So the utoken it's on bank negara Malaysia illegal list , does it means that its confirm a scam of some sort . Sorry I'm not good in all sort of these mlm product . But i have friends and her family pouring in loads of money in ..

I need to inform them with more concrete prove .. Anyone can help me on these...

I dont want her whole family get to lost all their hard earn money in there ..

the girl ( my friend ) , lets call her ms.A

Ms. A invested RM3.5k+
then she ask her parents to invest , mum = RM19k+ , dad = Rm19k+ , bro = RM3.5k+

so far they told me , when they bought the u token , its valued at something 6.x , now is 7.x ( i cant recall the exact figure )

they told me they've got earning already , i ask them withdraw all out or at least their cost out , they told me just join cannot withdraw , can just a very low amount out only ..   

problem is , i ask them how u know the u token has increase or decrease , she said the agent will sms her , and they even charge u for the sms notice !!

the heck if like this , the efunclub , cincai cincai say naik or turun also can lo , and now its on BNM not approved list  some more .

their official website didnt even mention about u token   

This was after joining UToken.

Now before you say anything, my guess is that you will be saying that this can be forged, or its fake , or you need further better proof etc etc. Y? because your intention here was never to understand or to look at this impartially. After all words for you are just words, you dont risk nor lose anything by indicting. It will take forever to convince you and to what end?  With a glass half empty attitude, even if there is an opportunity right in front of you now, your first reaction is skepticism , doubt, and distrust. Likewise, my 2 good friends, which sadly had that exact same attitude. I now do not mention anything further other than showing result 1 to 2 years down the road. I am sharing my story not because i tend to gain nor do i stand to obtain benefit from this, but like many others here, and perhaps someone who is reading this, you, like me you are just looking for a hope and opportunity for a better change.

I would be lying if i said that i earn all this money through just the increase of UToken value alone. But im just an ordinary guy,im still working under a salary, i still do not own a house, and my parents arent rich. Had i been negative about this, i wouldnt even have the opportunity to explore and a chance to earn even an extra RM1000. i would still be in front of the screen contemplating whether to join now or not. Or perhaps even be on the other side shouting scam and ill see how long you will last  attitude.

Its easy to point fingers and give an opinion, but honestly think hard and thorough, do you think positive and forward thinking will get you further in life? or the opposite? Im not saying there isnt risk involve in this, but the earlier you join, the faster you get your returns, the better peace of mind you will get whilst opening up a whole lot of possibilities.

A person msged me asking in short whether is it safe to invest in this. I asked this very same question to the person who introduced me into this. His answer was to everything there is risk, do not expect to invest in a low risk share and expect it to blow up like apple shares. Even alibaba's shares, many were skeptical and professional speculators and investors says " dont buy dont buy" because you are just owning a shell of the company not a part of the company. expected price range of $66 to $68. Now go and have a look at the current price of the share.

My answer to him at that time was, its ok, just buy for me first, ill bank in the money first thing tomorrow. Why did i have such blind faith that this isnt a scam or there isnt something dodgy about it?. Because i saw the results personally. do i regret or feel its a scam after joining and doing hours and days of research? nope. in fact im buying and trading in a higher volume now.
http://www.cnbc.com/id/102010663

It really depends on you, whether you are the follower, or the leader. Leader leads by knowing themselves and identify an opportunity where no one else can see. Whereas a follower will listen to the opinion of others and make their deduction base on others opinion. So those who knew that buying alibaba shares were an opportunity went ahead and buy. Isnt that risk? can you imagine if everyone had listened to "professionals" saying dont buy dont buy. With so much negative news you expect it to go up?!are you mad or stupid?!

For the skeptics,  i can only wish you the best of luck and you will only be proving my first point right by replying and being defensive towards my 2 cents remark. I will not envy your negative perception, maybe, you may have the last laugh if this fails tomorrow. But if it goes on for 1 to 2 years. Ill be silently enjoying my success, because i dare to try to make that first step and i have something called hope to look to. I will not regret for i know, with my positive attitude, im bound to bump into the right thing which will make me a bit richer than what i am today & yesterday. ( like UToken!)
For the ones looking to see if its the right investment?. only you can decide for yourself. Why i think this is different from the other e currency out there? because its the first one, and like everything that is first, it will always be the best. IE why macdonalds is more popular here in msia, but KFC is more popular in BRUNEI?. They entered the market first. why was chatime so successful but the rest not so?. Also because of its growing acceptance everywhere. The only way i can see this fail, is that when it has no value, and that will only happen when no one is willing to recognise and accept it. and Bitcoin after 5 years is still out there and someone out there is still accepting it with no concentrated group or culminated force pushing it forward till the last few recent years. But UToken? the company has already started aggressively promoting and encouraging merchants, businesses, services to trade and accept UToken. I can tell you many more other reasons, but at the end of the day, your attitude determines the outcome. So you decide for yourself, whether its worth the risk. You can take your time, but this i can tell you for a fact, the longer you procrastinate the higher the risk. The earlier you join the better if you ever do decide to.Or else because of contemplation, instead of being the one of the early birds to join you end up being one of the latest. If not just stay back and watch whether this will die in a day, a week, a month, half a year, a year, or many more years.

The choice is yours & yours alone, dont let doubt & fear cloud your mind, try and see it from an impartial point of view and if you can identify the key reasons why this will succeed, and you are willing to take the risk. Go ahead, because like everything in this world,no one knows except god knows what will happen tomorrow, so let your decision today be the best to your knowledge and ability today. Do your best, and let god handle the rest. Just be sure you're not throwing your babies milk money and your house and car into this. Only go in and invest with what you are comfortable sleeping at night with. (  Although i did throw my whole life savings into this ). Anyway months after joining UToken im out of this richer for sure =).