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 4 Critical Signs of a Bubble Market V5, Are the signs already there in Malaysia?

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ManutdGiggs
post Apr 4 2014, 12:13 PM

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QUOTE(zuiko407 @ Apr 4 2014, 12:05 PM)
I'm very disappointed that u follow old DDD footstep, shiok sendiri n gain nothing, then hide forever.
Faster go n buy one la...
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Bro bear wan 2
ManutdGiggs
post Apr 4 2014, 07:25 PM

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QUOTE(AppreciativeMan @ Apr 4 2014, 04:52 PM)
FLIPPER!!!  vmad.gif  vmad.gif  vmad.gif
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It's not too late to know. We in kindy alwiz bit slow la. But one thg gd tat v r not jiao lang. laugh.gif
ManutdGiggs
post Apr 4 2014, 07:26 PM

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QUOTE(zenjet @ Apr 4 2014, 05:13 PM)
No worries lar ~ wait die ~ sure tat day will come ~
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Death is guaranteed. Not even taxes r guaranteed. icon_rolleyes.gif
ManutdGiggs
post Apr 4 2014, 07:28 PM

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QUOTE(bearbearwong @ Apr 4 2014, 05:59 PM)
Save your breath.. dude cant differentiate btw tenanted property vs non tenanted units.. with price..

I have also notice that dude is also cant differentiate the working of RPGT vs stamp duty adjudication.. the former is clearly based on profit only no other inteference body to calculate for you..

Accordong to my friend

exp.. prop cost 400k developer flipped 700k.. profit is total 300k.. RPGT cuts on 300k .. of couse still can discount .. on other costs

Stamp duty is the one calculated adjudicated..

say  bought from developer 400k..
selling 300k ( selling in need of money)
stamp duty is still based on prevaling market rate by LHDN.. if they feels is 500k.. they will ask you to pay stamp duty based on 500k.. NOT 400K OR PITY YOU 300K..

if a smart ass ask bought developer 400k
smart ass flippers sold 800k.. howevrr LHDN similar market rate is 500k..
screw you.. they will not rely on 500k even ttansacted b4.. they will still adjudicate stamp duty at 800k.. same unit..

Dude.. dude.. I hope to repo him..
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Bro bear glad tat u gathered some extra info. Edu not wasted. thumbup.gif
ManutdGiggs
post Apr 5 2014, 10:18 AM

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QUOTE(edyek @ Apr 5 2014, 09:01 AM)
Boss, i ll be at your side till the end....  icon_rolleyes.gif

Omg Omg.... I m another dupe account...  thumbup.gif
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Boss v dun need banana n some other vege or fruit to dupe ma. UUU alwiz here till kantoi wan. Np for tat. Its way beta than DDD keep changing name. tongue.gif

Anw the jiao lang mentioned worgen wo. I remember they accused worgen to b another person dupe. She really running out of idea liao. cool2.gif

Anw, market so bad, jiao lang buying. Such great leader is hard to find. No wonder v hav some superb ministers giving superb excuses for all crisis. doh.gif

QUOTE(bcpbeancounter @ Apr 5 2014, 09:05 AM)
Early morning eat banana. Good for pang sai.
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QUOTE(bcpbeancounter @ Apr 5 2014, 09:07 AM)
I am going to register more account. Lets hav a banana party.
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Boss, no need la. U ll stil c me as ME in 2020. Why need dupe??? Super strategy like super food???
ManutdGiggs
post Apr 5 2014, 03:11 PM

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QUOTE(icemanfx @ Apr 5 2014, 03:07 PM)
Believe current property bubble begin with introduction of dibs.
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Boss dibs could b 1 of the ingredient. But QE has a bigger effect i supposed.
ManutdGiggs
post Apr 5 2014, 03:29 PM

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QUOTE(icemanfx @ Apr 5 2014, 03:23 PM)
Yes, agreed. And some believe tapering of qe won't effect the market.
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It ll hit stock market 1st. Whether onot it hit RE is depend on how the stock market defend itself.
ManutdGiggs
post Apr 5 2014, 03:36 PM

