Ah .. one thing for sure in OC is depends on your luck

A processor had a Average life span of 10 years ...
The mulfuntion rate of a processor is in normal distribution of 5 days to 50 years ( same as other electrical product ... where some good product mulfunction in seconds and some evn after 20 years also no problem ... the one longest ussage light bulb is recorded to be 38Years 24/7 without fail !!! they are lucky to had that

since now the most expensive light bulb .. if open 24/7 .. after five years ... most of it blacken

)
The normal distribution tells all the story
So you are lucky with your OCed Parts running over a long period of time while other might get their parts mulfunction .. same goes with Capacitors and PSUs .....
We can't predict Luck but we can Be prepared to face what we might face ...
Since OC is mean to be OCed at your own RISK ... You can go for it if you like to and no one will blam you as long as you dont blam yourself

Ah .. one more thing ... One architecture had bigger Nanometers in their processor conducting lines ... for example 8 atom per crosection of line ... New nanoarchitecture had narrow the atom per line and hence increase Transistor per inch and Heat dissipation ( too much atom ... too much thermal resistance ) .... for example 2 atom per crossection of line ....
if the atom Failing rate is fix at 1 faliure per year ... then your 2 atom structure will be having faliure rate of about 2 years (if and only the two atom are situated side by side in a cross section and may cause a closed circuit to be open and hence consider mulfunction ... ) ... and for those 8 atom one .. it may take at least 8 years to fail ...
Anyway .. this may not always the case as now our technology had thermally reduce (expcially conroe

) and the Failing rate per atom had decrease as not much high temp produced

....
So still .. the failing rate still depends on your Luck