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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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DarReNz
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 Jun 18 2014, 12:27 AM
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QUOTE(Berkshire Breakaway @ Jun 17 2014, 11:18 PM) coolio! what other bank's cards you have? what makes you still keep the MBB 2 cards then? redeem via TP is considered paying as well. the points are yours. you're using your points to pay. I think people willing to use points to waive such as mbb 2 cards cos they only need to spend about rm2k where as other banks you have to spend 10k a year to offset it |
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DarReNz
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Jul 6 2014, 03:41 PM
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QUOTE(desmond_fantasy @ Jul 6 2014, 12:37 PM) My cash back credit card cant help me save much...  perhaps you should get maybank2 cards/aeon wtami or hlb wise ? |
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DarReNz
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Jul 6 2014, 11:37 PM
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QUOTE(desmond_fantasy @ Jul 6 2014, 10:47 PM) but hlb wise card need to spend quite a lot one right? 10 x RM 50 so just RM 500 and above |
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DarReNz
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Jul 8 2014, 10:25 AM
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QUOTE(fly126 @ Jul 8 2014, 01:03 AM) If U got a Income of RM100k p.a get Yourself a Public Bank Visa Signature with 6% Cash-back on Dining, Groceries & Online Transaction... It's Annual Fee Waiver subject to 12x Swipes a Year  outside these categories can still use mbb2u cards This post has been edited by DarReNz: Jul 8 2014, 10:25 AM |
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DarReNz
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Jul 19 2014, 08:26 PM
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QUOTE(azeL_Inc @ Jul 19 2014, 05:57 AM) Clear card, called to ask for waiver on gst and AF, they said no waiver now. Requested for card cancellation, and dont have to pay for both. (actually hoping that they will waive to retain me). No they didn't care, card cancelled. Lol. There goes my buy 1 got 1 tgv on Friday u can apply again after few months or promo |
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DarReNz
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Aug 5 2014, 11:48 PM
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QUOTE(abec @ Aug 5 2014, 10:31 PM) i have same question about Citi Choice Card. how good this card in daily use..petrol, shopping, groceries etc if compare to Shell-Citi Credit Card which one is better ? any hidden thing should i be aware if i want to apply this cc ?  do i need to sign up for credit shield premier ? u should hlb wise for petrol, shopping and groceries. no need sign up credit shield unless u are in a lot of debt. a lot ppl using clear card for coffee bean buy 1 free 1 and gsc buy 1 free 1 |
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DarReNz
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Aug 15 2014, 06:39 PM
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QUOTE(FatalitY @ Aug 15 2014, 02:24 PM) Applied twice but rejected...zzzz. Wanna do BT also susah go for aeon watami cc then |
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DarReNz
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Aug 27 2014, 11:57 PM
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QUOTE(fly126 @ Aug 27 2014, 11:07 PM) RM18K is it 3x Your Monthly Salary, Betul tak ...??? Btw, Your leng-lui GF got Her Plat. CC from Which Bank...??? as Not Necessary All the Plat. CC will have High Credit Limit as Some Ppl do having Classic/ Gold Card with CL more than RM100k...  Platinum Cards just a Name for Shiok Sendiri, a 90s Status Symbol- but They've rather Lost their Shine, Now...  noticed only citibank is 3x salary other banks all 2x when u first apply the card |
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DarReNz
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Aug 29 2014, 04:32 PM
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for citibank when they mentioned newly approved Cardmembers means how many months considered new ? 6 months or a year ?
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DarReNz
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Aug 29 2014, 04:47 PM
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QUOTE(tifosi @ Aug 29 2014, 04:36 PM) 3 months when I applied for the RM 250 cash back recently. But might be different for different promo. what about this promo now on the ringgitplus ? i was comparing these 2 and noticed that only visa card gets you RM300 cash back but mastercard does not ?  https://ringgitplus.com/en/credit-card/Citi...MasterCard.htmlhttps://ringgitplus.com/en/credit-card/Citi...Clear-Visa.htmlThis post has been edited by DarReNz: Aug 29 2014, 04:47 PM |
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DarReNz
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Aug 29 2014, 05:04 PM
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QUOTE(darthsaverstrikes @ Aug 29 2014, 04:53 PM) yalorrrr because Visa must be paying citi.. mastercard a bit cheapskate.. I applied for gold visa, got the credit to my phone. use for food voucher. now hopefully i get approved for card wonder need to spent how much only can get the 300 ? |
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DarReNz
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Sep 8 2014, 09:05 AM
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QUOTE(David83 @ Sep 8 2014, 08:06 AM) AF waiver request declined. Proceed for cancellation. They asked me to convert to Choice Card.  you are using clear or cb card ? |
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DarReNz
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Sep 8 2014, 01:32 PM
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QUOTE(chicken12345 @ Sep 8 2014, 11:21 AM) Hi sifu, If government tax has been charged and if i want to cancel the card, i still have to pay the tax? as long after charged you did not make any transactions then you cancel the card without paying |
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DarReNz
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Sep 26 2014, 09:45 AM
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QUOTE(hafiz_tahir @ Sep 26 2014, 08:15 AM) yeah.. my initial plan was not just use this magic word but will report it if they didn't resolve my problem this time... Same goes to that maybank compliant.. that's why maybank call me so many times to verify this and that... to drill down the problem and even ask the branch manager for show cause letter. seriously if you want to save a few weeks i still think it's better to use the magic word upfront, seems they will trigger an escalation, i should send a complaint to public bank too on why it takes 2 months to get a credit card  This post has been edited by DarReNz: Sep 26 2014, 09:45 AM |
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DarReNz
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Sep 26 2014, 03:21 PM
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QUOTE(fkinmeng @ Sep 26 2014, 10:06 AM) anyone uses credit shield? no need to waste money on this |
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DarReNz
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Sep 28 2014, 02:58 PM
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QUOTE(party @ Sep 28 2014, 01:53 PM) I don't know why mine got activated. How to cancel it? Just by calling them? either u tick on the form or someone from citibank called and you verbally agreed, just call to CS to cancel it |
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DarReNz
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Oct 11 2014, 09:31 AM
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QUOTE(coolkid23 @ Oct 10 2014, 07:31 AM) Same here. I also got my card approved recently thru booth registration. The sales executive told me that I can get RM200 cash back by spending RM1000 in the first 60days. Found the link: http://www.citibank.com.my/english/docs/pd...motion_2014.pdfBtw, this card limit is the highest among all of mine. It's 30k. Kinda shock! I've got that with pbb kinda shocked too the highest for me |
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DarReNz
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Oct 16 2014, 08:49 PM
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QUOTE(*devilelle* @ Oct 16 2014, 04:16 PM) of cuz it would be better if I could get 0% interest but then nothing is free I suppose go for public bank, aeon or maybank they are 0% |
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DarReNz
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Nov 13 2014, 05:47 PM
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QUOTE(DemonKnight @ Nov 13 2014, 05:34 PM) riggitplus can be trusted? yeah last time got my free groupon vouchers when registered  |
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DarReNz
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Nov 20 2014, 03:12 PM
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QUOTE(*devilelle* @ Nov 20 2014, 02:35 PM) I got pissed of by the customer service staff who called me just now. She told me that I need to sign up for the insurance coverage for the Citibank card and in replied I told her that I wanted to read the terms and whether there is any place I can refer or she can send something for me to have a look. she gets irritated when I do not confirm to her on the spot that I am agreed to sign up the insurance coverage and her voice kept increasing !!! I am wondering who is the customer now? where can force customer to sign up one ? |
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