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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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akh2920
post Aug 12 2014, 02:51 PM

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QUOTE(ronnie @ Aug 12 2014, 02:27 PM)
Statement Date can be changed.
Best Practice :- Change the Statement Date in order for the Due Date (+20 days from Statement Date) falls after your pay-day
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I went to change the date as soon as i got the card, but then system error, then they say need to wait more than one week baru can do doh.gif

Btw me good pipu always pay on the first day which the statement is out tongue.gif
akh2920
post Aug 12 2014, 03:51 PM

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QUOTE(aeiou228 @ Aug 12 2014, 03:38 PM)
Perhaps your are not aware that Hong Leong Connect credit card payment can be scheduled ?
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Still hvnt register for online banking yet~ btw do u mean we can change billing cycle through online?? drool.gif
akh2920
post Aug 13 2014, 03:07 PM

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If pay maxis bill online through maxis pay using WISE card, can get cash back?

This post has been edited by akh2920: Aug 13 2014, 03:08 PM
akh2920
post Aug 13 2014, 03:42 PM

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QUOTE(ronnie @ Aug 13 2014, 03:16 PM)
Yes.
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Okok thanksssss thumbup.gif I split my pay into multiple RM50's muahahaha
akh2920
post Aug 22 2014, 10:17 AM

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I saw a topic which states that HLB WISE can be used to reload touch n go card at certain petrol station, while enjoying cash back under petrol category. But i remember that we can only get cash back if swipe card at pump, not at counter. So can anyone tell me is the touch n go reload with cash back actually legit? Thanks icon_question.gif
akh2920
post Aug 22 2014, 10:32 AM

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QUOTE(victorywp @ Aug 22 2014, 10:26 AM)
for hlb wise reload at grocery (if you select grocery) place like mydin or mymydin or etc. reload at petrol station with hlb wise is not guaranteed, why take the risk?
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Yaya true also biggrin.gif Just to verify~ Thanks ya!!
akh2920
post Aug 25 2014, 02:03 PM

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QUOTE(DM3 @ Aug 25 2014, 01:33 PM)
U guys notice their online banking cant view unbilled transaction already?
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Why cannot? Just click view details ah blink.gif
akh2920
post Sep 4 2014, 11:34 AM

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For EPP, WISE card can do 12 months 0% interest right?

Would there be any extra charges if choose to settle the EPP early, i.e. clearing the balance before the EPP tenure period ends? icon_question.gif
akh2920
post Sep 5 2014, 08:53 AM

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QUOTE(Wongchoy @ Sep 4 2014, 05:46 PM)
Yes, for trnx above RM1k. No charges on early settlement .
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Thanks!! Then i wonder, is there any case where people already purchase a damn expensive thing with wise card, but couldnt get approval for EPP in the end?? If that happens i would hang myself cry.gif How to avoid it?

This post has been edited by akh2920: Sep 5 2014, 08:53 AM
akh2920
post Sep 5 2014, 02:24 PM

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QUOTE(onnying88 @ Sep 5 2014, 09:26 AM)
There is no such things EPP not approve as long you have enough credit limit and the swipe can go through. Because EPP is done at the terminal by merchant at the time they swipe your card.
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I see, so is merchant who will be doing it. Then when nego price cannot say wanna use EPP, else they will chop me gao gao tongue.gif
akh2920
post Sep 18 2014, 12:13 AM

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QUOTE(onlinepaycheck @ Sep 16 2014, 06:45 PM)
Hong Leong ‘Cyclone’ Supplementary Card Campaign
Campaign Period: 15 Sep 2014 - 31 Oct 2014

user posted image

Now there's a link which brings you to the page to leave your contact details, they claim someone will call you in next 3 working days to help you apply.
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Saw this in t&c:

QUOTE
4. The following persons are NOT eligible to participate in the Campaign:
a) HLB Principal Credit Cardholders whose credit card accounts are believed to be operated
fraudulently or are invalid, delinquent, suspended, cancelled or terminated for any reason
whatsoever;
b) HLB Principal Credit Cardholders who have committed or are suspected of committing any
fraudulent or wrongful acts in relation to any of their HLB Credit Card and/or facilities
granted by HLB or have been declared bankrupt or are subject to any bankruptcy
proceedings;
c) HLB Principal Credit Cardholders who are in breach of any terms and conditions herein,
HLB‟s Cardholder Agreement Terms and Conditions and/or HLB‟s Terms and Condition
PLUS (both collectively referred to herein as “Cardholder Agreement”) during the Campaign
Period;
d) Supplementary Credit Card Applicants who already have an active HLB Credit Card
(Principal / Supplementary)