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QUOTE(Showtime747 @ Apr 5 2014, 03:35 PM)
Boss, QE tapering from $80b down to $50b already. Stock market still all time high.
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Tats y lo sweat.gif
ManutdGiggs
post Apr 6 2014, 11:34 AM

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QUOTE(icemanfx @ Apr 6 2014, 11:25 AM)
If market demand is strong, phase 1 or 80% units sold out, why developers need to spend $ at mapex?
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True oso. Best is no need ads. thumbup.gif
ManutdGiggs
post Apr 6 2014, 04:09 PM

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QUOTE(bearbearwong @ Apr 6 2014, 04:01 PM)
Let me answet for them sure got offer at cheap price one..

Wait they all reply.. if they say no discounts mean they mark up.. simple..

btw your turtling effect .. flipped properties rarely can get 90% loan margin.. like palm walk 3 750k.. so if turtle up sumore d price.. maybe can get 65% or 70%..

if that was the loan margin.. you need to park 200k to 300k cash man..for a dsl.. for rich ppl semi d or bunglow 200k to 300k no problem.. products like service apartment.. condos.. townhouse and dsl are targetted at working classes..

therefore turtling price kills us.. it also kill you in between .. u cant offload.. and property getting old

and there will be new launches.. with lower or same price.. so where potential buyers go?
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Boss actually I dun c old props selling or asking at the original price 30yrs ago. A vely old shop eg. Pj state 4 storeys corner shop, owner bot subsale in 2010 3.8mil now resell at 6.5mil. Guess what, it was only 400k back in late 70s. So I'm kinda lost when u mentioned the property getting old part.
ManutdGiggs
post Apr 6 2014, 04:11 PM

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QUOTE(bearbearwong @ Apr 6 2014, 04:04 PM)
Actually it seems you have belief that market will go up.. as expected quoting examples of 170k which now become 900k.. well and good..

there should be no more hesitation just shoot all the bullets you have.. since property alwayls up..

if you really believe 5 to 6 years market ago still there.. then shoot maximum.. 5 to 6 years from now I.e 2020 or 2021 you are multi milionare already if 170k goes upto 900k expected increase is there..
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Boss it's kinda high risk to even buy in 4th Q 2015 if u dun have confidence. Ppl do beta with great confidence.
ManutdGiggs
post Apr 6 2014, 04:30 PM

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QUOTE(bearbearwong @ Apr 6 2014, 04:24 PM)
Thats is good late 70s is almost 30 years from now.. of course justified for such increase.. these dudes expecting the same upon VP... 2 years time got logic?

hello your old property price vs new shop price is not so far.. given the trends nowadays.. safery features and matket competativeness.. you will have to agree with me that new properties pose threads to old properties..
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Boss when u mention old prop, how old is old har???
ManutdGiggs
post Apr 6 2014, 04:33 PM

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QUOTE(bearbearwong @ Apr 6 2014, 04:25 PM)
U see property prices going few folds before 2016? I can see vacant units are increasing few folds..
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Why do I c few folds in props by 2016??? Few folds is few hundred % le. U think can achieve??? If u dun think it's achievable why u put words here n there har???

Anw y not buy me the kopi u owe me n let's chat la. Tired to type la.

ManutdGiggs
post Apr 6 2014, 04:48 PM

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QUOTE(bearbearwong @ Apr 6 2014, 04:38 PM)
I admit cosmectically.. old prop can forget about vs new shops.. look at their features.. those are srlling points..

how to compete old shops.. customer also reject old malls.. like sg wang.. all kinna go nia..
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Icic but I still find no answer to the asking price for telawi bangsar. The unit I offered to owner at 5.8m in 2012, owner not selling. Offered again in 2013 6.5m, owner oso not selling. Last wk agent called to c if I'm willing to take it with 10m. Kns. I told agent go tfk at road side this time.

