.

This post has been edited by David83: Jul 12 2014, 07:17 PM
SUSDavid83
post Jul 12 2014, 07:27 PM

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QUOTE(Pink Spider @ Jul 12 2014, 07:23 PM)
Dave u only have UTs? No direct owned stocks?
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No more. I have cash parked under my investment trust account but not able to find time to get some quality stocks.
SUSDavid83
post Jul 12 2014, 07:31 PM

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World Cup/Soccer lovers/follower,

Idea Of The Week: 3 Investment Lessons From The 2014 World Cup [27 June 2014]

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=4754

Idea Of The Week: 3 Lessons From Brazil’s Humiliation In The World Cup [11 July 2014]

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=4788

OT: I hope Germany will lift the trophy!
SUSDavid83
post Jul 12 2014, 08:37 PM

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QUOTE(techie.opinion @ Jul 12 2014, 08:28 PM)
Daring enough bro... myself maintain cash saving 40% and investment 60%. 90% equity investment... hihihihi
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You meant 60% of money in investment which 90% are invested in equity?
SUSDavid83
post Jul 12 2014, 08:42 PM

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QUOTE(techie.opinion @ Jul 12 2014, 08:38 PM)
Yup.... hahahahaha.
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If you want to compare in such fashion, you're more daring to me. My investment only constitutes for 26%



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