Not sure. According to their FB page, price starts from RM499k. Checked their website, smallest size i see is 1113 sq ft. This means RM450 psf??? Could be that there are smaller units. And probably this price is after rebate lor...

Which block and unit you bought elice? OCBC is not a panel bank so not recommended to apply. As i know OCBC is in the midst of being a panel but that will take a month or two..

Best is you apply other banks that is in the panel list such ad UOB, citi, ambank etc.

Why hear from friend? Call your lawyer. Why haven't you called them?

You don't need to choose your bank before signing SPA right?
As long as you're confident you can secure a loan (or pay cash)

I have CIMB and RHB approval already.

Citibank friggin ignore me once I sent them my salary slip and after going through the 2nd person they only told me that for RM500k loan it's only for RM9k salary and above before we can proceed.
However, Citibank flexi loan is the best since they don't have that RM10 monthly fee.

Says the loan amount is rm500k, for 4 years, the progressive interest is around 4%, which is around 20k, instead of paying this 20k during this 4 years, u pay nothing but yr principal will be 520k during VP, so yr monthly installment is slightly higher, however, for flipper this will be a good choice for better cash flow during this 4 years period