So ur definition of old props is quite blur n falls in between black n white, grey area wo. So how exactly is a prop to b called old har.
ManutdGiggs
post Apr 6 2014, 10:27 PM

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QUOTE(bearbearwong @ Apr 6 2014, 10:06 PM)
Congrat taiko.. really good..
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Boss after 2138 posts in less than 10 mths did u find sthg tat u can clap for urself???

Time to decide liao. No need sailang. Just do sthg u think is rite n get sthg u think u like. Remember cheap thg no gd gd thg no cheap. icon_rolleyes.gif

This post has been edited by ManutdGiggs: Apr 6 2014, 10:28 PM
ManutdGiggs
post Apr 6 2014, 10:53 PM

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QUOTE(kevyeoh @ Apr 6 2014, 10:37 PM)
so what's the story now? still DDD?

i continue monitor price...i don't see price DDD also...
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Hard to go down for gd props. Those down gao gao one I guess u n me oso nvr tot and ll nvr think of buying gua. My pov la. Those not too bad one ll hav gd responce even ex leader oso keep buying ma. Those superbly gd one ll c insiders wollap 1st. flex.gif

I foresee many wont sell if buyers come n tell tat bank valuation is low n they ll onli buy if vendor sell low. So time ll tell. Time ll nvr lie. Over the time its oso proven even ddd oso started or continue to pick up many props. Its gd to c tat. Even selling now oso making profit liao. So if those ddd din buy all tis while how to sell le. If its rugi who wanna sell when can hold wo. If put in market n its sold y say market down le. Unless selling at loss but malu nak tell la. hmm.gif
ManutdGiggs
post Apr 8 2014, 07:41 PM

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QUOTE(gspirit01 @ Apr 8 2014, 11:25 AM)
They do consider if u show tenency agreements and declare this income in your income tax.  I think Man Utd boss can prove this as he is a big landlord tauke!
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Boss, depending on bank. Last time even no TA but if u show consistency in rental collection with a nicely recorded excel sheet, almost all banks Q to giv loan. Now, some banks onli take half the income cos they think, I mean they think tenant can move away and b replaced. So its kinda fair to take onli half, at least to me.

No bank ll reject the rental income as income. Just different way to define it for some kiasi banks. Howeva, the strongest bargaining power is income thru biz. The larger turnover hav ll beta chansi. Especially if u can prove a consecutively improvement for at least 5 yrs. Then banks ll oso Q for u.

Nowadays, manyak tactics la. Some smaller bank even offer standby cash in OD with blr-1 without commitment fee to allow potential buyers the cash to go for buying spree. Of cos the fund given is within one's capability to repay la. So dun skip repayment. Either pay early or dump more into the flexi. Banks love it cos they consider u r giving them the money to loan it back to u. No???
ManutdGiggs
post Apr 8 2014, 07:42 PM

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QUOTE(AllnGap @ Apr 8 2014, 11:33 AM)
ya got pay income tax only consider. if not cant
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Yes. Even without TA or expired TA, just declare. Nothin wrong bout tat. Otw susah nak beli la.
ManutdGiggs
post Apr 8 2014, 07:46 PM

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QUOTE(jolokia @ Apr 8 2014, 02:06 PM)
Not necessarily ! People who take loan up 70% of their income is like walking on thin ice.

Our household debt already bubble to 86.8% up from 80.5% in one year, that alarming.
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Boss, IMHO tat ll bring boland props especially KV into a rental market like HK sonner than expected. High debt = low or medium income earners. If props keep goin up means they r not able to catch up. Ended up renting. Richies ll stil buy.

Of cos, richies oso can kantoi wan. I remember I mentioned bout a tycoon collapsed recently. Sibeh boh kiasi. Now hutang ah long 50mil and kawan 50mil. Ah pah pun pening.
ManutdGiggs
post Apr 8 2014, 08:13 PM

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QUOTE(bearbearwong @ Apr 8 2014, 03:36 PM)
sorry population was wrong.. it was only 7 million plus.. and yes we are catching up with singapore price in value to value.. their HDb flat cost 400 sing ours also 450k malaysian..

this still does not negate the the fact property price do come down.. in anyway..
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Boss u should say population per sqm

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