Means current user all not eligible? cry.gif
akh2920
post Sep 18 2014, 09:06 PM

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QUOTE(onnying88 @ Sep 18 2014, 08:19 AM)
Current main card can apply for new supp card. Just that the new supp card member cannot be existing card user (any card from Hlb)
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Sorry if the question sounds stupid, but does it means that I cannot apply new sup card under my own name, since i am an existing main card user? Then should apply through other's name?
akh2920
post Sep 25 2014, 10:58 AM

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QUOTE(Wongchoy @ Sep 23 2014, 06:00 PM)
IMO a RM2k CL is sufficient for all wise card member because i don't quite believe anyone would spend a thousand ringgit transaction on this card.
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I use it around RM1500 to RM2000++ per month and get RM80-100 cashback unsure.gif

By the way, what is the max CL for gold card? Mine currently is 3k..

This post has been edited by akh2920: Sep 25 2014, 11:00 AM
akh2920
post Sep 25 2014, 04:49 PM

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QUOTE(victorywp @ Sep 25 2014, 11:16 AM)
doesn't really matter, some people having 20k cl (or more) with gold.
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QUOTE(Wongchoy @ Sep 25 2014, 01:55 PM)
A tough question to answer because gold card nowadays are entry level cards yet some gold cards have a CL of RM50k. As a wise gold member, if you also hold HL VI , your wise card CL will also be a min. of RM60k !  drool.gif
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Because I once thought the main advantage of platinum card is higher CL sweat.gif If that's the case then the extra AF compared to gold card is really pointless...

QUOTE(aeiou228 @ Sep 25 2014, 12:29 PM)
Perhaps you may want to consider applying a secondary cash back CC to cater for the extra Rm500 to Rm1000 spending ?
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I did have a UOB ONE platinum as a secondary CB card, but in fact i really seldom could utilize/use it since the day I got wise card (or perhaps i didnt plan the spending distribution well)... was thinking to replace it with other CB card such as MBB Amex card...

This post has been edited by akh2920: Sep 25 2014, 04:52 PM
akh2920
post Sep 30 2014, 10:30 AM

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Sorry if it was previously answered, but can we get grocery cashback when buying giant/tesco voucher? Thanks notworthy.gif
akh2920
post Sep 30 2014, 10:36 AM

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QUOTE(Wongchoy @ Sep 30 2014, 10:33 AM)
Yes sir ! Now get ready and stock up smile.gif
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Glad to hear that! Not for stocking up, I've planned to use it as an emergency option in case couldnt reach 10xRM50 or fully utilize RM100 in any month icon_idea.gif
akh2920
post Sep 30 2014, 11:04 AM

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QUOTE(victorywp @ Sep 30 2014, 10:53 AM)
you can buy aeon big gift card too. it's selling at the hanging tray near the cashier.  nod.gif
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thumbup.gif Yeah will check'em out! Confirm under grocery category right??

This post has been edited by akh2920: Sep 30 2014, 11:05 AM
akh2920
post Oct 2 2014, 02:40 PM

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QUOTE(onnying88 @ Oct 1 2014, 04:04 PM)
This is the current on going promotion. No AF for supp card and free fan if apply 2. I already applied and approved. Now waiting for fan to cool us down. smile.gif

user posted image
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Is there any t&c that prevent us from early termination for the supp cards? unsure.gif
akh2920
post Oct 2 2014, 10:04 PM

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QUOTE(Asgaard @ Oct 2 2014, 09:55 PM)
Dont have. But of course let the items delivered first.... And also, let sales person earn some commission la.. u pull out early , will clawback  wink.gif  At least u can still keep the card ma since first year free annual fee
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Haha u r right, noted. Btw, lets say i wanna apply under someone's name, do i need them to be present?
akh2920
post Oct 3 2014, 08:35 AM

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QUOTE(victorywp @ Oct 3 2014, 06:55 AM)
no, the main cardholder MUST be present (of course) no matter where you apply from.

if you insist it's possible, you will see the whole lyn members apply for supp cards under your name at the booth next time.  brows.gif
we swipe the card, you pay the bill.  laugh.gif
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I thought supp card's bill is also paid by main card holder? hmm.gif

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